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      "body": "Congratulations @mecs13! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@mecs13/birthday3.png</td><td>Happy Birthday! - You are on the Steem blockchain for 3 years!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@mecs13) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=mecs13)_</sub>\n\n\n**Do not miss the last post from @steemitboard:**\n<table><tr><td><a href=\"https://steemit.com/steemitboard/@steemitboard/steemitboard-ranking-update-a-better-rich-list-comparator\"><img src=\"https://steemitimages.com/64x128/https://cdn.steemitimages.com/DQmfRVpHQhLDhnjDtqck8GPv9NPvNKPfMsDaAFDE1D9Er2Z/header_ranking.png\"></a></td><td><a href=\"https://steemit.com/steemitboard/@steemitboard/steemitboard-ranking-update-a-better-rich-list-comparator\">SteemitBoard Ranking update - A better rich list comparator</a></td></tr></table>\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
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      "body": "Thank you so much for sharing this amazing post with us!\n\nHave you heard about Partiko? It’s a really convenient mobile app for Steem! With Partiko, you can easily see what’s going on in the Steem community, make posts and comments (no beneficiary cut forever!), and always stayed connected with your followers via push notification!\n\nPartiko also rewards you with Partiko Points (3000 Partiko Point bonus when you first use it!), and Partiko Points can be converted into Steem tokens. You can earn Partiko Points easily by making posts and comments using Partiko.\n\nWe also noticed that your Steem Power is low. We will be very happy to delegate 15 Steem Power to you once you have made a post using Partiko! With more Steem Power, you can make more posts and comments, and earn more rewards!\n\nIf that all sounds interesting, you can: \n\n- Download Partiko Android at [Google Play](http://bit.ly/2SRFIta)\n- Or Download Partiko iOS on the [App Store](https://apple.co/2PcXkSd)\n\nThank you so much for reading this message!",
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      "body": "I was walking around as a giant panda.  Not your typical kung-fu type, but a translucent holographic one with a fat grin and awkward arms. This is the first time I've ever been a panda before.  My whole life I was a human.\n\nThe other avatars in VR Chat were friendly and found me amusing.  Embodying another creature was transformational.  First, I chose to be a black woman with limp shoulders and thick glasses.  I was not confident, even though in the real world I was still my dashing-self.   I had a sense of inadequacy.   This had me reflecting on my own conscious.  \"Have I been programmed to believe black nerdy-looking women are inadequate?\", I  pondered.  Most of society (or at least the loudest of the people) today would say \"yes, you've been taught to be /racist and sexiest/.  Maybe. Another possibility is that I was outside my comfort zone.  Had I spent years learning how to use my features and qualities to my advantage, my demeanor might be more confident. In the physical world I find many nerdy black women very attractive, and I get clunky trying to be cool.  Maybe that's why I opted to avatar as one when the opportunity arrived? I looked for a new avatar, questing deeper into the game-play. \n\nAfter stumbling through an unmarked portal and into an obscure world, I morphed into a panda.  This was as awesome as I'd ever felt.  An elation that could rival all the other mind-blowing moments in my life (not that I'm a rock-star or much too special, but I've had a few moments of triumph).  Why did I enjoy being a panda so much?  Maybe my whole life I was a fat-kid at heart, and finally my physique resemble an appealing heaviness - as panda's are damn good looking creatures.  Or maybe the majesty of being a rare and admired beast allured my ego.   Maybe the simple fact I was taller, rounder and more huggable than every other avatar around bolstered my confidence.\n\nI'm no researcher or psychologist, but I can tell you with absolute certainty that VR, and embodying other life-forms, is going to have a wildly powerful impact our minds. Generations are affected by the technologies and tools available to them in their formative years.  Think about the Greatest Generation's war-time lifestyle, Baby-boomers and cars, 80s babies and the internet.  \n\nToday, I assign interns 10 years my junior, whom have about 20,000 hours less experience in the business world than I, to take on business related computer tasks.  They accomplish these tasks twice as fast as I would. This is not because they are smarter- even though they might be - but because they are quick to make sense of the tools (computers) and apply them appropriately, whereas I'd fumble more. So what will this next generation, who grows up with VR in the home, and embody other life-forms think and do?  They will know what it is like to embody the lives of people from around the world - learn about themselves and humanity in a personal, first-person way that we never could. They will test life as someone rich and famous, as a stray cat, as a poisoned tree, as a lonely asteroid, as a pepperoni on my pizza, as a black woman, as a giant panda, as a plankton, as a historic hero, as a forgotten philosopher, as a toaster, as who-knows-what.\n\nMorphing into other beings, and living as a different creature than the meat suit you're currently in, is going to bend the psyche like never before.",
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      "body": "But, at least Jay Clayton swears his darnedest to protect investors from the bad actors, pirates and hackers that lurk the inter-webs.  Essentially, the SEC has showed up to a knife fight, three hours late, weilding a fork.  \n\n** Here is what you need to know about the SEC's Testimony on “Virtual Currencies: The Oversight Role of the U.S. Securities and Exchange Commission and the U.S. Commodity Futures Trading Commission” by Jay Clayton, Chairman, U.S. Securities and Exchange Commission.   This was before the Committee on Banking, Housing, and Urban Affairs United States Senate - February 6, 2018 \n\nThe testimony opened with a reminder that the SEC's missions is to \"protect investors, maintain fair, orderly and efficient markets and facilitate capital formation.\"  They watch over the approximate $75 trillion in securities traded annually, $31 trillion in market capitalization and 26,000 registered players.   \n\nClayton declares (again, he reminded us) that crypto-currency in retail is to be treated like cash.  \"...these market participants should treat payments and other transactions made in cryptocurrency as if cash were being handed from one party to the other.\"\n\nWhich means you are to declare exceeds of $10,000 on the portions you are declaring.\n\nRead more about reporting cash transactions and foreign financial accounts from the Internal Revenue Service (IRS) here: https://www.irs.gov/pub/irs-utl/reporting_cash_transactions_and_foreign_financial_accounts.pdf\n\nRead more about the definition of a security:  https://supreme.justia.com/cases/federal/us/328/293/case.html\n\nChairman is \"optimistic\" about developments in financial technology to \"help facilitate capital formation\" and provide opportunities for investment to institutions and Main-Street, alike.  He  continues that \"utility\" is an inadequate claim in attempting to absolve crypto-coins from being classified as securities.   All promotions of investment for profit, blockchain/distributed-ledger technologies, or not, are a security, as defined by the Securities Act of 1933.   \n\nIt is curious the market would treat crypto-coins like securities, rather than services, but this is what happened in 2017.  Maybe the change in behavior is because of the scalability issues.   Block-chain tokens were first branded as quick transactions, anonymous, secure and off the record.  Now they are being branded as secure investment.  Or maybe it was distraction.  There are plenty enough conspiring in the field, and I'm not yet convinced that this wasn't an elitist invention to protect from the wiping the world's current financial records. Too much is yet to unfold, and the future cannot be predicted.    \n\nDoes it matter what cryptos are branded as?  Suppose I make a coin and promote its function, but not its' future value.  However, the demand increases, and the value increases. Am I honorably thwarting the SEC?   More interesting is a good function of crypto - comment below if you've thoughts worth sharing.   \n\nBeyond those basics, it should be noted that Clayton gives a shout to Zuckerberg's gang \"I do want to recognize that recently social media platforms have restricted the ability of users to promote ICOs and cryptocurrencies on their platforms. I appreciate the responsible step.\" \n\nAt the end of the day, SEC is taking a no-tolerance stand on ICOs that don't file properly and subject themselves to regulation.  \"I have asked the SEC’s Division of Enforcement to continue to police these markets vigorously and recommend enforcement actions against those who conduct ICOs or engage in other actions relating to cryptocurrencies in violation of the federal securities laws.\"\n\nHow well one can defend and attack with a fork must depend on the wielder. I'd take Bruce Lee with a cotton ball over myself with a machete 6 days of the week.  All we can do is figure out the rules of this game, written and hidden, and play or sit the sidelines.  No guts - no glory, no risk - no gain, better safe than sorry - go big or go home - what more cliches can I say?\n\nREAD SOURCE CONTENT FOR YOURSELF: https://www.banking.senate.gov/public/_cache/files/a5e72ac6-4f8a-473f-9c9c-e2894573d57d/BF62433A09A9B95A269A29E1FF13D2BA.clayton-testimony-2-6-18.pdf![uncleCrypto0.jpg](https://steemitimages.com/DQmebY6SYeaeCXojaCamFDfDLqWcwrdUyyK4AZz6qQvCxRn/uncleCrypto0.jpg)",
      "title": "SEC testifies no real plan to regulate \"Virtual Currencies\".... as in \"we confused AF\"",
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      "body": "But, at least Jay Clayton swears his darnedest to protect investors from the bad actors, pirates and hackers that lurk the inter-webs.  Essentially, the SEC has showed up to a knife fight, three hours late, weilding a fork.  \n\n** Here is what you need to know about the SEC's Testimony on “Virtual Currencies: The Oversight Role of the U.S. Securities and Exchange Commission and the U.S. Commodity Futures Trading Commission” by Jay Clayton, Chairman, U.S. Securities and Exchange Commission.   This was before the Committee on Banking, Housing, and Urban Affairs United States Senate - February 6, 2018 \n\nThe testimony opened with a reminder that the SEC's missions is to \"protect investors, maintain fair, orderly and efficient markets and facilitate capital formation.\"  They watch over the approximate $75 trillion in securities traded annually, $31 trillion in market capitalization and 26,000 registered players.   \n\nClayton declares (again, he reminded us) that crypto-currency in retail is to be treated like cash.  \"...these market participants should treat payments and other transactions made in cryptocurrency as if cash were being handed from one party to the other.\"\n\nWhich means you are to declare exceeds of $10,000 on the portions you are declaring.\n\nRead more about reporting cash transactions and foreign financial accounts from the Internal Revenue Service (IRS) here: https://www.irs.gov/pub/irs-utl/reporting_cash_transactions_and_foreign_financial_accounts.pdf\n\nRead more about the definition of a security:  https://supreme.justia.com/cases/federal/us/328/293/case.html\n\nChairman is \"optimistic\" about developments in financial technology to \"help facilitate capital formation\" and provide opportunities for investment to institutions and Main-Street, alike.  He  continues that \"utility\" is an inadequate claim in attempting to absolve crypto-coins from being classified as securities.   All promotions of investment for profit, blockchain/distributed-ledger technologies, or not, are a security, as defined by the Securities Act of 1933.   \n\nIt is curious the market would treat crypto-coins like securities, rather than services, but this is what happened in 2017.  Maybe the change in behavior is because of the scalability issues.   Block-chain tokens were first branded as quick transactions, anonymous, secure and off the record.  Now they are being branded as secure investment.  Or maybe it was distraction.  There are plenty enough conspiring in the field, and I'm not yet convinced that this wasn't an elitist invention to protect from the wiping the world's current financial records. Too much is yet to unfold, and the future cannot be predicted.    \n\nDoes it matter what cryptos are branded as?  Suppose I make a coin and promote its function, but not its' future value.  However, the demand increases, and the value increases. Am I honorably thwarting the SEC?   More interesting is a good function of crypto - comment below if you've thoughts worth sharing.   \n\nBeyond those basics, it should be noted that Clayton gives a shout to Zuckerberg's gang \"I do want to recognize that recently social media platforms have restricted the ability of users to promote ICOs and cryptocurrencies on their platforms. I appreciate the responsible step.\" \n\nAt the end of the day, SEC is taking a no-tolerance stand on ICOs that don't file properly and subject themselves to regulation.  \"I have asked the SEC’s Division of Enforcement to continue to police these markets vigorously and recommend enforcement actions against those who conduct ICOs or engage in other actions relating to cryptocurrencies in violation of the federal securities laws.\"\n\nHow well one can defend and attack with a fork must depend on the wielder. I'd take Bruce Lee with a cotton ball over myself with a machete 6 days of the week.  All we can do is figure out the rules of this game, written and hidden, and play or sit the sidelines.  No guts - no glory, no risk - no gain, better safe than sorry - go big or go home - what more cliches can I say?\n\nREAD SOURCE CONTENT FOR YOURSELF: https://www.banking.senate.gov/public/_cache/files/a5e72ac6-4f8a-473f-9c9c-e2894573d57d/BF62433A09A9B95A269A29E1FF13D2BA.clayton-testimony-2-6-18.pdf![uncleCrypto0.jpg](https://steemitimages.com/DQmebY6SYeaeCXojaCamFDfDLqWcwrdUyyK4AZz6qQvCxRn/uncleCrypto0.jpg)",
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