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      "author": "criptoreview",
      "body": "# <center>  El futuro de la música</center>\n\nLa tecnología como blockchain y los libros de contabilidad distribuidos están creando nuevas oportunidades para la soberanía propia, ya sea en cadenas de suministro, naciones emergentes o para la industria de los nuevos medios. Escucha a un panel de la industria que reúne a expertos del mundo de blockchain, data science y auditing sobre cómo la futura industria musical puede implementar estos métodos para rastrear activos digitales y abrir nuevas oportunidades artísticas.\n\nhttps://www.youtube.com/watch?v=WN2proaJxds\n\nLos artistas por lo general no suelen ser buenos empresarios, ellos se dedican solo a la creación de música. Después de todo, preferirían centrarse en su oficio no?. Especialmente cuando son nuevos, no tienen acceso a los mercadólogos, abogados, radio difusoras, espacios etc., **lo que facilita a los intermediarios explotarlos en comparación con otros profesionales**. \n\nLa industria musical tiene muchos de los intermediarios de los más hábiles y controladores en el mundo de los negocios, pero la introducción de blockchain como una tecnología disruptiva podría cambiar todo eso. Están surgiendo varias startups de blockchain para hacer frente a este problema pero el problema es que es una industria muy, pero muy **controlada y con monopolios** y posiblemente sea muy difícil cambiar el modelo que se maneja actualmente. \n\n# <center> Palabras clave </center>\n\n* **Decentralized blockchain music streaming**: Plataforma donde la mayoría de las ganancias sean para los artistas de forma directa. \n\n* **Highly centralized**: Eliminar los monopolios en la industria, quitar las \"cadenas\" que tienen los artistas-músicos para ser independientes de manera exitosa.  \n\n* **Self-Sovereignty**: Control de tu identidad en Internet.\n\n* **Decentralized database of rights and rights owners for musicians**: Base de datos verificable y no modificable, utilizada para almacenar los derechos de autor y más información. \n\nLos proyectos que sobrevivan serán aquellos que brinden un valor real: aquellos que construyan una **rede real, grande y llamativa para todos** al mantener a los artistas y oyentes felices en las plataformas. \n\nMuchas gracias por leer.",
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      "author": "criptoreview",
      "body": "# <center>Blockchain: Transferencias  bancarias y sus problemas.</center>\n\nA lo largo de la historia, se han creado varios instrumentos de **confianza**, como las monedas acuñadas, el papel moneda, las hojas de crédito y por supuesto los sistemas bancarios, para facilitar el **intercambio de valor y proteger a los compradores y vendedores**. \n\nLas innovaciones tecnológicas más importantes que se han desarrollado, digamos, las líneas telefónicas, los sistemas de tarjetas de crédito y débito, Internet y las tecnologías móviles, han mejorado **el bienestar, la rapidez y la eficiencia de las transacciones al tiempo que minimizan, y en ocasiones eliminan “virtualmente”, la distancia entre compradores y vendedores**, todos hemos comprado algo en internet sin necesidad de conocer personalmente al vendedor.\n\n<center>![](https://imgp.whaleshares.io/300x0/https://img.whaleshares.io/wls-img/rojo13/68db9c14fa7ea6cb139c561f1d52ef0b59a1b50b.png)</center>\n <div class=\"text-center\"><p><a href=\"http://cadenapolitica.com/2018/05/15/hackers-roban-millones-de-pesos-en-transferencias-bancarias/\">Fuente</a></p></div> \n\n\n A pesar de esto avances que hemos visto, muchas transacciones comerciales **siguen siendo ineficientes, caras y vulnerables**, con las siguientes limitaciones:\n\n* El efectivo/cash es útil solo en transacciones locales y en cantidades pequeñas, no podemos gastar millones en efectivo porque sería extraño y daríamos mucha desconfianza.  \n\n* El tiempo para validar las transacción internacionales puede tardar mucho tiempo y la liquidación pueden ser largas, más si es de un banco a otro banco.  \n\n* La duplicación de esfuerzos y la necesidad de validar la transacción por parte de terceros y/o la presencia de intermediarios aumentan las ineficiencias y se generan más comisiones por el trabajo de validación. \n\n* Las estafas y el fraude, los ataques cibernéticos e incluso los errores que siempre están latentes, aumentan la complejidad y el miedo de hacer negocios, exponiendo a todos los participantes en la red a riesgos si un sistema central, por ejemplo un banco, está comprometido. \n\n<center>![](https://imgp.whaleshares.io/300x0/https://img.whaleshares.io/wls-img/rojo13/d9a8ff6e3d3fadf55a94427e0487fe1a2589e0c7.png)</center>\n<div class=\"text-center\"><p><a href=\"https://securelist.lat/malware-and-non-malware-ways-for-atm-jackpotting-extended-cut/83039/\">Fuente</a></p></div>\n\n* Los gigantes de tarjetas de crédito/débito son espacios que no cualquiera entra, con altas comisiones en caso de que quieras todos los servicios que para tí son útiles. Los comerciantes deben pagar los altos costos de membresía, lo que a menudo implica un papeleo considerable y un proceso de investigación que requiere mucho tiempo. \n\n* El hecho de que la mitad de la gente del mundo no tenga acceso a cuentas bancarias, se han desarrollado sistemas de pago paralelos (más intermediarios) para realizar transacciones sin necesidad de una cuenta bancaria. \n\n* La transparencia limitada y la información inconsistente obstaculizan el movimiento eficiente de mercancías legales en la industria del transporte marítimo y aéreo y dan paso al mercado ilegal de mercancía. \n\n**Actualmente los volúmenes de transacciones realizadas en el mundo han estado creciendo  considerablemente y por consiguiente se aumentará la complejidad, vulnerabilidad, ineficiencias y costos de los sistemas de transacciones actuales.** El crecimiento exponencial del comercio electrónico, la nueva era de la banca digital y las compras dentro de las aplicaciones, junto con la creciente movilidad de personas en todo el mundo, han impulsado el crecimiento de los volúmenes de transacción.\n\n<center>![](https://imgp.whaleshares.io/400x0/https://img.whaleshares.io/wls-img/rojo13/a1a689d1d78179e59e9d5b4e86f7348076d0279d.png)</center>\n<div class=\"text-center\"><p><a href=\"https://www.finder.com/international-money-transfers/business-transfers\">Fuente</a></p></div>\n\nPara enfrentar estos y otras problemáticas, el mundo necesita redes de pago más rápidas que proporcionen mecanismos para establecer la confianza, no requerir equipos especializados, que no tengan comisiones/cargos o cuotas mensuales, y ofrezcan una solución de contabilidad colectiva para garantizar la transparencia y la confianza.\n\nSeguimos en un periodo de prueba y error, muchos proyectos que intentan desafiar la cantidad de TPS y competir con gigantes como VISA, MasterCard y American Express es motivador. La intermediación puede ser necesario y en ocasiones necesaria, pero, para estos casos la tecnología blockchain junto con los protocolos de consenso y la criptografía pueden cambiar las reglas del juego, favoreciendo a los usuarios y no solo a los intermediarios. \n\n___\n___\n**<center>Muchas gracias por leer y buen día.</center>**\n**<center>MIS REDES SOCIALES</center>**\n<center>[Steemit](https://steemit.com/@criptoreview)</center>\n<center>[weku](https://deals.weku.io/pick_account?referral=criptoreview)</center>\n<center>[whaleshares](https://whaleshares.io/@rojo13)</center>\n<center>https://media.giphy.com/media/1O0yhxALY85P5p89fI/giphy.gif</center>",
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