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      "parent_permlink": "crypto",
      "author": "da-primate",
      "permlink": "unore-the-birth-of-crytocurrency-reinsurance",
      "title": "UnoRe: The Birth of Crytocurrency Reinsurance",
      "body": "<html>\n<p><img src=\"https://cdn.steemitimages.com/DQmUbM8HMPQ91jk8QdKNKg8XTTdTDXmDejfkHphdAWDfSSp/photo_2021-04-20_18-48-53.jpg\" alt=\"photo_2021-04-20_18-48-53.jpg\"/>\r<br/>\r<br/>With the advancement of blockchain technology,\r mainstream industries are playing catch up because\r blockchain technology has numerous advantages, such as; borderless payment and also providing seamless user experience which is very important to investors. Too good\r to be true, but the fact that we are losing grasp of lifelong restrictions\r which hinders our dream; cryptocurrency is gaining massive mainstream adoption\r and recognition. Asset\r protection, which is one of the major concerns for cryptocurrency investors,\r hence the demand for crypto-insurance is highly sort after. But a lot of\r providers are skceptical about cryptocurrency insurance market despite its\r promising potentials due to the enormous risk it portends.</p>\n<p>\r<br/>\r<strong>The doubts about the Cryptocurrency\r Industry</strong></p>\n<p><img src=\"https://cdn.steemitimages.com/DQmVo1R8yXHxWdyi7GybZ3EVT4jL9ssx1zZtdtuXMFZXkUu/1592829679767.jpg\" alt=\"1592829679767.jpg\"/></p>\n<p>\r</p>\n<p>The\r cryptocurrency industry is known to be highly volatile due to the lack of regulation.\r<br/>By overlooking mainstream insurance firms as intermediaries, cryptocurrencies\r allows transactions to be made relatively quick and cheaply. The quickness and ease of payments is of great importance to every business minded individuals.\r They also help in decentralization that put individuals and corporate\r organizations at risk when in search of risk management ventures. For example, cryptocurrencies\r doesn&#x27;t require middle men to facilitate transactions, thereby reducing\r processing fees, which is mostly costly for small business and merchants.</p>\n<p>Borderless\r transaction can provide a route for start-ups to gain international recognition.\r<br/>Moreover since transactions using foreign exchange currencies can take a long\r while to process, exchange rates between the buyer country’s’ currency and the\r seller country’s currency may fluctuate while funds are in process, causing a\r loss for one of the parties. Cryptocurrencies prevents against this forex risk\r by ensuring a faster transfer of funds. The\r downside to all this is that, Cryptocurrency is effectively a bearer asset,\r meaning, possessing a bitcoin (BTC) or other crypto coin effectively\r establishes ownership, just like cash, and entitles the possessor to the\r underlying value. Consequently, when someone’s bitcoins are stolen, it’s\r<br/>difficult to establish rightful ownership without actual possession of that\r bitcoin. </p>\n<p>Cryptocurrency\r hack is a real risk because over the years high profile cryptocurrency theft have gained media\r attention: Mt.Gox lost $460 million to hackers in 2014, Bitfinex lost 120,000\r Btc in 2016. coin-check also lost $530 million belonging to 260,000 customers in\r 2018. Cryptocurrency theft has seen a tremendous increase in the past few years.\r It is estimated that almost $1b has been lost to hacks and theft of\r cryptocurrency exchanges and other trading platforms excluding individual\r losses.</p>\n<p>\r\r<br/><strong>Insurance and Cryptocurrency     </strong></p>\n<p><img src=\"https://cdn.steemitimages.com/DQmPrQX4THDcSnLv1B8wyC6vktbCcaeWwDwawpKXTDoAUq4/photo_2021-04-20_18-49-45.jpg\" alt=\"photo_2021-04-20_18-49-45.jpg\"/></p>\n<p>\rA\r cumulative of various risks and potential loss of crypto assets have led\r various investors’ and users to seek out protective ways to secure their\r assets, and crypto-insurance is being considered from time to time. Providers\r of crypto insurance can charge annual premiums equal to one and five percent of\r the covered assets. But despite the highly-publicized risks, big investor says\r they aren’t aware of any insurer that’s paid a cryptoinsurance claim. This\r single fact has given birth to crypto insurance firms like Marsh and McLennan,\r which recently formed a team solely dedicated to servicing blockchain start-ups\r and Aon, which claims over fifty percent of the crypto insurance market.</p>\n<p>\r<br/>\r\r</p>\n<p><em>In this\r article, I am going to introduce to you the future of Decentralized insurance in the name of UnoRe (Uno=First, Re=reinsurance). This\r is The World’s first risk trading Reinsurance platform, highly backed by\r Polkaster.</em></p>\n<h1><strong>\rIntroducing\r UnoRe</strong></h1>\n<h1><img src=\"https://cdn.steemitimages.com/DQmSYetDNhx1a9T4uXAEB4Ntradz48tDpyeipymR5aQAEuG/Ey8BwsSWUAA_MIb.jpg\" alt=\"Ey8BwsSWUAA_MIb.jpg\"/></h1>\n<p>Investopedia defines Reinsurance as the practice whereby insurers transfer portions of\r<br/>their risk portfolios to other parties by some form of agreement to reduce the\r likelihood of paying a large obligation resulting from an insurance claim. The\r party that diversifies its insurance portfolio is known as the ceding party. Reinsurance\r is also known as Insurance for insurance companies.</p>\n<p>UnoRe\r is the insurance for insurance companies that will take the level of security\r offered by insurance companies to the highest level and open the possibilities\r provided by insurance companies. Let me just say, we are not talking about an\r ordinary project, but a project supported by Polkaster;\r one of the successful platforms in the cryptospace in recent times and other renowned Vcs.\r UnoRe platform plans to introduce reinsurance to the current crypto insurance\r protocols. The platform will allow insurance protocols to reinsure their\r products transferring part of their risk over to UnoRe.</p>\n<p><strong>What does UnoRe Offer</strong></p>\n<p><img src=\"https://cdn.steemitimages.com/DQmUGN9UxdHoeNYoHZ9GwAMs9u1y5M9UqZQH26qomNgVPew/photo_2021-04-20_18-49-59.jpg\" alt=\"photo_2021-04-20_18-49-59.jpg\"/></p>\n<p>Many\r insurance companies have proffered central solutions to facilitate and give\r succour to crypto-investors. Unore is a completely decentralized platform. So\r you have absolute control. UnoRe platform will allow users to be able to\r invest in the risk profile. At this point the platform will allow users to\r invest in DAI and receive returns in UNO tokens or DAI (with higher reward\r ratios available in UNO tokens). There is an additional reward if they stake\r their rewarded tokens on the platform. </p>\n<h1>some <strong>features of UnoRe are as follows;</strong></h1>\n<p></p>\n<p><strong>· Providing insurance to insurance\r provider</strong></p>\n<p>· Allowing users to trade risks on the\r platform </p>\n<p>\r· The UnoRe platform will supply all the\r required elements to investors to established innovative products , which would be added to the UnoRe reinsurance risk profile</p>\n<p>· UnoRe will provide all elements required\r to the masses to come and build new and innovative products on our platform,\r which would then be added to the UnoRe reinsurance risk profile</p>\n<p>\r<strong>Some Use-cases of UnoRe</strong></p>\n<p>· All claims will be paid out in UnoRe\r tokens which can be held or traded to fiat</p>\n<p>\r· Staking: Multiple staking options will\r be made available on the platform to drive the token to scarcity with Apys\r reaching up to 60%.</p>\n<p>· Crypto users who wish to purchase\r reinsurance products through platform will purchase the product by UNO token.</p>\n<p>· Uno token will also be used as\r collateral on the platform</p>\n<p>\r<br/><strong>Conclusion</strong></p>\n<p>\rIf you are actively\r looking to trade risks and security for your crypto assets, usability and\r<br/>possibilities are important to you, UnoRe is here to offer all these to you in\r a completely decentralized environment! It looks like the solution to\r minimizing crypto-risks that’s been sort after, with its practical and cosy\r interface, front-running and trade collision-resistant infrastructure\r and possibilities competing with the standard of mainstream insurance\r companies. Moreover, it is supported by Polkaster. </p>\n<p>It\r is worth looking at in my point of view.                   </p>\n<p>\rCurrently,\r whitelist for presale is currently ongoing for UnoRe here <a href=\"https://t.co/E4DyEh2a3h?amp=1\">Whitelist</a>. If you want more information\r about UnoRe, you can check the<strong> </strong><a href=\"https://unore.io/static/docs/unore-wp.pdf\">Whitepaper</a></p>\n<p><img src=\"https://cdn.steemitimages.com/DQmSYetDNhx1a9T4uXAEB4Ntradz48tDpyeipymR5aQAEuG/Ey8BwsSWUAA_MIb.jpg\" alt=\"Ey8BwsSWUAA_MIb.jpg\"/></p>\n<p>\r<strong>Useful Links               </strong></p>\n<p>\r<a href=\"https://github.com/PolkaRe\">GitHub</a></p>\n<p>\r<a href=\"https://twitter.com/unoreinsure\">Twitter</a></p>\n<p>\r<a href=\"https://www.linkedin.com/company/unore/about\">LinkedIn</a></p>\n<p><a href=\"http://t.me/UnoReinsure\">Telegram</a></p>\n<p>\r<a href=\"https://medium.com/@unore\">Medium</a></p>\n<p>\r<a href=\"http://unore.gitbook.io/\">UnoRe\rGitbook</a></p>\n<p>\r\r<a href=\"https://t.co/E4DyEh2a3h?amp=1\">Get Whitelisted</a>\r<br/>\r<br/>\rAuthor: <a href=\"https://www.linkedin.com/in/adedeji-adekunle-689790ab/\">AdedejiBAdekunle</a></p>\n<p><a href=\"https://t.me/andyersata1\"><strong><em>My Telegram</em></strong></a></p>\n<p>\r<br/><strong><em>This\r article is not meant to give commercial or any other kind of advice. It is just\r an informative text at all.</em></strong></p>\n<p>\r                                                    <strong><em>Always\r DYOR</em></strong></p>\n<p>\r<br/>\r<br/>\r<br/>\r<br/>\r<br/>\r<br/>\r<br/>\r<br/>\r<br/></p>\n<p>\r<br/>\r<br/>\r<br/></p>\n<p>\r<br/>\r<br/>\r<br/>\r<br/>\r<br/>\r<br/>\r<br/>\r<br/>\r<br/></p>\n</html>",
      "json_metadata": "{\"tags\":[\"crypto\",\"defi\",\"btc\",\"eth\",\"bsc\",\"trx\",\"uno\",\"yesn\"],\"image\":[\"https://cdn.steemitimages.com/DQmUbM8HMPQ91jk8QdKNKg8XTTdTDXmDejfkHphdAWDfSSp/photo_2021-04-20_18-48-53.jpg\",\"https://cdn.steemitimages.com/DQmVo1R8yXHxWdyi7GybZ3EVT4jL9ssx1zZtdtuXMFZXkUu/1592829679767.jpg\",\"https://cdn.steemitimages.com/DQmPrQX4THDcSnLv1B8wyC6vktbCcaeWwDwawpKXTDoAUq4/photo_2021-04-20_18-49-45.jpg\",\"https://cdn.steemitimages.com/DQmSYetDNhx1a9T4uXAEB4Ntradz48tDpyeipymR5aQAEuG/Ey8BwsSWUAA_MIb.jpg\",\"https://cdn.steemitimages.com/DQmUGN9UxdHoeNYoHZ9GwAMs9u1y5M9UqZQH26qomNgVPew/photo_2021-04-20_18-49-59.jpg\"],\"links\":[\"https://t.co/E4DyEh2a3h?amp=1\",\"https://unore.io/static/docs/unore-wp.pdf\",\"https://github.com/PolkaRe\",\"https://twitter.com/unoreinsure\",\"https://www.linkedin.com/company/unore/about\",\"http://t.me/UnoReinsure\",\"https://medium.com/@unore\",\"http://unore.gitbook.io/\",\"https://www.linkedin.com/in/adedeji-adekunle-689790ab/\",\"https://t.me/andyersata1\"],\"app\":\"steemit/0.2\",\"format\":\"html\"}"
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      "author": "da-primate",
      "permlink": "5miles-data-migration-onto-the-cybermiles-blockchain-a-milestone-achievement-for-e-commerce",
      "title": "5miles Data migration onto the Cybermiles Blockchain: A milestone Achievement for E-commerce",
      "body": "![photo_2019-05-19_15-34-13.jpg](https://cdn.steemitimages.com/DQmZViWyKxmjqHoEZfKWpYhAL4rNyFFHfP595SH2Guv3nbb/photo_2019-05-19_15-34-13.jpg)\n\n**E-commerce**\nFrom the beginning of the world, surviving, sustaining & flourishing in an ecosystem has been the ultimate goal of every living being. Either by innovation or consolidation.\nIt is believed that innovation is basically not about constructing an avenue for experimental purpose but providing solutions to real challenges. Creativity and inventions often provide solutions because successful innovations improve the quality of life.\n\nE-commerce is the buying and selling of products and services online; through the internet. E-commerce has provided immense opportunities and potential by creating an environment where buyers and sellers interact globally without borders. Over the years, various technologies such as mobile commerce, internet marketing, online transaction processing, and inventory management systems, etc. are being improved upon year in year out.\n\n**E-commerce Challenges**\n\nEvery industry has its own challenges and the E-commerce industry is not left behind. Below are some of the challenges facing E-commerce.\n\n1.\t**Finding the perfect niche**\nThe competition in E-commerce is making it difficult for an individual to find the perfect niche. This is due to the presence of industry giants such as Alibaba, Aliexpress, Shopify to mention few. In order to stand out and really create value, one must go a step further.\n\n2.\t**Traffic generation**\nRetailers need various means to drive traffic to their products. There are various digital marketing platforms evolving and creating additional options through Seo and targeted ads. But all these come at a cost eating deep into the budget.\n\n3.    **Payment barriers**\nCross-border payment has always been a hindrance to E-commerce, due to distortions to exchange rate. This has limited the global reach of many products; hence the need for a means of settling payment without hassles is needed.\n\n4.  **Sustaining profit**\nThe success of an online retailer depends on the ability to reduce inventory costs, improve marketing, minimizing the shipping cost and reducing overhead costs.\n\n5. **Identifying the appropriate technology & partners**\nExpansion is necessary for online retailers; hence the need to identify the required means for growth is vital. Identifying the technology to use or effective partnership is an essential move which must not be mistaken.\nRetailers hoping to achieve growth must have a strong technological foundation like choosing the right shopping cart, inventory management, CRM systems, analytics and so much more.\nOnline retailers must be careful in choosing partners to work with in order to help implement and solve major challenges that may limit growth.\n\n**Cybermiles blockchain**\n\nBlockchain has been agreed by many as the future of world technology although it is still undergoing speculations by financial institutions. We have a Blockchain technology that has emerged for the purpose of assisting the E-commerce industry. This blockchain technology is called Cybermiles Blockchain, which is fondly referred to as the blockchain for E-commerce. Cybermiles hope to help the E-commerce industry fulfill its potential, by enjoying the benefits of blockchain technology which includes transparency, record keeping, and tracking of products using a secured blockchain and so on. You can learn more about cybermiles  on [Cmt Website](cybermiles.io)\n\n**Cybermiles: The solution to Challenges facing E-commerce**\n\nhttps://youtu.be/_r0wcrQIE1M\n\nWhen new ideas, concept, product or technology are discovered, it is always difficult for people to accept, until they have come in contact with it first hand or someone reliable recommends it. The fear of anything new is an abnormal type of fear called Neophobia. It is found in the unwillingness to try something new or break the norm. Technological advancement, ideas, concepts, and some products are futuristic and theoretical work of science fiction seems to be farfetched because most innovative ideas either die or remain prototype because people do not believe in them enough to invest in them and turn the idea, concept or product into an actual consumable product.\n\nCybermiles has been tested and trusted by thousands of people who believed in the vision of the team and supported the team from the beginning, during the sales of public offerings conducted years ago. During this period, various forms of development according to the roadmap have been on-going, such as periodic progress reports, conferences, AMAs with community members and Cmt holders. All these have been the groundwork for the success of the project. \nHere are some of the problems cybermiles hope to address in the E-commerce industry.\n\n**Eliminate monopoly**\n\nThe decentralized nature of cybermiles blockchain will help to evenly discharge power to relevant stakeholders by providing operators an opportunity to expand and change the E-commerce industry. This will directly impact and make even the power wielded by industry giants such as Amazon, Walmart, and Aliexpress, who seem to be doing all things possible to stay at the apex of the E-commerce industry. Cybermiles is here to disrupt the industry with the innovative block-chain technology and will hope to positively alter the dynamics.\n\n**Reduced transaction cost**\n\nCybermiles is delivering on its promises by minimizing the running cost of businesses such as IT support, administrative task and so forth has been drastically reduced. Similarly, transparency allows the E-commerce industry to eliminate unnecessary expenses and redirect the funds into the growth and expansion of the business. Cmt tokens which will become the acceptable currency to be used on the platform is very much cheaper compared to conventional currencies. With the reduced costs on transactions, customers and shop owners are able to initiate considerable savings at the end of the day. A win-win situation.\n\n**Transparency, proper record keeping and establishment of trust**\n\nCybermiles will be known for its transparency. With the enormous level of online scams/fraud and various degrees of crimes in a different industry, people are happy to adopt a technology that alienates their fears and offers them transparency. Cybermiles provides the opportunity for both buyers and sellers to track their goods and any relating information if they choose to. Both the seller and buyer will be able to ascertain when and whether or not the vendor is supplying the correct product or not. They can also monitor where the stock is at any given time which is an edge for the E-commerce industry.\n\nAlso Cybermiles will assist in data storage, which leads to the creation of proper records because all the information stored on the blockchain is secure, free from third-party manipulations and virtually impossible to hack. With all these and more which cybermiles is offering the E-commerce industry, trust is established between the main players in the E-commerce industry.\n\n**5miles: First mover integration onto cybermiles blockchain**\n\n![0.png](https://cdn.steemitimages.com/DQmU3ysm6y2gCxFC1mL1e3E8pXkNg4dkJP1yWEN4kuKY6iu/0.png)\n\nThe advent of E-commerce has birth various online platform with the intention of being the outstanding market place for Retailers alike. The USA is a hub for E-commerce; hence the union of 5miles and cybermiles which is going to be a beneficial partnership on a mission to change the course of E-commerce, due to the large user-base of @5miles and the loyal investors of Cybermiles Token. 5miles tend to benefit from the decentralized nature of Cybermiles blockchain and many more is awaiting the users of 5miles app. This migration is a revolution for the E-commerce industry.\n\nFor detailed Information about Cybermiles please feel free to use any of the follwing media platform\n[Cybermiles Website](cybermiles.io)\n[Twitter](https://twitter.com/cybermiles)\n[Medium](http://google.com)\n[Telegram](https://t.me/cybermilestoken)\n[Facebook](https://web.facebook.com/cybermiles?_rdc=1&_rdr) \n[Github](https://github.com/cybermiles)\n[Kakao](https://open.kakao.com/o/gl9gPJI)\n\nMy Bitocoin user name :Da_primate\n[Bitcointalk profile](https://bitcointalk.org/index.php?action=profile;u=947001;sa=summary)\nReferences\nAll images and video used in the article was gotten from Cybermiles website and youtube channel @ cybermiles.io",
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