Ecoer Logo
VOTING POWER100.00%
DOWNVOTE POWER100.00%
RESOURCE CREDITS100.00%
REPUTATION PROGRESS0.00%
Net Worth
175.915USD
HIVE
123.988HIVE
HBD
11.142HBD
Own HP
262.009HP

Detailed Balance

HIVE
balance
123.988HIVE
market_balance
0.000HIVE
savings_balance
0.000HIVE
reward_hive_balance
0.000HIVE
HIVE POWER
Own HP
262.009HP
Delegated Out
0.000HP
Delegation In
0.000HP
Effective Power
262.009HP
Reward HP (pending)
32.424HP
HBD
hbd_balance
11.142HBD
hbd_conversions
0.000HBD
hbd_market_balance
0.000HBD
savings_hbd_balance
0.000HBD
reward_hbd_balance
10.366HBD
{
  "balance": "123.988 HIVE",
  "savings_balance": "0.000 HIVE",
  "reward_hive_balance": "0.000 HIVE",
  "vesting_shares": "425245.663368 VESTS",
  "delegated_vesting_shares": "0.000000 VESTS",
  "received_vesting_shares": "0.000000 VESTS",
  "hbd_balance": "11.142 HBD",
  "savings_hbd_balance": "0.000 HBD",
  "reward_hbd_balance": "10.366 HBD"
}

Account Info

namecodyshirk
id48506
rank0
reputation0
created2016-08-06T22:22:51
recovery_accountsteem
proxyNone
invited_bynull
post_count103
comment_count0
lifetime_vote_count0
witnesses_voted_for0
last_post2018-02-26T23:53:09
last_root_post2018-02-26T23:53:09
last_vote_time2017-10-31T02:46:06
proxied_vsf_votes0, 0, 0, 0
can_vote1
voting_power9,800
delayed_votesNone
governance_vote_expiration_ts1969-12-31T23:59:59
balance123.988 HIVE
savings_balance0.000 HIVE
hbd_balance11.142 HBD
savings_hbd_balance0.000 HBD
vesting_shares425245.663368 VESTS
delegated_vesting_shares0.000000 VESTS
received_vesting_shares0.000000 VESTS
reward_vesting_balance67108.629388 VESTS
vesting_balance0.000 HIVE
vesting_withdraw_rate0.000000 VESTS
next_vesting_withdrawal1969-12-31T23:59:59
withdrawn0
to_withdraw0
withdraw_routes0
savings_withdraw_requests0
last_account_recovery1970-01-01T00:00:00
reset_accountnull
last_owner_update1970-01-01T00:00:00
last_account_update2017-10-22T23:42:48
minedNo
hbd_seconds0
hbd_last_interest_payment2018-06-01T12:26:12
savings_hbd_last_interest_payment1970-01-01T00:00:00
{
  "active": {
    "account_auths": [],
    "key_auths": [
      [
        "STM84hy58uo55rK6roEZG2f7FX37Z1sjWb2EvDM8U5915Bcnkzf9e",
        1
      ]
    ],
    "weight_threshold": 1
  },
  "balance": "123.988 HIVE",
  "can_vote": true,
  "comment_count": 0,
  "created": "2016-08-06T22:22:51",
  "curation_rewards": 53,
  "delayed_votes": [],
  "delegated_vesting_shares": "0.000000 VESTS",
  "downvote_manabar": {
    "current_mana": 0,
    "last_update_time": 1470522168
  },
  "governance_vote_expiration_ts": "1969-12-31T23:59:59",
  "guest_bloggers": [],
  "hbd_balance": "11.142 HBD",
  "hbd_last_interest_payment": "2018-06-01T12:26:12",
  "hbd_seconds": "0",
  "hbd_seconds_last_update": "2018-06-01T12:26:12",
  "id": 48506,
  "json_metadata": "{\"profile\":{\"profile_image\":\"https://s23.postimg.org/4tofhyhuz/Screen_Shot_2016_11_25_at_1_49_25_PM.png\",\"location\":\"Malibu\",\"website\":\"https://www.codyshirk.com\",\"cover_image\":\"http://codyshirk.com\",\"name\":\"Cody Shirk\"}}",
  "last_account_recovery": "1970-01-01T00:00:00",
  "last_account_update": "2017-10-22T23:42:48",
  "last_owner_update": "1970-01-01T00:00:00",
  "last_post": "2018-02-26T23:53:09",
  "last_root_post": "2018-02-26T23:53:09",
  "last_vote_time": "2017-10-31T02:46:06",
  "lifetime_vote_count": 0,
  "market_history": [],
  "memo_key": "STM8bMZ3EPvZwU2sHkteBKEUdgiBVEzcme9knG6hd9x87faezwtze",
  "mined": false,
  "name": "codyshirk",
  "next_vesting_withdrawal": "1969-12-31T23:59:59",
  "open_recurrent_transfers": 0,
  "other_history": [],
  "owner": {
    "account_auths": [],
    "key_auths": [
      [
        "STM5X3ACYNBTBgqDbLxicegXKKapdKAe7n8W2cux7nnTDb3JKHZ9p",
        1
      ]
    ],
    "weight_threshold": 1
  },
  "pending_claimed_accounts": 0,
  "pending_transfers": 0,
  "post_bandwidth": 39428,
  "post_count": 103,
  "post_history": [],
  "post_voting_power": "425245.663368 VESTS",
  "posting": {
    "account_auths": [],
    "key_auths": [
      [
        "STM7Fkxw5otYcTHc5Ut9u1ckYNDj3zkvWxwJJDgzThgJnpoNy7Wp6",
        1
      ]
    ],
    "weight_threshold": 1
  },
  "posting_json_metadata": "{\"profile\":{\"profile_image\":\"https://s23.postimg.org/4tofhyhuz/Screen_Shot_2016_11_25_at_1_49_25_PM.png\",\"location\":\"Malibu\",\"website\":\"https://www.codyshirk.com\",\"cover_image\":\"http://codyshirk.com\",\"name\":\"Cody Shirk\"}}",
  "posting_rewards": 452834,
  "previous_owner_update": "1970-01-01T00:00:00",
  "proxied_vsf_votes": [
    0,
    0,
    0,
    0
  ],
  "proxy": "",
  "received_vesting_shares": "0.000000 VESTS",
  "recovery_account": "steem",
  "reputation": 0,
  "reset_account": "null",
  "reward_hbd_balance": "10.366 HBD",
  "reward_hive_balance": "0.000 HIVE",
  "reward_vesting_balance": "67108.629388 VESTS",
  "reward_vesting_hive": "32.424 HIVE",
  "savings_balance": "0.000 HIVE",
  "savings_hbd_balance": "0.000 HBD",
  "savings_hbd_last_interest_payment": "1970-01-01T00:00:00",
  "savings_hbd_seconds": "0",
  "savings_hbd_seconds_last_update": "1970-01-01T00:00:00",
  "savings_withdraw_requests": 0,
  "tags_usage": [],
  "to_withdraw": 0,
  "transfer_history": [],
  "vesting_balance": "0.000 HIVE",
  "vesting_shares": "425245.663368 VESTS",
  "vesting_withdraw_rate": "0.000000 VESTS",
  "vote_history": [],
  "voting_manabar": {
    "current_mana": 9800,
    "last_update_time": 1509417966
  },
  "voting_power": 9800,
  "withdraw_routes": 0,
  "withdrawn": 0,
  "witness_votes": [],
  "witnesses_voted_for": 0,
  "rank": 0
}

Withdraw Routes

IncomingOutgoing
Empty
Empty
{
  "incoming": [],
  "outgoing": []
}
From Date
To Date
therealwolfsent 0.002 HIVE to @codyshirk- "Hey there codyshirk. I hope you don’t mind this short message, but I wanted to quickly share this update with you on my Hive-related work. For the past 7 years, I've been deeply committed to Hive, wor..."
2024/11/14 12:33:33
amount0.002 HIVE
fromtherealwolf
memoHey there codyshirk. I hope you don’t mind this short message, but I wanted to quickly share this update with you on my Hive-related work. For the past 7 years, I've been deeply committed to Hive, working on projects like hive.io, vessel, dhive & more to strengthen our community, while providing reliable witness infrastructure to secure our blockchain. Recently, I've released an upgraded witness toolkit (peakd.com/@therealwolf/major-hive-witness-essentials-upgrade-v2) and celebrated 7+ years on Hive (peakd.com/@therealwolf/year-8). If you'd like to support my work, I'd be honored to have your witness vote. Thank you! PS: You can vote for me here: peakd.com/witnesses
tocodyshirk
Transaction InfoBlock #90678177/Trx 1db080564f066679d41cf60401898862585251aa
View Raw JSON Data
{
  "block": 90678177,
  "op": [
    "transfer",
    {
      "amount": "0.002 HIVE",
      "from": "therealwolf",
      "memo": "Hey there codyshirk. I hope you don’t mind this short message, but I wanted to quickly share this update with you on my Hive-related work. For the past 7 years, I've been deeply committed to Hive, working on projects like hive.io, vessel, dhive & more to strengthen our community, while providing reliable witness infrastructure to secure our blockchain. Recently, I've released an upgraded witness toolkit (peakd.com/@therealwolf/major-hive-witness-essentials-upgrade-v2) and celebrated 7+ years on Hive (peakd.com/@therealwolf/year-8). If you'd like to support my work, I'd be honored to have your witness vote. Thank you! PS: You can vote for me here: peakd.com/witnesses",
      "to": "codyshirk"
    }
  ],
  "op_in_trx": 7,
  "timestamp": "2024-11-14T12:33:33",
  "trx_id": "1db080564f066679d41cf60401898862585251aa",
  "trx_in_block": 2,
  "virtual_op": false
}
howosent 0.002 HIVE to @codyshirk- "Hey @codyshirk I am launching a new solo witness and am looking for support. If you are unfamiliar with what I do, I wrote a post announcing my witness here: https://peakd.com/witness/@howo/annoucing-..."
2023/11/30 20:30:15
amount0.002 HIVE
fromhowo
memoHey @codyshirk I am launching a new solo witness and am looking for support. If you are unfamiliar with what I do, I wrote a post announcing my witness here: https://peakd.com/witness/@howo/annoucing-my-solo-witness. The tl;dr is that I've been on Hive for 6 years and for the past 4 I've been working as a core developer meaning I'm working directly on the blockchain code to add features. You might have interacted with some of them already like RC delegations, recurrent transfers or more recently I've been working on updating communities (new update soon !). If you want to support me, could you vote for me as a witness ? You can do it on this page https://peakd.com/me/witnesses. Thank you !
tocodyshirk
Transaction InfoBlock #80623978/Trx 318a6b7e1784c15381b73222fec9a8031880947b
View Raw JSON Data
{
  "block": 80623978,
  "op": [
    "transfer",
    {
      "amount": "0.002 HIVE",
      "from": "howo",
      "memo": "Hey @codyshirk I am launching a new solo witness and am looking for support. If you are unfamiliar with what I do, I wrote a post announcing my witness here: https://peakd.com/witness/@howo/annoucing-my-solo-witness. The tl;dr is that I've been on Hive for 6 years and for the past 4 I've been working as a core developer meaning I'm working directly on the blockchain code to add features. You might have interacted with some of them already like RC delegations, recurrent transfers or more recently I've been working on updating communities (new update soon !). If you want to support me, could you vote for me as a witness ? You can do it on this page https://peakd.com/me/witnesses. Thank you !",
      "to": "codyshirk"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2023-11-30T20:30:15",
  "trx_id": "318a6b7e1784c15381b73222fec9a8031880947b",
  "trx_in_block": 25,
  "virtual_op": false
}
howosent 0.001 HBD to @codyshirk- "Hi ! I've been a core developer on hive for three years now, working on features that are now powering the chain and improving user experience like RC delegations or recurrent transfers and currently ..."
2023/04/22 16:24:09
amount0.001 HBD
fromhowo
memoHi ! I've been a core developer on hive for three years now, working on features that are now powering the chain and improving user experience like RC delegations or recurrent transfers and currently wrapping up some features that will go live in hard fork 27. I'm also hosting the monthly core dev meeting. I would like to carry on working for hive for a fourth year. I am looking for support on my renewed proposal as the current one will expire soon. It's the same deal as the last one. Could you review it and maybe vote on it if it's worth your support ? https://peakd.com/me/proposals/261 Thanks a lot !
tocodyshirk
Transaction InfoBlock #74233194/Trx eb3e4ead796c6b174f555bd76bf5dae5a6ca4d17
View Raw JSON Data
{
  "block": 74233194,
  "op": [
    "transfer",
    {
      "amount": "0.001 HBD",
      "from": "howo",
      "memo": "Hi ! I've been a core developer on hive for three years now, working on features that are now powering the chain and improving user experience like RC delegations or recurrent transfers and currently wrapping up some features that will go live in hard fork 27. I'm also hosting the monthly core dev meeting. I would like to carry on working for hive for a fourth year. I am looking for support on my renewed proposal as the current one will expire soon. It's the same deal as the last one. Could you review it and maybe vote on it if it's worth your support ? https://peakd.com/me/proposals/261 Thanks a lot !",
      "to": "codyshirk"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2023-04-22T16:24:09",
  "trx_id": "eb3e4ead796c6b174f555bd76bf5dae5a6ca4d17",
  "trx_in_block": 30,
  "virtual_op": false
}
howosent 0.001 HIVE to @codyshirk- "Hi, I have been working for the past two years as a core developer on hive. I worked on a lot of things last year some which went live in hard fork 25 already or will go live soon with hard fork 26. T..."
2022/04/09 02:51:54
amount0.001 HIVE
fromhowo
memoHi, I have been working for the past two years as a core developer on hive. I worked on a lot of things last year some which went live in hard fork 25 already or will go live soon with hard fork 26. To name a few, RC delegations, recurrent transfers or communities V2. I would love to continue working on hive for a third year on the next hard fork, communities and everything else. I am looking for support on my renewed proposal as the current one will expire soon. Could you review it and maybe vote on it if it's worth your support ? https://peakd.com/me/proposals/214 Thanks a lot !
tocodyshirk
Transaction InfoBlock #63350006/Trx 1efcf200512fe64000ac5bc1f304d0f3e4020cb4
View Raw JSON Data
{
  "block": 63350006,
  "op": [
    "transfer",
    {
      "amount": "0.001 HIVE",
      "from": "howo",
      "memo": "Hi, I have been working for the past two years as a core developer on hive. I worked on a lot of things last year some which went live in hard fork 25 already or will go live soon with hard fork 26. To name a few, RC delegations, recurrent transfers or communities V2. I would love to continue working on hive for a third year on the next hard fork, communities and everything else. I am looking for support on my renewed proposal as the current one will expire soon. Could you review it and maybe vote on it if it's worth your support ? https://peakd.com/me/proposals/214 Thanks a lot !",
      "to": "codyshirk"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2022-04-09T02:51:54",
  "trx_id": "1efcf200512fe64000ac5bc1f304d0f3e4020cb4",
  "trx_in_block": 70,
  "virtual_op": false
}
2019/08/06 23:22:48
authorsteemitboard
bodyCongratulations @codyshirk! You received a personal award! <table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@codyshirk/birthday3.png</td><td>Happy Birthday! - You are on the Steem blockchain for 3 years!</td></tr></table> <sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@codyshirk) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=codyshirk)_</sub> ###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!
json metadata{"image":["https://steemitboard.com/img/notify.png"]}
parent authorcodyshirk
parent permlinkthe-best-way-to-build-wealth-copy-the-1-or-move-to-puerto-rico
permlinksteemitboard-notify-codyshirk-20190806t232244000z
title
Transaction InfoBlock #35328530/Trx dd434f6f9f9812aba31f814ccfda91c73fd1f266
View Raw JSON Data
{
  "block": 35328530,
  "op": [
    "comment",
    {
      "author": "steemitboard",
      "body": "Congratulations @codyshirk! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@codyshirk/birthday3.png</td><td>Happy Birthday! - You are on the Steem blockchain for 3 years!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@codyshirk) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=codyshirk)_</sub>\n\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
      "json_metadata": "{\"image\":[\"https://steemitboard.com/img/notify.png\"]}",
      "parent_author": "codyshirk",
      "parent_permlink": "the-best-way-to-build-wealth-copy-the-1-or-move-to-puerto-rico",
      "permlink": "steemitboard-notify-codyshirk-20190806t232244000z",
      "title": ""
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2019-08-06T23:22:48",
  "trx_id": "dd434f6f9f9812aba31f814ccfda91c73fd1f266",
  "trx_in_block": 4,
  "virtual_op": false
}
steemdetectivesent 0.001 HIVE to @codyshirk- "Hy @codyshirk check out https://steemdetective.com"
2019/03/18 08:20:42
amount0.001 HIVE
fromsteemdetective
memoHy @codyshirk check out https://steemdetective.com
tocodyshirk
Transaction InfoBlock #31256113/Trx 3e984a7f4661efa92f2f2879a482024e08bd66dd
View Raw JSON Data
{
  "block": 31256113,
  "op": [
    "transfer",
    {
      "amount": "0.001 HIVE",
      "from": "steemdetective",
      "memo": "Hy @codyshirk check out https://steemdetective.com",
      "to": "codyshirk"
    }
  ],
  "op_in_trx": 64,
  "timestamp": "2019-03-18T08:20:42",
  "trx_id": "3e984a7f4661efa92f2f2879a482024e08bd66dd",
  "trx_in_block": 3,
  "virtual_op": false
}
2018/08/07 00:00:24
authorsteemitboard
bodyCongratulations @codyshirk! You have received a personal award! [![](https://steemitimages.com/70x70/http://steemitboard.com/@codyshirk/birthday2.png)](http://steemitboard.com/@codyshirk) 2 Years on Steemit <sub>_Click on the badge to view your Board of Honor._</sub> > Do you like [SteemitBoard's project](https://steemit.com/@steemitboard)? Then **[Vote for its witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1)** and **get one more award**!
json metadata{"image":["https://steemitboard.com/img/notify.png"]}
parent authorcodyshirk
parent permlinkthe-best-way-to-build-wealth-copy-the-1-or-move-to-puerto-rico
permlinksteemitboard-notify-codyshirk-20180807t000020000z
title
Transaction InfoBlock #24843812/Trx 6550d6c4d0929c67029bd24a4098bdbfcc7dfec3
View Raw JSON Data
{
  "block": 24843812,
  "op": [
    "comment",
    {
      "author": "steemitboard",
      "body": "Congratulations @codyshirk! You have received a personal award!\n\n[![](https://steemitimages.com/70x70/http://steemitboard.com/@codyshirk/birthday2.png)](http://steemitboard.com/@codyshirk)  2 Years on Steemit\n<sub>_Click on the badge to view your Board of Honor._</sub>\n\n\n> Do you like [SteemitBoard's project](https://steemit.com/@steemitboard)? Then **[Vote for its witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1)** and **get one more award**!",
      "json_metadata": "{\"image\":[\"https://steemitboard.com/img/notify.png\"]}",
      "parent_author": "codyshirk",
      "parent_permlink": "the-best-way-to-build-wealth-copy-the-1-or-move-to-puerto-rico",
      "permlink": "steemitboard-notify-codyshirk-20180807t000020000z",
      "title": ""
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2018-08-07T00:00:24",
  "trx_id": "6550d6c4d0929c67029bd24a4098bdbfcc7dfec3",
  "trx_in_block": 4,
  "virtual_op": false
}
2018/07/19 22:01:45
authorcodyshirk
permlinkyou-might-not-understand-when-you-get-here-you-will
voterhaydns
weight10000 (100.00%)
Transaction InfoBlock #24323767/Trx 82ac71310d0eb08ac793a1b9731051d7c59601bd
View Raw JSON Data
{
  "block": 24323767,
  "op": [
    "vote",
    {
      "author": "codyshirk",
      "permlink": "you-might-not-understand-when-you-get-here-you-will",
      "voter": "haydns",
      "weight": 10000
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2018-07-19T22:01:45",
  "trx_id": "82ac71310d0eb08ac793a1b9731051d7c59601bd",
  "trx_in_block": 24,
  "virtual_op": false
}
id1sent 0.001 HBD to @codyshirk- "☆ Hi! We are creating one of the first Multichain tokens ever working on ETH, EOS and NEO: 3 in 1. Please check out our project 🔥Ducatur.net🔥 •MVP is ready •3 Hackathons won •Softcap Reached 📬 A..."
2018/06/01 12:26:15
amount0.001 HBD
fromid1
memo☆ Hi! We are creating one of the first Multichain tokens ever working on ETH, EOS and NEO: 3 in 1. Please check out our project 🔥Ducatur.net🔥 •MVP is ready •3 Hackathons won •Softcap Reached 📬 Any questions please feel free to contact me [email protected]
tocodyshirk
Transaction InfoBlock #22940771/Trx c97a073af1c2b2f7dcc1f8320261ff2e051634cd
View Raw JSON Data
{
  "block": 22940771,
  "op": [
    "transfer",
    {
      "amount": "0.001 HBD",
      "from": "id1",
      "memo": "☆ Hi! We are creating one of the first Multichain tokens ever working on ETH, EOS and NEO: 3 in 1. Please check out our project  🔥Ducatur.net🔥 •MVP is ready  •3 Hackathons won  •Softcap Reached 📬 Any questions please feel free to contact me  [email protected] ☆",
      "to": "codyshirk"
    }
  ],
  "op_in_trx": 26,
  "timestamp": "2018-06-01T12:26:15",
  "trx_id": "c97a073af1c2b2f7dcc1f8320261ff2e051634cd",
  "trx_in_block": 26,
  "virtual_op": false
}
talhadogansent 0.001 HBD to @codyshirk- "Hello! ✔ RESTEEM to 7.000+ FOLLOWERS and Your Post Will Be UPVOTED By 45+ ACCOUNTS │ │Send 0.500 SBD or 0.500 STEEM to @talhadogan (URL as Memo) │ │100% Upvote by @talhadogan 💚 7/24 Service Active 💚"
2018/04/24 21:10:54
amount0.001 HBD
fromtalhadogan
memoHello! ✔ RESTEEM to 7.000+ FOLLOWERS and Your Post Will Be UPVOTED By 45+ ACCOUNTS │ │Send 0.500 SBD or 0.500 STEEM to @talhadogan (URL as Memo) │ │100% Upvote by @talhadogan 💚 7/24 Service Active 💚
tocodyshirk
Transaction InfoBlock #21857495/Trx acb9e0912cafecc660f64819afa95408da7f655b
View Raw JSON Data
{
  "block": 21857495,
  "op": [
    "transfer",
    {
      "amount": "0.001 HBD",
      "from": "talhadogan",
      "memo": "Hello! ✔ RESTEEM to 7.000+ FOLLOWERS and Your Post Will Be UPVOTED By 45+ ACCOUNTS │ │Send 0.500 SBD or 0.500 STEEM to @talhadogan (URL as Memo) │ │100% Upvote by @talhadogan 💚 7/24 Service Active 💚",
      "to": "codyshirk"
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  "op_in_trx": 0,
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  "trx_id": "acb9e0912cafecc660f64819afa95408da7f655b",
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alesno1sent 0.001 HBD to @codyshirk- "LIMITED OFFER! Send 1 SBD or STEEM to @steempromos with post URL in Memo and get 4 SBD upvote on your post. Pre-service-launch PROMOTION is valid till 1st april only so hurry up!"
2018/03/18 06:52:24
amount0.001 HBD
fromalesno1
memoLIMITED OFFER! Send 1 SBD or STEEM to @steempromos with post URL in Memo and get 4 SBD upvote on your post. Pre-service-launch PROMOTION is valid till 1st april only so hurry up!
tocodyshirk
Transaction InfoBlock #20776337/Trx 85352565606eef8ddf36bfbb963c48fa1d3b0e76
View Raw JSON Data
{
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alesno1sent 0.001 HBD to @codyshirk- "LIMITED OFFER! Send 1 SBD or STEEM to @steempromos with post URL in Memo and get 4 SBD upvote on your post. Pre-service-launch PROMOTION is valid till 1st april only so hurry up"
2018/03/17 23:08:42
amount0.001 HBD
fromalesno1
memoLIMITED OFFER! Send 1 SBD or STEEM to @steempromos with post URL in Memo and get 4 SBD upvote on your post. Pre-service-launch PROMOTION is valid till 1st april only so hurry up
tocodyshirk
Transaction InfoBlock #20767067/Trx 15c1ff8030a4f35b470bab4f9043835f7769a535
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{
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      "to": "codyshirk"
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2018/03/05 23:53:09
authorcodyshirk
permlinkthe-best-way-to-build-wealth-copy-the-1-or-move-to-puerto-rico
Transaction InfoBlock #20422829/Virtual Operation 4294967295:20
View Raw JSON Data
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2018/03/05 23:53:09
authorcodyshirk
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permlinkthe-best-way-to-build-wealth-copy-the-1-or-move-to-puerto-rico
total payout value0.968 HBD
Transaction InfoBlock #20422829/Virtual Operation 4294967295:19
View Raw JSON Data
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2018/03/05 23:53:09
authorcodyshirk
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permlinkthe-best-way-to-build-wealth-copy-the-1-or-move-to-puerto-rico
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Transaction InfoBlock #20422829/Virtual Operation 4294967295:18
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2018/03/05 23:46:18
authorcodyshirk
permlinkincomes-are-declining-don-t-be-a-victim-of-circumstance
Transaction InfoBlock #20422692/Virtual Operation 4294967295:7
View Raw JSON Data
{
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2018/03/05 19:08:12
authorcodyshirk
permlinkhere-are-a-bunch-of-reasons-you-should-not-invest-in-the-stock-market
Transaction InfoBlock #20417131/Virtual Operation 4294967295:28
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2018/03/05 19:08:12
authorcodyshirk
author rewards41
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permlinkhere-are-a-bunch-of-reasons-you-should-not-invest-in-the-stock-market
total payout value0.140 HBD
Transaction InfoBlock #20417131/Virtual Operation 4294967295:27
View Raw JSON Data
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2018/03/05 19:08:12
authorcodyshirk
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permlinkhere-are-a-bunch-of-reasons-you-should-not-invest-in-the-stock-market
vesting payout83.743975 VESTS
Transaction InfoBlock #20417131/Virtual Operation 4294967295:26
View Raw JSON Data
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2018/02/27 09:24:27
authorcodyshirk
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permlinkthe-best-way-to-build-wealth-copy-the-1-or-move-to-puerto-rico
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Transaction InfoBlock #20232729/Trx e2b3604bc9ff0d851719a6419a056e587ab8cb59
View Raw JSON Data
{
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2018/02/27 09:24:27
authorcodyshirk
permlinkthe-best-way-to-build-wealth-copy-the-1-or-move-to-puerto-rico
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Transaction InfoBlock #20232729/Trx e2b3604bc9ff0d851719a6419a056e587ab8cb59
View Raw JSON Data
{
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2018/02/27 03:47:33
authorcodyshirk
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Transaction InfoBlock #20226069/Trx 63cd5f9398563a246d0dedb0438bfb7f7bfaae53
View Raw JSON Data
{
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2018/02/27 03:47:33
authorcodyshirk
permlinkthe-best-way-to-build-wealth-copy-the-1-or-move-to-puerto-rico
votergetonthetrain
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Transaction InfoBlock #20226069/Trx 63cd5f9398563a246d0dedb0438bfb7f7bfaae53
View Raw JSON Data
{
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2018/02/26 23:53:12
allow curation rewardstrue
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authorcodyshirk
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permlinkthe-best-way-to-build-wealth-copy-the-1-or-move-to-puerto-rico
Transaction InfoBlock #20221461/Trx 4f9e12bd1e567cb9d1eb011111d9230f4d73e40e
View Raw JSON Data
{
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2018/02/26 23:53:12
authorcodyshirk
body<html> <p>&nbsp;<strong>If I were to read ‘The Best Way To Build Wealth’ as the title of something, I might cringe a little bit.</strong>&nbsp;</p> <p>Generally, it’s pretty hard to claim ‘the best’ of anything. The best &nbsp;hotdog? The best hotel? The best car? It’s all a bit subjective, right?&nbsp;</p> <p>However, for wealth building there is a simple, non-negotiable, strategy that is the best.&nbsp;</p> <p><strong>You have to have more wealth coming in than going out.&nbsp;</strong>&nbsp;</p> <p>It’s just simple math. You have to be adding more than you are subtracting.&nbsp;</p> <p>In general, this means making more money than you are spending. This &nbsp;comes down to talent and discipline. Talent will increase the money that &nbsp;you make, while the discipline will limit that amount of money you &nbsp;spend.&nbsp;</p> <p>But, there is one more variable that we are all subject to, that plays a significant role in wealth building: Taxes.&nbsp;</p> <p><strong>The lower your tax burden, the more money you get to keep.&nbsp;</strong>&nbsp;</p> <p>For the 1% (this year in the US, that’s anyone making over $480,930), &nbsp;tax efficiency is almost as important as actual wealth creation. &nbsp;&nbsp;&nbsp;&nbsp;</p> <p><img src="https://s10.postimg.org/g1n5jrmwp/Screen_Shot_2018-02-26_at_6.48.44_PM.png" width="794" height="406"/></p> <p><em>Source: </em><a href="https://www.bloomberg.com/news/articles/2018-02-22/to-get-into-the-1-you-need-adjusted-gross-income-of-480-930"><em>Bloomberg</em></a> &nbsp;&nbsp;&nbsp;&nbsp;</p> <p>In addition to making sure that the &nbsp;money they are making is taxed as low as possible, the wealthy also &nbsp;pursue investments that are tax efficient to begin with.&nbsp;</p> <p>For example, in the US, municipal bonds are tax free. Municipal bonds &nbsp;are basically loans to cities. The interest that investors collect from &nbsp;these bonds are tax free. That’s a major incentive.&nbsp;</p> <p>But, only certain investors are actually taking advantage of this:&nbsp;</p> <p><a href="https://www.bloomberg.com/news/articles/2018-02-22/to-get-into-the-1-you-need-adjusted-gross-income-of-480-930">"In &nbsp;2015, Americans received $57 billion of tax-fee interest, according to &nbsp;the IRS. Just about half of that interest went to 1.2 million filers who &nbsp;earned $250,000 and more, which is how the IRS slices it.”</a>&nbsp;</p> <p>Look above at that chart again. If half of the the tax-free interest &nbsp;is going to people who make $250,000 or more, then that means that 2% of &nbsp;the population is receiving half of that incentive.&nbsp;</p> <p>Clearly, that is a lop-sided return… the rich get richer… right?&nbsp;</p> <p><strong>It’s true. The rich do get richer.&nbsp;</strong>&nbsp;</p> <p>Of course there are always bad actors in any industry, but there is a &nbsp;reason why wealthy people (and companies) continue to get wealthier.&nbsp;</p> <p><strong>They continue to ensure that they are keeping as much wealth as possible.&nbsp;</strong>&nbsp;</p> <p>Just look at Ireland. The Los Angeles Times has said, <a href="http://www.latimes.com/world/europe/la-fg-ireland-economy-2017-story.html">“Ireland has become a mecca for US tech companies.”</a>&nbsp;</p> <p>That’s because Ireland has a significantly lower corporate tax rate than the US.&nbsp;</p> <p>For the individual, there are all kinds of tax savings that you can take advantage of by simply looking at your tax law.&nbsp;</p> <p>It’s usually a very good idea to pay someone to do your taxes. And &nbsp;don’t be afraid to pay top dollar, as you usually get what you pay for… &nbsp;and that extra money you pay can often be well worth it in the long run.&nbsp;</p> <p><strong>However, just like major corporations, it’s usually the best to be physically located in a location that has the best tax laws.</strong>&nbsp;</p> <p>If you are a non-US citizen, the world is your oyster. You can &nbsp;basically pick from dozens of countries that have favorable tax laws. &nbsp;That’s because non-US citizens do not have to pay their home country &nbsp;income taxes if they are living and sourcing their income from outside &nbsp;of their country.&nbsp;</p> <p>If you are a US citizen, then your options are very limited. US &nbsp;citizens are the only people in the world (except for those in the &nbsp;African nation of Eritrea) that have to pay taxes to their home country &nbsp;regardless of where they live or where they source their income.&nbsp;</p> <p>There are two main options for US citizens, if they choose to live and work outside of the US.&nbsp;</p> <p>First, they can take advantage of the FEIE, which is the Foreign Earned Income Exemption.&nbsp;</p> <p>Straight from the IRS website:&nbsp;</p> <p><a href="https://www.irs.gov/individuals/international-taxpayers/foreign-earned-income-exclusion">"If &nbsp;you are a U.S. citizen or a resident alien of the United States and you &nbsp;live abroad, you are taxed on your worldwide income. However, you may &nbsp;qualify to exclude from income up to an amount of your foreign earnings &nbsp;that is adjusted annually for inflation. In addition, you can exclude or &nbsp;deduct certain foreign housing amounts.”</a>&nbsp;</p> <p>For 2017, that amount is just over $100,000. So, if you make less than $100,000, you will not pay any US taxes.&nbsp;</p> <p>Second, if you make significantly more money than $100,000, and/or &nbsp;you don’t want to move very far, there is another very good option.&nbsp;</p> <p>And this other option may be one of the greatest locations in the world right now for tax efficiency.&nbsp;</p> <p><strong>You can pay ZERO taxes if you move to Puerto Rico. It’s &nbsp;completely legal and you file your taxes annually with the IRS, just &nbsp;like you normally would… except you keep all of your money at the end of &nbsp;the year.</strong>&nbsp;</p> <p>There are, of course, a few catches. Here they are: &nbsp;</p> <ul> <li>You must live in Puerto Rico for more than half of the year.</li> <li>You pay 0% taxes on interest, dividends, and capital gains.</li> </ul> <p>Also, if you set your company up in Puerto Rico, you only pay 4% taxes on your yearly net profit.&nbsp;</p> <p>Now, that’s Puerto Rico just form a tax perspective.&nbsp;</p> <p><strong>Let’s say that you are not a US citizen (and don’t care about &nbsp;this tax stuff)… there are incredible investment opportunities there &nbsp;right now.&nbsp;</strong>&nbsp;</p> <p><strong>And that’s why we’re going there April 24, 25, and 26.</strong>&nbsp;</p> <p>We already have some of the biggest movers and shakers coming to &nbsp;speak.&nbsp;</p> <p>We’ll also be meeting with some of the most connected people on &nbsp;the island… and learning about how we can get involved in investing in &nbsp;those same deals.&nbsp;</p> <p>Our block of hotel rooms (which, by the way, is at a beachside resort) has only a handful of rooms left.&nbsp;</p> <h2><a href="https://cody-shirk.rebilly.com/signup/puerto-rico-travel-offer">Join us.</a></h2> </html>
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parent author
parent permlinkcrypto
permlinkthe-best-way-to-build-wealth-copy-the-1-or-move-to-puerto-rico
titleThe Best Way To Build Wealth - Copy The 1% - Or Move To Puerto Rico
Transaction InfoBlock #20221461/Trx 4f9e12bd1e567cb9d1eb011111d9230f4d73e40e
View Raw JSON Data
{
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      "author": "codyshirk",
      "body": "<html>\n<p>&nbsp;<strong>If I were to read ‘The Best Way To Build Wealth’ as the title of something, I might cringe a little bit.</strong>&nbsp;</p>\n<p>Generally, it’s pretty hard to claim ‘the best’ of anything. The best &nbsp;hotdog? The best hotel? The best car? It’s all a bit subjective, right?&nbsp;</p>\n<p>However, for wealth building there is a simple, non-negotiable, strategy that is the best.&nbsp;</p>\n<p><strong>You have to have more wealth coming in than going out.&nbsp;</strong>&nbsp;</p>\n<p>It’s just simple math. You have to be adding more than you are subtracting.&nbsp;</p>\n<p>In general, this means making more money than you are spending. This &nbsp;comes down to talent and discipline. Talent will increase the money that &nbsp;you make, while the discipline will limit that amount of money you &nbsp;spend.&nbsp;</p>\n<p>But, there is one more variable that we are all subject to, that plays a significant role in wealth building: Taxes.&nbsp;</p>\n<p><strong>The lower your tax burden, the more money you get to keep.&nbsp;</strong>&nbsp;</p>\n<p>For the 1% (this year in the US, that’s anyone making over $480,930), &nbsp;tax efficiency is almost as important as actual wealth creation. &nbsp;&nbsp;&nbsp;&nbsp;</p>\n<p><img src=\"https://s10.postimg.org/g1n5jrmwp/Screen_Shot_2018-02-26_at_6.48.44_PM.png\" width=\"794\" height=\"406\"/></p>\n<p><em>Source: </em><a href=\"https://www.bloomberg.com/news/articles/2018-02-22/to-get-into-the-1-you-need-adjusted-gross-income-of-480-930\"><em>Bloomberg</em></a> &nbsp;&nbsp;&nbsp;&nbsp;</p>\n<p>In addition to making sure that the &nbsp;money they are making is taxed as low as possible, the wealthy also &nbsp;pursue investments that are tax efficient to begin with.&nbsp;</p>\n<p>For example, in the US, municipal bonds are tax free. Municipal bonds &nbsp;are basically loans to cities. The interest that investors collect from &nbsp;these bonds are tax free. That’s a major incentive.&nbsp;</p>\n<p>But, only certain investors are actually taking advantage of this:&nbsp;</p>\n<p><a href=\"https://www.bloomberg.com/news/articles/2018-02-22/to-get-into-the-1-you-need-adjusted-gross-income-of-480-930\">\"In &nbsp;2015, Americans received $57 billion of tax-fee interest, according to &nbsp;the IRS. Just about half of that interest went to 1.2 million filers who &nbsp;earned $250,000 and more, which is how the IRS slices it.”</a>&nbsp;</p>\n<p>Look above at that chart again. If half of the the tax-free interest &nbsp;is going to people who make $250,000 or more, then that means that 2% of &nbsp;the population is receiving half of that incentive.&nbsp;</p>\n<p>Clearly, that is a lop-sided return… the rich get richer… right?&nbsp;</p>\n<p><strong>It’s true. The rich do get richer.&nbsp;</strong>&nbsp;</p>\n<p>Of course there are always bad actors in any industry, but there is a &nbsp;reason why wealthy people (and companies) continue to get wealthier.&nbsp;</p>\n<p><strong>They continue to ensure that they are keeping as much wealth as possible.&nbsp;</strong>&nbsp;</p>\n<p>Just look at Ireland. The Los Angeles Times has said, <a href=\"http://www.latimes.com/world/europe/la-fg-ireland-economy-2017-story.html\">“Ireland has become a mecca for US tech companies.”</a>&nbsp;</p>\n<p>That’s because Ireland has a significantly lower corporate tax rate than the US.&nbsp;</p>\n<p>For the individual, there are all kinds of tax savings that you can take advantage of by simply looking at your tax law.&nbsp;</p>\n<p>It’s usually a very good idea to pay someone to do your taxes. And &nbsp;don’t be afraid to pay top dollar, as you usually get what you pay for… &nbsp;and that extra money you pay can often be well worth it in the long run.&nbsp;</p>\n<p><strong>However, just like major corporations, it’s usually the best to be physically located in a location that has the best tax laws.</strong>&nbsp;</p>\n<p>If you are a non-US citizen, the world is your oyster. You can &nbsp;basically pick from dozens of countries that have favorable tax laws. &nbsp;That’s because non-US citizens do not have to pay their home country &nbsp;income taxes if they are living and sourcing their income from outside &nbsp;of their country.&nbsp;</p>\n<p>If you are a US citizen, then your options are very limited. US &nbsp;citizens are the only people in the world (except for those in the &nbsp;African nation of Eritrea) that have to pay taxes to their home country &nbsp;regardless of where they live or where they source their income.&nbsp;</p>\n<p>There are two main options for US citizens, if they choose to live and work outside of the US.&nbsp;</p>\n<p>First, they can take advantage of the FEIE, which is the Foreign Earned Income Exemption.&nbsp;</p>\n<p>Straight from the IRS website:&nbsp;</p>\n<p><a href=\"https://www.irs.gov/individuals/international-taxpayers/foreign-earned-income-exclusion\">\"If &nbsp;you are a U.S. citizen or a resident alien of the United States and you &nbsp;live abroad, you are taxed on your worldwide income. However, you may &nbsp;qualify to exclude from income up to an amount of your foreign earnings &nbsp;that is adjusted annually for inflation. In addition, you can exclude or &nbsp;deduct certain foreign housing amounts.”</a>&nbsp;</p>\n<p>For 2017, that amount is just over $100,000. So, if you make less than $100,000, you will not pay any US taxes.&nbsp;</p>\n<p>Second, if you make significantly more money than $100,000, and/or &nbsp;you don’t want to move very far, there is another very good option.&nbsp;</p>\n<p>And this other option may be one of the greatest locations in the world right now for tax efficiency.&nbsp;</p>\n<p><strong>You can pay ZERO taxes if you move to Puerto Rico. It’s &nbsp;completely legal and you file your taxes annually with the IRS, just &nbsp;like you normally would… except you keep all of your money at the end of &nbsp;the year.</strong>&nbsp;</p>\n<p>There are, of course, a few catches. Here they are: &nbsp;</p>\n<ul>\n  <li>You must live in Puerto Rico for more than half of the year.</li>\n  <li>You pay 0% taxes on interest, dividends, and capital gains.</li>\n</ul>\n<p>Also, if you set your company up in Puerto Rico, you only pay 4% taxes on your yearly net profit.&nbsp;</p>\n<p>Now, that’s Puerto Rico just form a tax perspective.&nbsp;</p>\n<p><strong>Let’s say that you are not a US citizen (and don’t care about &nbsp;this tax stuff)… there are incredible investment opportunities there &nbsp;right now.&nbsp;</strong>&nbsp;</p>\n<p><strong>And that’s why we’re going there April 24, 25, and 26.</strong>&nbsp;</p>\n<p>We already have some of the biggest movers and shakers coming to &nbsp;speak.&nbsp;</p>\n<p>We’ll also be meeting with some of the most connected people on &nbsp;the island… and learning about how we can get involved in investing in &nbsp;those same deals.&nbsp;</p>\n<p>Our block of hotel rooms (which, by the way, is at a beachside resort) has only a handful of rooms left.&nbsp;</p>\n<h2><a href=\"https://cody-shirk.rebilly.com/signup/puerto-rico-travel-offer\">Join us.</a></h2>\n</html>",
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2018/02/26 23:48:30
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2018/02/26 23:48:30
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2018/02/26 23:46:21
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2018/02/26 23:46:21
authorcodyshirk
body<html> <p>&nbsp;<em><strong>“You don’t know how good &nbsp;you have it! Back in my day, life was tough. Jobs were hard to find and &nbsp;the pay was low. Now-a-days, the new generation is spoiled!”</strong></em>&nbsp;</p> <p>Sound familiar?&nbsp;</p> <p>Whether you’re 80 years old, or you’re 20 years old, you’ve probably had someone tell you that they had it tougher than you.&nbsp;</p> <p>People think that they<em>, themselves,</em> always had it tougher than the generation after them.&nbsp;</p> <p>It’s like that with everyone. You always think that your experience is more dramatic than someone else’s.&nbsp;</p> <p>As humans progress, we have a better standard of living, we have more &nbsp;conveniences, we have better health care, and we have better knowledge. &nbsp;Newer generations should have it easier.&nbsp;</p> <p>So, it makes sense when someone says, <em>“You don’t know how good you have it now! You should’ve seen what I had to go through!”</em>&nbsp;</p> <p>But is that true? Is it always worse for previous generations?&nbsp;</p> <p><strong>According to incomes, this is NOT true. Millennials actually have it worse than previous generations.</strong>&nbsp;</p> <p>For example, in Spain, Generation X has seen a 62% increase in income compared to the Boomer Generations.&nbsp;</p> <p>In contrast, Millennials have seen a 30% <em><strong>decrease</strong></em> in income compared to Generation X. <br> <br> <img src="https://s10.postimg.org/jl939g7l5/Screen_Shot_2018-02-26_at_6.42.19_PM.png" width="795" height="487"/><br> <em>Source: </em><a href="https://www.bloomberg.com/news/articles/2018-02-19/boom-turns-to-bust-for-millennials-across-advanced-economies"><em>Bloomberg</em></a> <br> <br> Using income as a data point, this means that newer generations are actually worse off than previous generations.&nbsp;</p> <p>“Britain and Spain stand out. In the U.K., Generation X were 54 &nbsp;percent better off than baby boomers born between 1946 and 1965. By &nbsp;contrast, millennials, born between 1980 and 2000, had incomes just 6 &nbsp;percent higher than those of Generation X at the same age.”&nbsp;</p> <p>From a macro economic perspective, this is not too surprising. If we &nbsp;assume that markets and economies are cyclical, then we can see how the &nbsp;Millennial Generation may be the start of the down cycle in terms of &nbsp;income.&nbsp;</p> <p>Each individual economy has different numbers, but the overall trend &nbsp;is very similar. The world has seen a massive bull market since the &nbsp;Boomer Generation really started to enter the work force.&nbsp;</p> <p>Since a ‘Boomer’ is considered anyone born between 1946 and 1965, &nbsp;that means that the early 80’s saw markets and economies really start to &nbsp;take off: <br> <br> <img src="https://s10.postimg.org/l0any7b95/Screen_Shot_2018-02-26_at_6.43.49_PM.png" width="846" height="503"/><br> <em>Source: </em><a href="http://www.macrotrends.net/1319/dow-jones-100-year-historical-chart"><em>MT</em></a> <br> <br> <strong>So, does that mean that &nbsp;Millennials and the next few younger generations are doomed to ride this &nbsp;cyclical income decline down further?</strong>&nbsp;</p> <p><strong>Well… maybe.&nbsp;</strong>&nbsp;</p> <p>We’re already seeing massive youth unemployment in countries such as Spain, Greece, and Italy.&nbsp;</p> <p>In addition to Boomers staying in the workforce longer, younger &nbsp;generations are being displaced by automation and economies that are not &nbsp;growing as fast as the population.&nbsp;</p> <p><strong>Younger generations are becoming a victim of circumstance.</strong>&nbsp;</p> <p><strong>And that’s where the opportunity lies…&nbsp;</strong>&nbsp;</p> <p>The problem is that most people are expecting to continue to work in &nbsp;an environment that provides a steady salary, with plush benefits, all &nbsp;for completing monotonous tasks.&nbsp;</p> <p>The reality is that these types of jobs - task oriented, instead of &nbsp;decision oriented - will be completely outsourced to automation in the &nbsp;future.&nbsp;</p> <p>So, Millennials and younger generations have to pivot their &nbsp;perspective. They can’t follow the footsteps of the previous workforce, &nbsp;because those footsteps are going to lead to jobs that no longer exist.&nbsp;</p> <p><a href="http://www.codyshirk.com/newsletter-signup/">For those who see this trend, there is a massive amount of money to &nbsp;be made.</a> It won’t be easy, though. The normal staples of home ownership, &nbsp;a steady paycheck, and a reliable work schedule will have to be thrown &nbsp;out the window.</p> </html>
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      "body": "<html>\n<p>&nbsp;<em><strong>“You don’t know how good &nbsp;you have it! Back in my day, life was tough. Jobs were hard to find and &nbsp;the pay was low. Now-a-days, the new generation is spoiled!”</strong></em>&nbsp;</p>\n<p>Sound familiar?&nbsp;</p>\n<p>Whether you’re 80 years old, or you’re 20 years old, you’ve probably had someone tell you that they had it tougher than you.&nbsp;</p>\n<p>People think that they<em>, themselves,</em> always had it tougher than the generation after them.&nbsp;</p>\n<p>It’s like that with everyone. You always think that your experience is more dramatic than someone else’s.&nbsp;</p>\n<p>As humans progress, we have a better standard of living, we have more &nbsp;conveniences, we have better health care, and we have better knowledge. &nbsp;Newer generations should have it easier.&nbsp;</p>\n<p>So, it makes sense when someone says, <em>“You don’t know how good you have it now! You should’ve seen what I had to go through!”</em>&nbsp;</p>\n<p>But is that true? Is it always worse for previous generations?&nbsp;</p>\n<p><strong>According to incomes, this is NOT true. Millennials actually have it worse than previous generations.</strong>&nbsp;</p>\n<p>For example, in Spain, Generation X has seen a 62% increase in income compared to the Boomer Generations.&nbsp;</p>\n<p>In contrast, Millennials have seen a 30% <em><strong>decrease</strong></em> in income compared to Generation X. <br>\n<br>\n <img src=\"https://s10.postimg.org/jl939g7l5/Screen_Shot_2018-02-26_at_6.42.19_PM.png\" width=\"795\" height=\"487\"/><br>\n <em>Source: </em><a href=\"https://www.bloomberg.com/news/articles/2018-02-19/boom-turns-to-bust-for-millennials-across-advanced-economies\"><em>Bloomberg</em></a> <br>\n<br>\nUsing income as a data point, this means that newer generations are actually worse off than previous generations.&nbsp;</p>\n<p>“Britain and Spain stand out. In the U.K., Generation X were 54 &nbsp;percent better off than baby boomers born between 1946 and 1965. By &nbsp;contrast, millennials, born between 1980 and 2000, had incomes just 6 &nbsp;percent higher than those of Generation X at the same age.”&nbsp;</p>\n<p>From a macro economic perspective, this is not too surprising. If we &nbsp;assume that markets and economies are cyclical, then we can see how the &nbsp;Millennial Generation may be the start of the down cycle in terms of &nbsp;income.&nbsp;</p>\n<p>Each individual economy has different numbers, but the overall trend &nbsp;is very similar. The world has seen a massive bull market since the &nbsp;Boomer Generation really started to enter the work force.&nbsp;</p>\n<p>Since a ‘Boomer’ is considered anyone born between 1946 and 1965, &nbsp;that means that the early 80’s saw markets and economies really start to &nbsp;take off: <br>\n<br>\n <img src=\"https://s10.postimg.org/l0any7b95/Screen_Shot_2018-02-26_at_6.43.49_PM.png\" width=\"846\" height=\"503\"/><br>\n <em>Source: </em><a href=\"http://www.macrotrends.net/1319/dow-jones-100-year-historical-chart\"><em>MT</em></a> <br>\n<br>\n<strong>So, does that mean that &nbsp;Millennials and the next few younger generations are doomed to ride this &nbsp;cyclical income decline down further?</strong>&nbsp;</p>\n<p><strong>Well… maybe.&nbsp;</strong>&nbsp;</p>\n<p>We’re already seeing massive youth unemployment in countries such as Spain, Greece, and Italy.&nbsp;</p>\n<p>In addition to Boomers staying in the workforce longer, younger &nbsp;generations are being displaced by automation and economies that are not &nbsp;growing as fast as the population.&nbsp;</p>\n<p><strong>Younger generations are becoming a victim of circumstance.</strong>&nbsp;</p>\n<p><strong>And that’s where the opportunity lies…&nbsp;</strong>&nbsp;</p>\n<p>The problem is that most people are expecting to continue to work in &nbsp;an environment that provides a steady salary, with plush benefits, all &nbsp;for completing monotonous tasks.&nbsp;</p>\n<p>The reality is that these types of jobs - task oriented, instead of &nbsp;decision oriented - will be completely outsourced to automation in the &nbsp;future.&nbsp;</p>\n<p>So, Millennials and younger generations have to pivot their &nbsp;perspective. They can’t follow the footsteps of the previous workforce, &nbsp;because those footsteps are going to lead to jobs that no longer exist.&nbsp;</p>\n<p><a href=\"http://www.codyshirk.com/newsletter-signup/\">For those who see this trend, there is a massive amount of money to &nbsp;be made.</a> It won’t be easy, though. The normal staples of home ownership, &nbsp;a steady paycheck, and a reliable work schedule will have to be thrown &nbsp;out the window.</p>\n</html>",
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2018/02/26 21:11:21
authorscaredycatguide
bodyThat's right! A cat can trade stocks ;-) (and I'm not bad at crypto too)
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2018/02/26 21:10:42
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2018/02/26 21:10:42
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2018/02/26 19:08:15
authorcodyshirk
body<html> <p><strong>In no particular order, here are a bunch of reasons you should not be buying stocks:</strong>&nbsp;</p> <p><strong>There’s a reason why buying stocks is so easy.</strong>&nbsp;</p> <p>Think about it… What is the process of buying stocks?&nbsp;</p> <p>Well, first you open a brokerage account with one the many different &nbsp;major players. There’s Charles Schwab, eTrade, Interactive Brokers, and &nbsp;about a dozen other companies you can choose from.&nbsp;</p> <p>Then, you simply link your bank account to your brokerage account. &nbsp;Once you have some money in your brokerage account, it’s off to the &nbsp;races. You can buy and sell stocks in an instant all with a couple &nbsp;clicks.&nbsp;</p> <p>In fact, there are even stories about cats walking across people’s home computers and accidentally executing trades. <br> <br> <img src="https://s10.postimg.org/3p6h1g061/Screen_Shot_2018-02-26_at_1.35.09_PM.png" width="789" height="442"/><br> &nbsp;</p> <p>Seriously. A cat. Can trade stocks.&nbsp;</p> <p>This means there is almost zero barrier to entry for people who want &nbsp;to trade stocks… and that’s how the brokerages want it. Because they &nbsp;make money off of every trade. So, they want you to buy and sell as much &nbsp;as possible. They’re not making money off of stocks… they’re making &nbsp;money off of you <em>trading</em> stocks.&nbsp;</p> <p><strong>The information you’re using to buy stocks is not hard to get.</strong>&nbsp;</p> <p>Ever heard of Yahoo! Finance? How about Google? Bloomberg?&nbsp;</p> <p>These are all free websites that you can go to and find out all kinds of information about different stocks and the companies they represent.&nbsp;</p> <p>You can look at all of their valuations, you can review their &nbsp;financials, and you can read what analysts think about certain stocks.&nbsp;</p> <p>Again, this is all free and readily accessible information.&nbsp;</p> <p>So how do you get an advantage over other investors? The answer is: you don’t.&nbsp;</p> <p>Yes, you could do more research than someone else. You can stay up &nbsp;later at night staring at a computer screen trying to figure out what &nbsp;stock is the best buy… but at the end of the day the actual information &nbsp;you are reviewing is not a secret that you are discovering. Everyone &nbsp;else can see the same thing you do.&nbsp;</p> <p>Some of the best investments out there involve a level of secrecy… &nbsp;meaning that the general public doesn’t know about it or it’s very &nbsp;difficult to get information about it. If you can invest in things where &nbsp;you have an advantage, then you’ll be setting yourself up for success.&nbsp;</p> <p>In the stock market, it’s almost impossible to have an advantage.&nbsp;</p> <p><strong>You massively overestimate yourself.</strong>&nbsp;</p> <p>You think that you can get 50% returns. Don’t worry, everyone thinks this before they start trading stocks.&nbsp;</p> <p>Here is what happens… You start looking at stocks that have had &nbsp;massive run-ups. You think to yourself, “Duh! That was so obvious why &nbsp;that stock went up 300%! All I have to do is find a similar stock before &nbsp;it goes up 300%!”&nbsp;</p> <p>And then you go out and try it yourself. And you absolutely ruin your &nbsp;account. You end up buying a bunch of stocks that you think are going &nbsp;to explode higher. But… they just crater into the ground.&nbsp;</p> <p><strong>You think you know a lot about the markets, but the reality is that you are lost in the jungle.</strong>&nbsp;</p> <p>Again, you overestimate your ability. And more importantly you lose perspective.&nbsp;</p> <p>Have you ever watched one of those finance channels on TV where you &nbsp;see all the stock tickers scrolling across the bottom of the screen?&nbsp;</p> <p>Of course. We’ve all seen that. It’s an overload of information, but &nbsp;it’s also intoxicating. The colors, the fast pace, and the thought that &nbsp;you can make lots of money make this an addictive habit.&nbsp;</p> <p>It’s literally like sitting in a casino with all the flashing lights, interesting sounds, and smell of money in the air. <br> <br> <img src="https://s10.postimg.org/nxtumshd5/Screen_Shot_2018-02-26_at_1.38.33_PM.png" width="791" height="302"/><br> &nbsp;</p> <p>The problem is that you completely &nbsp;lose perspective of the bigger picture. While you are focused on trading &nbsp;some tech stock, there might be a bigger story going on outside of your &nbsp;little world. Something like a geopolitical crisis or decision by a &nbsp;central bank.&nbsp;</p> <p><strong>Do you know what a Bloomberg Terminal is?</strong>&nbsp;</p> <p>This is a Bloomberg Terminal: <br> <br> <img src="https://s10.postimg.org/kqzb38p89/Screen_Shot_2018-02-26_at_1.39.33_PM.png" width="794" height="375"/><br> <em>Source: </em><a href="https://data.bloomberglp.com/company/sites/8/2016/04/terminal.jpg"><em>Bloomberg</em></a>&nbsp;</p> <p>Basically, a Bloomberg Terminal &nbsp;provides news, price quotes, and messaging across its proprietary secure &nbsp;network. It’s what most professional investors use, as it provides a &nbsp;vast amount of information about what is going on in the markets.&nbsp;</p> <p>And it costs $25,000 per year.&nbsp;</p> <p>So, let’s assume, for argument’s sake, that your information source &nbsp;should cost you 1% of your total portfolio. That would mean that you’d &nbsp;be trading an account with at least $2,500,000 in it.&nbsp;</p> <p>The point is that investors who are trading big money are using &nbsp;expensive tools that give them an advantage… but they are trading the &nbsp;same stocks that you are. Who do you think is going to win at the end of &nbsp;the day?&nbsp;</p> <p><strong>Do you know what HFT is?</strong>&nbsp;</p> <p>HFT stands for ‘high frequency trading,’ and the strategy is exactly what it sounds like.&nbsp;</p> <p>Basically, trades are executed in fractions of a second with each &nbsp;trade making a tiny percentage. But, if you do this multiple times a day &nbsp;with large amounts of money, the profits can add up quick.&nbsp;</p> <p>And here is the alarming part… HFT-ers have been caught in the act of &nbsp;front running the market. Basically, this means that they can see big &nbsp;trades going through from regular investors, and then they make a trade &nbsp;in the short amount of time in between the normal trade.&nbsp;</p> <p>Oh… and here is another thing… Did you know that many HFTing &nbsp;companies physically moved their operations to be right next to a stock &nbsp;exchange? They moved there because the time that information takes to go &nbsp;through wires is fastest if you’re located right next door to the &nbsp;exchange.&nbsp;</p> <p>You want to compete against those guys?&nbsp;</p> <p><strong>All you have to do is make a 1% return a day.</strong>&nbsp;</p> <p>Easy? Right?&nbsp;</p> <p>Try it, if you think it is.&nbsp;</p> <p>You might have several days in a row of making small gains. Hell, you might even do it for a couple weeks.&nbsp;</p> <p>Then you’ll have one day where you erase all of your gains in a single trade. And you have to start all over again.&nbsp;</p> <p><strong>How do you know what is going on in the company?</strong>&nbsp;</p> <p>Yes, it is a requirement that all companies that are listed on public exchanges disclose their financials and internal business.&nbsp;</p> <p>However, much of that information is significantly delayed, and recently many companies are reporting using non-GAAP accounting.&nbsp;</p> <p>GAAP stand for ‘generally accepted accounting principles,’ and it’s &nbsp;essentially what all companies stick to. In other words, it’s like a &nbsp;rulebook that all companies use so when financials are reported, &nbsp;everyone is using the same metrics.&nbsp;</p> <p>So what is non-GAAP accounting? It’s exactly what it sounds like. It &nbsp;means that you are doing accounting that is not consistent with other &nbsp;companies. When you use non-GAAP accounting you can manipulate the &nbsp;valuation of a company in a ton of different ways.&nbsp;</p> <p><strong>Investing in multiple different stocks does not mean your investments are diversified.</strong>&nbsp;</p> <p>So you have a balanced stock portfolio with tech, commodities, &nbsp;consumer goods, and some REITs? No matter what happens in the world your &nbsp;money will be safe?&nbsp;</p> <p>Ummm… no.&nbsp;</p> <p>A diversified portfolio doesn’t mean that your brokerage account holds a bunch of different stocks.&nbsp;</p> <p>A diversified portfolio means that you own some real estate, some &nbsp;foreign currency, some physical gold/silver, some collectibles, some &nbsp;private equity, and some stocks. (And now, some crypto-currencies!)&nbsp;</p> <p><strong>You’re an outsider.&nbsp;</strong>&nbsp;</p> <p>Look at the stocks that you hold. Can you call up the CEO of any one of those companies?&nbsp;</p> <p>Probably not.&nbsp;</p> <p>Don’t worry, neither can 99.999% of the other stock holders.&nbsp;</p> <p><strong>Taxes.</strong>&nbsp;</p> <p>Let’s say you buy and sell the same stock in the same year. And let’s pretend that you tripled your money.&nbsp;</p> <p>That’s amazing… and you’re going to have to pay taxes on whatever &nbsp;your gains are, just like ordinary income (so subtract the percentage of &nbsp;whatever tax bracket you’re in from your profit).&nbsp;</p> <p>Obviously taxes are something we all live with. But, when it comes to &nbsp;trading stocks (especially when you are doing it in less than a year, &nbsp;which is a short-term capital gain), your tax liability can be massive.&nbsp;</p> <p><strong>You are investing in stocks based on what other big investors are buying (or selling).</strong>&nbsp;</p> <p>Form 13F is a filing with the SEC that institutional investment &nbsp;managers with over $100 million in qualifying assets must submit. And &nbsp;it’s available to the public.&nbsp;</p> <p>So, any investor can see what the best investors in the world are &nbsp;buying and selling. You literally get to look inside of their portfolio.&nbsp;</p> <p>But… there’s a problem… this filing is delayed by several months. So &nbsp;many times, the stock that you think you should buy has already been &nbsp;bought AND sold by that big investor.&nbsp;</p> <p>You may think that you’re copying a great strategy, but in reality, your buying into a trade that has passed its prime.&nbsp;</p> <p><strong>At the end of the day, do you have any control over the company you are investing in?</strong>&nbsp;</p> <p>Have you ever had to evict a tenant out of a rental property?&nbsp;</p> <p>It sucks. It’s not fun at all. Not only is it very frustrating, but there is an emotional component that is very stressful.&nbsp;</p> <p>However, once you get that bad tenant out of your rental property, &nbsp;it’s like a weight has been lifted off of your shoulders. It’s a great &nbsp;feeling to have control over your investments because you can personally &nbsp;sway the direction of how things go.&nbsp;</p> <p>Stocks? That’s more like crossing your fingers and hoping for the best.&nbsp;</p> <p><strong>Investing in general is gambling and the stock market is like the main floor of Caesar’s Palace.</strong>&nbsp;</p> <p>I don’t care what anyone says… Investing is just sophisticated gambling.&nbsp;</p> <p>A lot of people find that offensive. They’ll say something like, “NO! &nbsp;Investing is not gambling! Investing is all about finding the &nbsp;opportunities and then committing capital and energy to ensure that the &nbsp;investment grows and becomes successful.”&nbsp;</p> <p>Well… yeah… that’s 100% true. But, at the end of the day you are making a wager that something will work. <br> <br> <img src="https://s10.postimg.org/zbgdy0ugp/Screen_Shot_2018-02-26_at_1.46.44_PM.png" width="786" height="437"/></p> <p>&nbsp;If you invest in a company that you &nbsp;think will be successful in the long term, then you’ve probably done a &nbsp;lot of work. You’ve researched the industry, you’ve looked at the &nbsp;company’s financials, you’ve done due diligence on the executives, and &nbsp;you’ve looked at competitors.&nbsp;</p> <p>AND THEN, YOU MAKE A BET THAT THE COMPANY WILL BE SUCCESSFUL. Betting is gambling.&nbsp;</p> <p>Yeah, you might not be chain smoking cigarettes and sipping cheap &nbsp;whiskey at the bottom of the Hard Rock Casino… but you’re still making a &nbsp;bet.&nbsp;</p> <p><strong>Investing in the stock market is boring, stressful, and it makes you a weirdo.</strong>&nbsp;</p> <p>Now, I’m all about making money, so don’t get me wrong…&nbsp;</p> <p>But… tell me which you would rather do:&nbsp;</p> <p>a. Trade stocks while sitting in a dark room all day, staring at a &nbsp;computer screen, eating crappy food, drinking caffeinated drinks, &nbsp;cussing out loud every time you see your screen go red…&nbsp;</p> <p>…or…&nbsp;</p> <p>b. <a href="http://www.codyshirk.com/about-the-explorer-partnership/">Travel &nbsp;to an exotic county that your friends can’t even pronounce, eat &nbsp;delicious food, meet incredible people, learn how to say ‘cheers’ in a &nbsp;weird language, and of course find an interesting (and profitable) &nbsp;investment that no one else knows about.</a>&nbsp;</p> <p>-&nbsp;</p> <p>Now… with all of that said, I personally invest in the stock market. &nbsp;Owning stocks is a form of diversifying your wealth, so you should &nbsp;consider adding some exposure if you aren’t already. And if you ONLY invest in the stock market, you need to consider all of the exciting and profitable alternatives out there.&nbsp;</p> </html>
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      "body": "<html>\n<p><strong>In no particular order, here are a bunch of reasons you should not be buying stocks:</strong>&nbsp;</p>\n<p><strong>There’s a reason why buying stocks is so easy.</strong>&nbsp;</p>\n<p>Think about it… What is the process of buying stocks?&nbsp;</p>\n<p>Well, first you open a brokerage account with one the many different &nbsp;major players. There’s Charles Schwab, eTrade, Interactive Brokers, and &nbsp;about a dozen other companies you can choose from.&nbsp;</p>\n<p>Then, you simply link your bank account to your brokerage account. &nbsp;Once you have some money in your brokerage account, it’s off to the &nbsp;races. You can buy and sell stocks in an instant all with a couple &nbsp;clicks.&nbsp;</p>\n<p>In fact, there are even stories about cats walking across people’s home computers and accidentally executing trades. <br>\n<br>\n <img src=\"https://s10.postimg.org/3p6h1g061/Screen_Shot_2018-02-26_at_1.35.09_PM.png\" width=\"789\" height=\"442\"/><br>\n&nbsp;</p>\n<p>Seriously. A cat. Can trade stocks.&nbsp;</p>\n<p>This means there is almost zero barrier to entry for people who want &nbsp;to trade stocks… and that’s how the brokerages want it. Because they &nbsp;make money off of every trade. So, they want you to buy and sell as much &nbsp;as possible. They’re not making money off of stocks… they’re making &nbsp;money off of you <em>trading</em> stocks.&nbsp;</p>\n<p><strong>The information you’re using to buy stocks is not hard to get.</strong>&nbsp;</p>\n<p>Ever heard of Yahoo! Finance? How about Google? Bloomberg?&nbsp;</p>\n<p>These are all free websites that you can go to and find out all kinds of information about different stocks and the companies they represent.&nbsp;</p>\n<p>You can look at all of their valuations, you can review their &nbsp;financials, and you can read what analysts think about certain stocks.&nbsp;</p>\n<p>Again, this is all free and readily accessible information.&nbsp;</p>\n<p>So how do you get an advantage over other investors? The answer is: you don’t.&nbsp;</p>\n<p>Yes, you could do more research than someone else. You can stay up &nbsp;later at night staring at a computer screen trying to figure out what &nbsp;stock is the best buy… but at the end of the day the actual information &nbsp;you are reviewing is not a secret that you are discovering. Everyone &nbsp;else can see the same thing you do.&nbsp;</p>\n<p>Some of the best investments out there involve a level of secrecy… &nbsp;meaning that the general public doesn’t know about it or it’s very &nbsp;difficult to get information about it. If you can invest in things where &nbsp;you have an advantage, then you’ll be setting yourself up for success.&nbsp;</p>\n<p>In the stock market, it’s almost impossible to have an advantage.&nbsp;</p>\n<p><strong>You massively overestimate yourself.</strong>&nbsp;</p>\n<p>You think that you can get 50% returns. Don’t worry, everyone thinks this before they start trading stocks.&nbsp;</p>\n<p>Here is what happens… You start looking at stocks that have had &nbsp;massive run-ups. You think to yourself, “Duh! That was so obvious why &nbsp;that stock went up 300%! All I have to do is find a similar stock before &nbsp;it goes up 300%!”&nbsp;</p>\n<p>And then you go out and try it yourself. And you absolutely ruin your &nbsp;account. You end up buying a bunch of stocks that you think are going &nbsp;to explode higher. But… they just crater into the ground.&nbsp;</p>\n<p><strong>You think you know a lot about the markets, but the reality is that you are lost in the jungle.</strong>&nbsp;</p>\n<p>Again, you overestimate your ability. And more importantly you lose perspective.&nbsp;</p>\n<p>Have you ever watched one of those finance channels on TV where you &nbsp;see all the stock tickers scrolling across the bottom of the screen?&nbsp;</p>\n<p>Of course. We’ve all seen that. It’s an overload of information, but &nbsp;it’s also intoxicating. The colors, the fast pace, and the thought that &nbsp;you can make lots of money make this an addictive habit.&nbsp;</p>\n<p>It’s literally like sitting in a casino with all the flashing lights, interesting sounds, and smell of money in the air. <br>\n<br>\n <img src=\"https://s10.postimg.org/nxtumshd5/Screen_Shot_2018-02-26_at_1.38.33_PM.png\" width=\"791\" height=\"302\"/><br>\n&nbsp;</p>\n<p>The problem is that you completely &nbsp;lose perspective of the bigger picture. While you are focused on trading &nbsp;some tech stock, there might be a bigger story going on outside of your &nbsp;little world. Something like a geopolitical crisis or decision by a &nbsp;central bank.&nbsp;</p>\n<p><strong>Do you know what a Bloomberg Terminal is?</strong>&nbsp;</p>\n<p>This is a Bloomberg Terminal: <br>\n<br>\n <img src=\"https://s10.postimg.org/kqzb38p89/Screen_Shot_2018-02-26_at_1.39.33_PM.png\" width=\"794\" height=\"375\"/><br>\n <em>Source: </em><a href=\"https://data.bloomberglp.com/company/sites/8/2016/04/terminal.jpg\"><em>Bloomberg</em></a>&nbsp;</p>\n<p>Basically, a Bloomberg Terminal &nbsp;provides news, price quotes, and messaging across its proprietary secure &nbsp;network. It’s what most professional investors use, as it provides a &nbsp;vast amount of information about what is going on in the markets.&nbsp;</p>\n<p>And it costs $25,000 per year.&nbsp;</p>\n<p>So, let’s assume, for argument’s sake, that your information source &nbsp;should cost you 1% of your total portfolio. That would mean that you’d &nbsp;be trading an account with at least $2,500,000 in it.&nbsp;</p>\n<p>The point is that investors who are trading big money are using &nbsp;expensive tools that give them an advantage… but they are trading the &nbsp;same stocks that you are. Who do you think is going to win at the end of &nbsp;the day?&nbsp;</p>\n<p><strong>Do you know what HFT is?</strong>&nbsp;</p>\n<p>HFT stands for ‘high frequency trading,’ and the strategy is exactly what it sounds like.&nbsp;</p>\n<p>Basically, trades are executed in fractions of a second with each &nbsp;trade making a tiny percentage. But, if you do this multiple times a day &nbsp;with large amounts of money, the profits can add up quick.&nbsp;</p>\n<p>And here is the alarming part… HFT-ers have been caught in the act of &nbsp;front running the market. Basically, this means that they can see big &nbsp;trades going through from regular investors, and then they make a trade &nbsp;in the short amount of time in between the normal trade.&nbsp;</p>\n<p>Oh… and here is another thing… Did you know that many HFTing &nbsp;companies physically moved their operations to be right next to a stock &nbsp;exchange? They moved there because the time that information takes to go &nbsp;through wires is fastest if you’re located right next door to the &nbsp;exchange.&nbsp;</p>\n<p>You want to compete against those guys?&nbsp;</p>\n<p><strong>All you have to do is make a 1% return a day.</strong>&nbsp;</p>\n<p>Easy? Right?&nbsp;</p>\n<p>Try it, if you think it is.&nbsp;</p>\n<p>You might have several days in a row of making small gains. Hell, you might even do it for a couple weeks.&nbsp;</p>\n<p>Then you’ll have one day where you erase all of your gains in a single trade. And you have to start all over again.&nbsp;</p>\n<p><strong>How do you know what is going on in the company?</strong>&nbsp;</p>\n<p>Yes, it is a requirement that all companies that are listed on public exchanges disclose their financials and internal business.&nbsp;</p>\n<p>However, much of that information is significantly delayed, and recently many companies are reporting using non-GAAP accounting.&nbsp;</p>\n<p>GAAP stand for ‘generally accepted accounting principles,’ and it’s &nbsp;essentially what all companies stick to. In other words, it’s like a &nbsp;rulebook that all companies use so when financials are reported, &nbsp;everyone is using the same metrics.&nbsp;</p>\n<p>So what is non-GAAP accounting? It’s exactly what it sounds like. It &nbsp;means that you are doing accounting that is not consistent with other &nbsp;companies. When you use non-GAAP accounting you can manipulate the &nbsp;valuation of a company in a ton of different ways.&nbsp;</p>\n<p><strong>Investing in multiple different stocks does not mean your investments are diversified.</strong>&nbsp;</p>\n<p>So you have a balanced stock portfolio with tech, commodities, &nbsp;consumer goods, and some REITs? No matter what happens in the world your &nbsp;money will be safe?&nbsp;</p>\n<p>Ummm… no.&nbsp;</p>\n<p>A diversified portfolio doesn’t mean that your brokerage account holds a bunch of different stocks.&nbsp;</p>\n<p>A diversified portfolio means that you own some real estate, some &nbsp;foreign currency, some physical gold/silver, some collectibles, some &nbsp;private equity, and some stocks. (And now, some crypto-currencies!)&nbsp;</p>\n<p><strong>You’re an outsider.&nbsp;</strong>&nbsp;</p>\n<p>Look at the stocks that you hold. Can you call up the CEO of any one of those companies?&nbsp;</p>\n<p>Probably not.&nbsp;</p>\n<p>Don’t worry, neither can 99.999% of the other stock holders.&nbsp;</p>\n<p><strong>Taxes.</strong>&nbsp;</p>\n<p>Let’s say you buy and sell the same stock in the same year. And let’s pretend that you tripled your money.&nbsp;</p>\n<p>That’s amazing… and you’re going to have to pay taxes on whatever &nbsp;your gains are, just like ordinary income (so subtract the percentage of &nbsp;whatever tax bracket you’re in from your profit).&nbsp;</p>\n<p>Obviously taxes are something we all live with. But, when it comes to &nbsp;trading stocks (especially when you are doing it in less than a year, &nbsp;which is a short-term capital gain), your tax liability can be massive.&nbsp;</p>\n<p><strong>You are investing in stocks based on what other big investors are buying (or selling).</strong>&nbsp;</p>\n<p>Form 13F is a filing with the SEC that institutional investment &nbsp;managers with over $100 million in qualifying assets must submit. And &nbsp;it’s available to the public.&nbsp;</p>\n<p>So, any investor can see what the best investors in the world are &nbsp;buying and selling. You literally get to look inside of their portfolio.&nbsp;</p>\n<p>But… there’s a problem… this filing is delayed by several months. So &nbsp;many times, the stock that you think you should buy has already been &nbsp;bought AND sold by that big investor.&nbsp;</p>\n<p>You may think that you’re copying a great strategy, but in reality, your buying into a trade that has passed its prime.&nbsp;</p>\n<p><strong>At the end of the day, do you have any control over the company you are investing in?</strong>&nbsp;</p>\n<p>Have you ever had to evict a tenant out of a rental property?&nbsp;</p>\n<p>It sucks. It’s not fun at all. Not only is it very frustrating, but there is an emotional component that is very stressful.&nbsp;</p>\n<p>However, once you get that bad tenant out of your rental property, &nbsp;it’s like a weight has been lifted off of your shoulders. It’s a great &nbsp;feeling to have control over your investments because you can personally &nbsp;sway the direction of how things go.&nbsp;</p>\n<p>Stocks? That’s more like crossing your fingers and hoping for the best.&nbsp;</p>\n<p><strong>Investing in general is gambling and the stock market is like the main floor of Caesar’s Palace.</strong>&nbsp;</p>\n<p>I don’t care what anyone says… Investing is just sophisticated gambling.&nbsp;</p>\n<p>A lot of people find that offensive. They’ll say something like, “NO! &nbsp;Investing is not gambling! Investing is all about finding the &nbsp;opportunities and then committing capital and energy to ensure that the &nbsp;investment grows and becomes successful.”&nbsp;</p>\n<p>Well… yeah… that’s 100% true. But, at the end of the day you are making a wager that something will work. <br>\n<br>\n <img src=\"https://s10.postimg.org/zbgdy0ugp/Screen_Shot_2018-02-26_at_1.46.44_PM.png\" width=\"786\" height=\"437\"/></p>\n<p>&nbsp;If you invest in a company that you &nbsp;think will be successful in the long term, then you’ve probably done a &nbsp;lot of work. You’ve researched the industry, you’ve looked at the &nbsp;company’s financials, you’ve done due diligence on the executives, and &nbsp;you’ve looked at competitors.&nbsp;</p>\n<p>AND THEN, YOU MAKE A BET THAT THE COMPANY WILL BE SUCCESSFUL. Betting is gambling.&nbsp;</p>\n<p>Yeah, you might not be chain smoking cigarettes and sipping cheap &nbsp;whiskey at the bottom of the Hard Rock Casino… but you’re still making a &nbsp;bet.&nbsp;</p>\n<p><strong>Investing in the stock market is boring, stressful, and it makes you a weirdo.</strong>&nbsp;</p>\n<p>Now, I’m all about making money, so don’t get me wrong…&nbsp;</p>\n<p>But… tell me which you would rather do:&nbsp;</p>\n<p>a. Trade stocks while sitting in a dark room all day, staring at a &nbsp;computer screen, eating crappy food, drinking caffeinated drinks, &nbsp;cussing out loud every time you see your screen go red…&nbsp;</p>\n<p>…or…&nbsp;</p>\n<p>b. <a href=\"http://www.codyshirk.com/about-the-explorer-partnership/\">Travel &nbsp;to an exotic county that your friends can’t even pronounce, eat &nbsp;delicious food, meet incredible people, learn how to say ‘cheers’ in a &nbsp;weird language, and of course find an interesting (and profitable) &nbsp;investment that no one else knows about.</a>&nbsp;</p>\n<p>-&nbsp;</p>\n<p>Now… with all of that said, I personally invest in the stock market. &nbsp;Owning stocks is a form of diversifying your wealth, so you should &nbsp;consider adding some exposure if you aren’t already. And if you ONLY invest in the stock market, you need to consider all of the exciting and profitable alternatives out there.&nbsp;</p>\n</html>",
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2018/02/06 12:02:54
authorcodyshirk
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2018/02/06 09:23:27
authorcodyshirk
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2018/02/06 09:23:21
authormerchantofmagic
bodyGreat magic tie in to investing.. Good post!
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2018/01/29 13:58:42
authorcodyshirk
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2017/12/27 06:32:06
authorcodyshirk
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2017/12/15 22:18:42
authorcodyshirk
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2017/12/15 22:18:42
authorcodyshirk
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2017/12/15 22:18:42
authorcodyshirk
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2017/12/15 21:31:24
authorcodyshirk
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2017/12/15 21:31:24
authorcodyshirk
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2017/12/15 21:31:24
authorcodyshirk
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2017/12/12 16:37:27
authorcodyshirk
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2017/12/12 16:37:27
authorcodyshirk
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2017/12/10 18:54:21
authorceattlestretch
bodyMarijuana will become federally legal when big pharma has all their lobbyists, laws & corporate pesticide filled fake weed ready to go. Keep the power in the hands of the people, invest in local communities & don’t sell out to the Monsanto’s & alcohol company killers
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2017/12/10 18:22:51
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2017/12/10 18:22:51
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2017/12/10 00:27:24
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2017/12/10 00:27:24
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2017/12/09 13:21:15
authorcodyshirk
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2017/12/09 13:21:15
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2017/12/09 13:21:06
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2017/12/09 13:21:06
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2017/12/09 07:59:48
authorcodyshirk
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2017/12/09 07:57:00
authormasscollective
bodyI think it will eventually become federally legal but you have to think, would Trump be the one to legalize it? That's a toss up decision. I could see him legalizing but then he'd probably give it a 80% tax so we can fund wars. Otherwise we are going to be waiting at least 4 years, maybe 8 before we see federal progress for pot
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2017/12/09 07:52:51
authorcodyshirk
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2017/12/09 07:52:51
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2017/12/08 23:07:00
authorthecleangame
bodyRight on the money!
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2017/12/08 23:06:51
authorcodyshirk
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2017/12/08 23:06:51
authorcodyshirk
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2017/12/08 22:18:45
authorcodyshirk
bodyI agree 100% with you about the prices for cannabis... as more and more growers come on line, the price is going to tank (BTW, it is today in Colorado). BUT... the revenue is more reflective of actual brands (regardless of how much their product costs them). Sales of cannabis products are going to continue to go up and with cannabis prices going down, profit margins for the actual companies are going to go up... great news for investors!
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2017/12/08 22:16:06
authorthecleangame
body@@ -538,16 +538,338 @@ nning)%0A%0A +# Recreational Allowances Spur Innovation%0Abecause now, in places where 21 and over can work with cannabis freely, innovation is free to happen. Well, free'er anyway. Awesome to see people finding unique ways to gather fresh information together. Personally meeting the people and seeing the company processes is huge. :)%0A%0A So yeah,
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2017/12/08 22:13:09
authorcodyshirk
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2017/12/08 22:13:09
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2017/12/08 22:12:27
authorthecleangame
body# Cannabis is Definitely Coming to America and, overall, it's going to be a good thing. # The Numbers are Inflated when you factor in multi-million acre farms coming online. The price of cannabis is going to drop to under $100/lb for commercial quality. And then it's going to drop through the floor. Once worldwide restrictions end (probably another 40 years lol) the USA will probably import the majority of poor quality cannabis for Marlboro quality joints. (there ARE quality tobacco companies and the biggest ones are not in the running) So yeah, bring on the cannabis. The sooner people realize they've been lied to (and worse) for decades, the quicker we can put this era of craziness behind us. Go Be Awesome!
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      "body": "# Cannabis is Definitely Coming to America\nand, overall, it's going to be a good thing.\n\n# The Numbers are Inflated\nwhen you factor in multi-million acre farms coming online. The price of cannabis is going to drop to under $100/lb for commercial quality. And then it's going to drop through the floor. Once worldwide restrictions end (probably another 40 years lol) the USA will probably import the majority of poor quality cannabis for Marlboro quality joints. (there ARE quality tobacco companies and the biggest ones are not in the running)\n\nSo yeah, bring on the cannabis. The sooner people realize they've been lied to (and worse) for decades, the quicker we can put this era of craziness behind us.\n\nGo Be Awesome!",
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2017/12/08 22:01:27
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2017/12/08 22:01:27
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2017/12/08 22:01:00
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2017/12/08 22:01:00
authorcodyshirk
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2017/12/08 22:00:24
authorcodyshirk
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2017/12/08 22:00:24
authorcodyshirk
permlink2l6g6t-investing-in-clean-energy-this-country-can-t-spend-money-fast-enough
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Account Metadata

POSTING JSON METADATA
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JSON METADATA
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Auth Keys

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Single Signature
Public Keys
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Active
Single Signature
Public Keys
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Posting
Single Signature
Public Keys
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Memo
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Witness Votes

0 / 30
No active witness votes.
[]