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      "author": "cryptoanomaly",
      "body": "Hello **Cryptomanics!**\n\nFor most of you who are involved in crypto, you people already know the biggest scam that exist today; Banks. I wanted to give you people what I look at from time to time to track the ticking time bomb of the banks. However, for the ones that don't know or that chooses to completely ignore this massive ponzi scheme ready to unfold, please stick with me here. First I'm going to explain it in a way that made sense for me since I'm considered average with my knowledge so I expect the same from someone else who tries to explain things to me. So lets begin.\n\n**Banks Function**\n\nIt's pretty simple, you deposit your pay cheque from your job  and you either pay bills with it, tuck it away into your savings, speak to the in house advisor about your investment goals, etc. The most obvious common knowledge is that banks must pay you interest if you hold your funds in a savings account. People get an understanding that banks loan out the same funds, charge an interest, and from that interest, the banks give you a percentage per year paid out monthly. \n\n**The Concept of a Bank is Simple Right?**\n\nToo simple that it  makes this scam the biggest in our lifetime that is about to unfold. Follow the money path here. Lets assume that the banks are allowed to lend 100% of all the money in your bank account.\n\nPerson #1 - Deposits $1000 pay cheque into TD Bank\n\nTD Bank lends out Person #1 $1000 to Person #2 as a car loan.\n\nPerson #2 goes to Car Dealership to make his/her first purchase. \n\nDealership Owner deposits the $1000 from Person #2 into business bank account at CIBC.\n\nCIBC lends out the $1000 to Person #3 as a credit card.\n\nPerson #3 buys groceries at their local grocery store worth $1000 for the month.\n\nGrocery Store Owner deposits $1000 into their business bank account at BMO. \n\nAt this point you get the picture. All it took was 1 real form of hard earn money from person #1 to fund this ponzi scheme and its clearly visibly hiding in plain sight. If you don't believe me all it takes is for you to look at a banks financial report and it will state the cash on hand, deposits and securities. I've included CIBC's 2017 financial statement to show you how it's getting worse year over year and there is no politician that can stop the eminent financial collapse. \n\n![Screen Shot 2018-01-22 at 11.22.37 AM.png](https://steemitimages.com/DQmQedwV53k9apmkQABskSzxoV359eqW5NRcp3Zw5hp8geS/Screen%20Shot%202018-01-22%20at%2011.22.37%20AM.png) \n\nSo near the bottom of the image it will show you that the cash, deposits and securities total roughly $107 Billion CAD while the total in loans sits at $365 Billion rounding down. How the hell does this make sense?How is it possible that a bank can loan out 3X more then what they have sitting in the bank accounts? Please I urge you to look at the same column amongst other banks and you will see that they all illustrate the same bullshit across the board. The only difference is the size of the cash versus loans.\n\n**When is it all going to end?**\n\nAgain, I'm no guru because if I can answer that then I would be a billionaire myself. The only thing that you can do to prepare yourself is to scale out of your investments and start looking into things that will be valuable when people start to lose faith in the paper currency that they hold. \n\n**Investment Protection Idea**\n\n1. Gold and Silver\n2. Farm Land that is self sustaining\n3. Solar Power coupled with the Tesla Battery\n4. Vertical Gardens (Start growing your own food)\n5. Cryptocurrency (This is going to need a lot of due diligence)\n\nThe time to start planning for this collapse is now, not later because while the current market is all rosy, hitting all time highs, you should start looking for the exit.",
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      "body": "Hello **Cryptomaniacs!**\n\nI really didn't think that I would get so involved in blogging because I was consider just average in my writing skills in school. I try not to use anything fancy in terms of my vocabulary because I believe in intelligent communication meaning, getting the message through to my audience. \n\nSo moving on, based on the title, yes there is a way to fund your crypto portfolio for free. It's pretty straight forward so you will need the following:\n\n![cc_August08-300x192.jpg](https://steemitimages.com/DQmdjgaUiXGCjcj7yZeeKbF97V7VPm8vaaRYfVu2ykPowzL/cc_August08-300x192.jpg)\n\n**Credit Card**\n\n1. Find one that has **1% - 2%** cash back and you are able to get it as a statement credit or direct deposit to your bank account\n2. Premium points that offer redemption for flights (Aeroplan for American and Canadians)\n3. Take advantage of the welcome bonus points and free annual fee being waived. This also includes offering bonus points and annual fee for supplementary cards as well. \n\n**Purchasing Vendor** \n\n1. A company that will buy your points (please shop around as the value of the points do fluctuate between vendors)\n2. Some of these vendors do not always give you the final price they are willing to pay for your points so learn to bargain with these people/companies\n\n**How to Earn Points/Cash Back**\n\nSo for the people who are already trying to convert all their spending on the best card they believe that will cash in the best value either in cash back or points then you know what to do from this point. However, for the ones that are using a credit card just for collecting points with no end goal in mind then listen up. \n\n**This is what I've done:**\n\n1. Apply for Aeroplan credit cards and take advantage of the welcome bonus points and annual fee waived. (Collected almost 100K in points) This points alone was worth from **$1000 - $2000** depending on how the USD/CAD was traded at the time\n2. Put all my spending on the card that required the initial **$1000 - $3000** spending to qualify for the bonus points\n3. Continue to put purchases on my card to continue to rack up points (Some cards offer an additional **25%** more points)\n4. The bank would offer me an upgrade to like a privileged card or platinum with additional bonus points \n5. Contacted my person that would buy my points and received either cash or eTransfer for the points. \n\nSo, you will probably need to do some work to find out what banks are offering in terms of points and then confirm with the vendor as to how much they are willing offer you per point. \n\n**Why Sell Your Points?**\n\nThe only reason why you would sell is if you are currently using the points for redeeming merchandise or gift cards which is valued anywhere between **0.7 cents - 1 cent** per point. The only time where it would be valuable for you to use for yourself is if you are flying business class which the value then jumps up to **13 cents** per point. Again though the name of the game here is to fund your crypto so that you never have to rely on these points systems to get the life that you deserve. \n\n\n![market-emotions-2.jpg](https://steemitimages.com/DQmZaqpWFpZYi2r5MY8N8gvStnP2NnKauooDxd26ofCibjp/market-emotions-2.jpg)\n\n**Trading and Investing Without Emotions**\n\nSince you have funded your account with money that came directly from your bank credit card from the simple way of just spending, you should feel less attached to the funds that you will be investing with. The #1 problem with traders and investors is the emotional attachment to the dollar that they have. Why is it that when someone plays with monopoly money they make the best trading/investment decisions but when real money is on the table they always come out either breaking even but most times, losing money. This is the killer and I hope that funding your account with 'monopoly' money from the banks would help ease the emotional attachment since its money you never really made. \n\n**So what are you waiting for?** \n\nIn my opinion, 2018 is going to be the final year that you will see gains of **1000%** so if you risk **$1 to make $10** why not use the money that the banks gives you in the form of points or cash back to play with? This way you are not too heavily exposed by using your life savings or using debt and you will have the peace of mind that if shit hits the fan, you can walk away from all of this saying \"at least I took the risk and I have no regrets\". Good luck and I hope this helps get you started. \n\n\n![2017-year-of-the-bitcoin.jpg](https://steemitimages.com/DQmSu5xJ9JkuGjRvxYoBkBrvMdRAbsaL1sQBNYcMzMHPsDv/2017-year-of-the-bitcoin.jpg)",
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      "title": "How To Fund Your Crypto Portfolio For Free - Better Way To Trade"
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      "author": "cryptoanomaly",
      "body": "I understand what you are trying to say here about accepting yourself for whatever size you are. I to do not appreciate other people fat shaming anyone however, there isn't enough emphasis on the corporations that either produces or supports the same foods that are addicting with barely any nutritional values. This is fat shaming should not over shadow the real problem on this side of the world. Your local grocery store should not be allowing brands that only produce sugary snacks and products. This is the real problem, if we all agree to cut out the source of what is causing the rising obesity, then this whole fat shaming will be left behind us. Out of all the developed nations, USA is the top contender of holding the title of being the most obese per capita in the world. This should be an alarm bell for everyone looking from the outside in.",
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      "author": "cryptoanomaly",
      "body": "Hello Fellow Cryptomaniacs,\n\nEveryone that is involved in the crypto space, we all heard that the biggest lending platform has closed up shop and closed off their lending platform. I'm not going to write up about what you should have known blah blah blah. All the people out there that was waiting for BitConnect to collapse and claiming that this was coming should not even continue to post during aftermath. If they have no solution to offer to those who truly did not see the signs and how to get out of this financial mess then they should move on and stop posting about it. \n\nI've lost quite a bit of capital myself in the BitConnect platform but I chose to hold on to my BCC coins because it is a blockchain coin. So here are some options of what you can do with your current coins of BCC.\n\n1. Hold and hope that the BitConnect community decides to develop something else with regards to BCC\n2. Sell your BCC at the current highest price (Your time may be limited once the BCCX ICO is over)\n3. Convert your BCC to BCCX while BitConnect still is honouring the $150 BCCX/BCC coin until the ICO is over\n4. There is another option but I do not want to go into this and its a very dark place to be in. If you know what I mean, then I urge you to continue reading.\n\nI know some of you were thinking before this collapse was that you either quit your job, burnt your bridges, thinking about early retirement, dumped every single dollar you had into this or even borrowed money via mortgage, family friends etc. into this platform. I've written this post for you who took this to the very extreme because I have a risky mentality myself and I always wondered what would happen if shit hits the fan. \n\nDepending on the severity of the loss your options of moving forward and starting to feel good about yourself and your situation are below and it is not ranked in any particular order:\n\n1. Bankruptcy or Consumer Proposal\n2. Go back to work\n3. Team up with your partner, spouse, friends, family etc. to brainstorm\n4. Create a fitness plan\n5. Start leveraging your credit report profile ASAP (Do this before filing for bankruptcy)\n6. Look into things like Uber, DoorDash, Foodora, etc. to supplement your income\n7. Start selling things on craigslist or kijiji\n8. Airbnb (If you own your home)\n9. Look for a roommate (if  you are renting)\n10. Get involved into another lending platform (This is again is highly risky)\n\n![Bankruptcy1.jpg](https://steemitimages.com/DQmaEnCkpUFVnEwJz6EL1VAsoT97F1wr9uKfdoKrhhYkRUJ/Bankruptcy1.jpg)\n\nBankruptcy or Consumer Proposal\n\nLet me tell you why this should be one of the top 3 options for you if you were heavily leveraged. If you happened to pull equity out of your home via mortgage or line of credit to fund your BitConnect venture, then I encourage you to file for bankruptcy. Its in our system for a reason and is heavily pushed as a negative option. I do not care about what the trustee has to say about taking this route. Financial experts do this all the time for their business and if need be, they would claim it personally. \n\nWhy?\n\nThe reason is because your debts will be wiped out clean and depending on the court proceedings with the bankruptcy route, you may be able to hold on to your home even all your other debts are completely wiped clean. Some of you may have to agree to paying a sum amount monthly but hopefully you end up not owing anything at the end (minus your fee for the trustee that is representing you). Now I have never gone through bankruptcy myself but my family member has gone through consumer proposal which I found to learn that this option was stupid in my opinion. Consumer proposal means that the creditors has to allow you to pay back only the principal of the loan and must forfeit the interest. What I didn't like about this option for her at the time is that they need to shell out $750 per month for 5 years and their credit report would not get any better since it was frozen from the proposal. So at $750/month X 12 months/year X 5 years = $45000, this did not make financial sense for me. I would have just went all the way and just file for bankruptcy and keep my $45000 and wait 7 years before I can rebuild my credit. At least I would have money in the bank every month to show for it while I was labeled as \"bankrupt\".\n\nTIP - If you decide to do this, make sure you set up a bank account at a bank that does not have any credit history about you and was not effected by the bankruptcy proceedings. Pay your bills from here, put your payroll into this account and the minute you save $500 start applying for a secure credit card. Meaning, the bank holds $500 of your cash and they issue out $500 in credit via credit card. Purchase everything on this and pay it in full for the next 7 years because when those 7 years comes around and the bankruptcy file gets lifted off your credit bureau, all of those 7 years of credit history on that credit card will not be suppressed and will reflect positively for you (if you were paying it off in full every single month without fail) By doing this, you save yourself another 2 years after 7 years because the average person coming out of bankruptcy would have to wait for another 2 years to re-establish  their credit but however, for you, if you were proactive and got that secure credit card, you would have been ahead of the game right from the start. \n\n![4381b4ba6f2f20353e8a8be1803979d0--rn-humor-nurse-humor.jpg](https://steemitimages.com/DQmS7us9reFGVbM16tcrQo3mCRCwrvfXkTYPeRPWrAjiyn6/4381b4ba6f2f20353e8a8be1803979d0--rn-humor-nurse-humor.jpg)\n\nGo Back To Work\n\nDepending on the age and how you may have left things at your previous job, this may be an option for you. If you happened to burned your bridges from your last job you held, just start working somewhere else but make sure not to put down your last employment or use any reference from your last job. Your last employment has no obligation of giving you a good reference so be smart about who you decide to put down as a reference. \n\n\nTeaming Up With Your Spouse, Friend, Family, etc. \n\nFor some of you that have kept everyone in the dark about how you were going about BitConnect, the terrible news needs to come out. If you borrowed money from friends or family and still have not told them, now is the time and to start working together to move forward from this point. If your friendship or family has a strong enough foundation, then this tough time will pass. \n\nHowever, if you are keeping this away from your spouse and have not told them. Understand this, they should be first ones to go to easily when things like this happens. They are suppose to have your back 110% and if they happen to turn their backs on you when you needed them the most, then you my friend have chosen the WRONG partner for the rest of your life. A realistic partner should understand that there are ups and downs in life and that you both are just experiencing a down point right now and that you should not be afraid to let them know what's up. The idea here is to let them know and that you have a game plan and you want them to tackle this situation together. Once you both come out of this, you will look back and see that this is just another reason why you two were meant to be together.\n\n![big_1501_Rohini.jpg](https://steemitimages.com/DQmSpRxi6wHLuPKbe3EkWrA9LhuJ68dQE1byLFjnH4SaDN9/big_1501_Rohini.jpg)\n\nCreating a Fitness Plan\n\nThis is straight forward because in order to keep moving forward, you need to start feeling good about yourself. The best way to keep yourself feeling good and keeping up with the positive mind is by starting with a fitness plan. You will be at the peak of your stress right now and it will only accelerate the potential illness down the road. So if you truly want to bounce back from this and you truly believe this then make sure that this is something you do right away. The illness does not kill you, its the level of stress that does so do not wait, start NOW. \n\n\n\nLeveraging Your Credit Report Profile\n\nThis is highly controversial option but if you are deciding to go bankrupt you might as well get paid by applying for more credit cards, lines of credit, etc. and cash out and hold the cash somewhere during the whole bankruptcy proceedings. If they happen to ask why you decided to apply for credit which you knew you could not be able to pay back you can easily come up with a reason that you needed to pay off some 'shark loans', put food on the table or whatever. Again, this is something that I would do if I decided to take this route.\n\n\n\nUber, Doordash, Foodora, Etc.\n\nIf you are already working then looking to supplement your income should be a given. You need to give up the idea of having weekends for the next little bit and focus on rebuilding your financial nest egg as quickly as possible. Getting started with Uber or Doordash or anything that is local to you that utilizes technology to disrupt an existing business should be part of your game plan. \n\nSelling Things On Craigslist, Kijiji, Etc. \n\nThe good thing is, if you happen to have a lot of things at home that you barely use, start selling them and earn some money from that. Pretty straight forward with this one.\n\nAirbnb\n\nIf you happen to own your home then you should look into using Airbnb to maximize the income of your property. You can rent a room or a whole floor but depending on where you are located, your city laws will determine if this option is viable for you. Where I am, Toronto, Ontario, I must be residing within the unit that I choose to Airbnb so that is a risk I need to be willing to take. \n\nIf You Are Renting\n\nThe only option here is to either looking for a roommate to subsidize your rent or looking for a cheaper apartment for the short term. \n\nAnother Lending Platform\n\nI chose this option myself since the platform is passed the adoption phase and is going into the stability phase and I believe getting involved now should mitigate some risk. Please do not choose this option if you do not have any funds whatsoever because you can't afford this risk. I can't guarantee that this option will be up and running the next day after you decide to participate. As of right now, I have recouped about $8,000.00 as of Jan 20, 2018 with a total investment of $33,000.00 and by Mid February I should be playing with house money going forward. \n\nAt this point, you should be focusing on increasing cash flow into your life right now. Meaning, reducing expenses and increasing money coming in (cash flow). If you have to get rid of the second cell phone line, cutting cable, taking local transit versus taking the car, living at home with your parents, whatever it takes for you to put more money back into your pocket per month, you must do that NOW. \n\nI will provide a link for the other lending platform for those who can take the risk (ASSUME THAT THIS WILL CLOSE UP TOMORROW) then here it is: \n\nhttps://davor.io/Account/Registration?r=080302\n\nI thank you for your support as every little bit helps and I hope that this finds to those people that are going through a rough time. Just know that you always have options as long as you are living and breathing, only you can decide if you choose to look past this and see the positive. Good Luck and see you on the profit side.",
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    {
      "author": "gre3n",
      "body": "Lol I said the same thing. Came out a long time ago.",
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      "author": "cryptoanomaly",
      "body": "Wow, I remembered this video when it was on window's media player. Damn still funny though",
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  "op": [
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    {
      "author": "cryptoanomaly",
      "body": "Hello everyone,\n\nA quick background of me in this area is that I am just a health enthusiast and I manage and operate my own health food store in Toronto, Ontario. I have a passion for natural healing and boosting one's health through foods and herbs. The one area that I tend to focus on is penile health because I have the luxury of seeing and hearing my own clients talk about themselves or their male partners and that they don't mind if there is a 'boost' of performance in the bedroom and so this is where I decided to focus on. \n\nAs the name suggest, there are natural products out there that do what the miracle 'blue' pill can do but understand that the pill itself was made from a natural source which I believe came from this one herb found in either in Malaysia or Indonesia. You guys probably heard of the following herbs that aid in blood circulation for our manhood:\n\n1. Maca (all colours from black, purple, yellow, raw, etc)\n2. Horny Goat Weed\n3. Tribulus \n4. Saw Palmetto (Used more for increasing volume of semen or ease of fluid flow)\n\nThere are plenty more herbs that can be listed but I wanted to narrow down to the 1 herb that worked for me in comparison to other herbs listed above. I've been focusing lately on my penile health and I've been making it my primary focus. So I treat my penis like as if it were another muscle that I need to focus on throughout the week when I'm actively training. The only difference is that my penis gets worked out almost every single day. \n\nAnyways, what I have tried is a root herb from Indonesia and I had to source out between the two nations as to where I would like to start. I chose Indonesia because it had more online reference to the root herb. The root I'm talking about is called Tongkat Ali or Eurycoma or Longjack but predominately is known as Tongkat Ali in this region. Let me quickly brief you in that it comes with a hefty price tag of roughly costing about $1 - $2 USD per capsule depending on who you order from. I live in Canada which creates a tougher barrier for me to purchase since I get hit on the conversion but I wanted to find something that was good for my penile health, not just a viagra for the bedroom. \n\nThe Tongkat Ali that I personally tested and tried was the 1:200 300MG and 1:200 600MG. On a scale of 1 - 10, 10 being amazing, I would rate it 10/10 only 70% of the time. Let me explain.\n\n1. Cycling The Product - So if you happen to google about this product, everyone has a different take on how to consume this product. Some say do a 70/30 rule meaning, 70% of the time you are on the product while 30% you are off. Others has broken it down to days, where its 4 days on 3 days off or 4 weeks on and 2 weeks off but to be honest the best approach for me was taking it as long as I do not get the results that I was experiencing the day before. Once the effects fade on a day by day basis, I immediately take a break. The length of time of my break was dependant on certain factors. (i.e. girlfriend is on her period, on a cleanse, social events, etc.) Usually my breaks are about 3 - 4 days on average for those who absolutely needs to know. \n\n2. Diet and Sleeping Habits - This one I had to piece together because I know that sleep and lack of nutrition will effect the results of this herb. Now some of you will probably get an uptick in erection quality with this single change alone which is to get 7.5 hours a good deep sleep and either increase or decrease the type of foods you need to eat. However, for the ones that are already at this point and wants to go beyond then I high recommend trying this herb. \n\nSo keeping the above things in mind and correcting those things first, when I was 'on' the product, I was completely different of how I felt and viewed the world.\n\n1. Sex Drive - My libido (sex drive) was through the roof. I'm turning 30 this year (2018) and my girlfriend could not keep up. There were nights that she was just too sore from the night before but all I could think about was sex. Sex at work, sex in the washroom, sex while I'm driving. This was at the point where if I was not getting any, I would get frustrated so please guys, catch yourself feeling this way before you get yourself into any trouble. \n\n2. Erection Quality and Size - So my erection would come as easily as me seeing someone gorgeous and 'POP' I would have a hard on that would be tough to get rid of. My flaccid hang was heavier throughout the day and more vascular when I was up and ready to go. ***MYTH*** The secret to penis enlargement pills is all about increasing blood flow so for most men out there that are under a ton of stress due to bills, jobs, relationship, finance, etc. this will do a number on your penis' health which is why its so easy for any penis pill to 'enlarge' your penis because of the lack of blood flow from all those stressful things. So the combination of anticipating a bigger penis plus the herbs that increase blood flow, some men do feel and look bigger because of the vascularity so know this that if you do buy those pills, its just a way to increase blood flow, THATS IT. \n\n3. Motivation and Drive - This is something off topic from the overall penis health. For those who have set mental goals and it always seems to slide in the back of your heads all year round only to come out once in a while, this may help with that. For me, with everything that I have on my plate on a day to day basis, my motivation and drive to do things does get tested from time to time. However, when I was on this product, I felt compelled to over achieve my daily agenda. I found myself willing to do the little things that I normally would brush off as wasting time. I just wanted to do more with the little time I had left in my day. That was it, I was living every day as if it were my last because I just felt so good and happy. \n\nOkay, so now you are thinking \"Where can I some...?\" Good question, depending on the company you order it from, obviously, choose a reputable company. Do your research because the product is expensive but if you are following the cycle, it can last up to 3 months for 1 bottle of this product. So here is the checklist:\n\n1. The product is from Indonesia (The one I tried and tested)\n2. 1:200 300MG or 600MG (The 1:200 means that it took 200 G of root to make 1 G of extract)\n3. Pricing has to be roughly around $80 USD for the 300MG for 100 Capsules or $160 USD for the 600 MG 100 Capsules. \n4. The main manufacturer has a stamp on the capsules itself to make sure that the product was not tampered with.\nHowever, some companies will order in the powder themselves and incapsulated themselves. This is not reassuring for me because they can mix other lower grade herbs to stretch out the quality of the product. So if you are planning to buy, just buy different brands to give this product a fair try. \n\nSo for those of you that want to give this a go all it takes is just 1 bottle to be able to see the difference. There is no need to be on it long and the only advice I have to give is make sure you have a woman or man or someone lined up to be able to relieve your sexual desires.",
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