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      "body": "![DNotesImage.jpg](https://cdn.steemitimages.com/DQmVsAusL5NmbpH1mWph8w8EzemhTHRAbc94A43UPhpueti/DNotesImage.jpg)\n\nDNotes Global, Inc. announced on Friday that an experimental Proof of Concept for its DNotes Pay automated online payment tool is now available for download and testing. The new payment system is a streamlined, simplified, and user-friendly tool that provides automatic payment, confirmation, and delivery of digital products.\n\n“DNotes Pay is a next-generation online payment solution that brings the power of convenient, low-cost merchant transactions to everyone around the world,” according to DNotes Global co-founder and CEO Alan Yong. “Until now, individual sellers have struggled to manage the expense and complications involved with traditional merchant payment systems. DNotes Pay is designed to offer a more inclusive solution and greater self-empowerment and opportunity for people everywhere in the world.”\n\nDNotes Global CTO Theodore Hauenstein said that the test version of DNotes Pay is available and ready for use by individual digital product sellers, hobbyists, and others whose ability to sell digital content online may have previously been inhibited by a lack of resources or limited technical knowledge. He also noted that the tool offers new capabilities for those who want to manage “smaller transactions that do not require the protection” needed for most formal commercial transactions.\n\nDNotes Pay is designed to simplify merchant transactions by offering a less expensive and efficient way to receive payments from customers without relying on third-party solutions. The company claims that the tool can be set up in a matter of minutes and is flexible enough to be adapted for use in more secure and robust payment applications.\n\n“We designed DNotes Pay so that there is no need for programming experience or other specialized expertise,” Hauenstein said. “There is no account setup involved, no middle man to deal with, and it doesn’t require a database or other complicated system to work. It is also a lite tool with minimal server requirements, so that it will work with pretty much any hosting solution.”\n\nThe new tool will also reportedly enable sellers to automatically deliver digital products after the purchase is complete, removing the need for a separate order fulfillment process. Moreover, sellers will receive their payments immediately, and there are no setup, maintenance, or transaction fees other than DNotes’ minimal blockchain fee per transaction.\nDNotes Pay enables sellers to receive payment in DNotes or USD equivalent from anywhere in the world, without respect to borders or other country restrictions. And because there are no transaction fees involved with the process, the tool will enable those sellers to offer new options for their customers, including so-called micro transactions.\n\nHauenstein stressed that this is just the first of many DNotes solutions. The company already has plans for a host of other commercial solutions, cart integrations, solutions for software developers, and strategic integration with popular ecommerce platforms that will be introduced in the months and years to come.\n\n“With DNotes Pay,” Yong said, “we are determined to fundamentally transform the way sellers and buyers think about digital commerce. We live in an age in which anything that can be digitized will be digitized, and that requires new strategies and tools to keep pace with new innovations and expectations. At DNotes Global, we remain as committed as ever to leading our industry as we meet the challenge of providing inclusive, self-empowering, and accessible solutions for people around the world.”",
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      "body": "![DNotesImage.jpg](https://cdn.steemitimages.com/DQmVsAusL5NmbpH1mWph8w8EzemhTHRAbc94A43UPhpueti/DNotesImage.jpg)\n\nDNotes Global, Inc. has announced that its cryptocurrency under management, DNotes is now trading on the Mercatox digital currency exchange. DNotes, which received a major technological upgrade earlier this year, has been listed under the ticker symbol ‘NOTE’.\n\nDNotes Global Chief Technology Officer, Theodore Hauenstein, expressed his company’s appreciation for the Mercatox team’s efficient listing process. “It has been a true pleasure to work with the folks at Mercatox,” Hauenstein said. “Their team has been professional and responsive at every step of the way. We look forward to a long and mutually beneficial relationship with their exchange.”\n\nMercatox markets itself as a universal market platform that combines the best features of automated trading, smart contract-based peer-to-peer sharing, payment services, and more. The company says that its goal is to “create a new financial market in the digital world” and currently offers trading for popular digital currencies like Bitcoin and Ethereum, as well as a large selection of altcoins.\n\nDNotes 2.0 is the most current version of the DNotes digital currency which includes new technological features and expanded benefits for the currency’s stakeholders. According to DNotes Global CEO Alan Yong, the upgrade marks the beginning of his company’s accelerated push to achieve its broader goal of gaining global acceptance and adoption as a mainstream currency.\n\n“Our mission has not changed,” Yong said. “DNotes was never designed to be a niche solution for a niche problem. From the beginning, we have been committed to creating a trusted digital currency that people around the world can rely on for greater financial inclusiveness and empowerment. Digital currency must be able to improve people’s lives. At DNotes Global, we are committed to ensuring that DNotes fulfills that promise.”\n\nThe upgraded DNotes includes new features and improvements to existing benefits. The most noticeable is the currency’s switch from proof-of-work to a proof-of-stake network consensus model. That change was prompted by the company’s desire to reduce the influence of digital currency miners and empower the currency’s stakeholders. The DNotes blockchain now also rewards savers with 0.5% interest per month for all balances that are not moved during that month’s CRISP period.\n\nYong believes that the new proof-of-stake and saving models will better reflect the company’s commitment to maximize DNotes’ benefits for those who hold and use the currency. As Yong noted, it is the currency’s stakeholder community that have the most concrete interest in DNotes achieving its adoption and utility goals.\n\nYong pointed to DNotes’ other newly-added features and benefits are just as critical to achieving these goals. For example, the company implemented a new blockchain invoicing system that will provide each DNotes transaction with its own unique identifier – to simply merchant use of the digital currency and help them reduce the need for third-party transaction-management options. The company taking charge of DNotes’ development, DNotes Global has other blockchain software in development, and is currently upgrading its supporting business applications that the currency operates on to simplify the digital currency user experience.\n\nA company spokesperson has confirmed that DNotes Global is currently in talks with other cryptocurrency exchanges, to provide DNotes users with a growing array of trading options.\n\nAbout DNotes and Alan Yong:\n\nDNotes co-founder Alan Yong is a well-regarded visionary who established Dauphin Technology in 1988. He is the author of the book “Improve Your Odds: The Four Pillars of Business Success and is well-regarded as a “thought leader” in the cryptocurrency industry.\n\nDNotes is a digital currency noted for its consistent and reliable growth, and innovative initiatives that actively engage women, young people, small businesses, workers, and others – effectively inviting the world to participate in the digital currency revolution.\n\nFor more information please visit: https://dnotescoin.com\n\nTo trade DNotes please visit: https://mercatox.com/exchange/NOTE/BTC\n\nTo view the DNotes white paper, please visit: https://dnotesglobal.com/white-paper/\n\n\nMedia contact\nName: Alan Yong\nEmail: [email protected]",
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      "body": "Hi! I am a robot. I just upvoted you! I found similar content that readers might be interested in:\nhttps://dcebrief.com/trust-and-the-crypto-ecosystem-why-the-crypto-industry-should-welcome-sensible-regulation/",
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      "body": "![100849777_m-1024x683.jpg](https://cdn.steemitimages.com/DQmR4PoTWxFYaoZu4QNuDeJMnTbwprgHWQUf61Qb9enWKVB/100849777_m-1024x683.jpg)\n\nWhile many crypto investors are keeping an anxious eye on the blockchain bubble, there is another area of concern that they should also be watching: the regulatory front. Even now, state and national governments around the world are stepping up their efforts to bring some sense of regulatory order to the cryptocurrency ecosystem. And while it’s true that digital currencies were originally developed as a way of getting around invasive financial controls, there should be little doubt that the industry must eventually make peace with the idea of sound regulation if it wants to ever achieve true mass acceptance and adoption.\n\nDigital currency critics – and even some officials who remain open to the technology – have long cited the many challenges posed by the digital currency revolution. For example, one of the biggest problems in recent years has been the perceived use of crypto to launder money, fund terrorism and purchase contraband on the so-called Darknet. That assumed illicit cryptocurrency use helped prompt the International Monetary Fund to call for a crackdown on digital currencies.\n\nAt a more basic level, there is also concern about the less-than-scrupulous business practices of various initial coin offerings - or ICOs. Regulators around the world have struggled to address this new and unregulated way of raising capital. Many governments have identified various problems associated with ICOs but have discovered that it is a difficult issue for any individual country to address on its own.\n\nConsider the Chinese model as an example of this difficulty: China banned ICOs, but that ban merely sent the activity to neighboring exchanges in Japan, Korea, and Hong Kong.\n\nMeanwhile, the US Securities and Exchange Commission has expressed reservations about initial coin offerings and is looking to regulate the activity. A similar sentiment has been expressed by officials in the European Union, who would also like to see ICOs brought to heel.\n\nEventually, it’s almost a certainty that transnational regulatory bodies will move in on the heels of governments and central banks. When that happens, there will be a significant shakeout within the cryptocurrency industry. Startups with weak business plans that offer no real innovation or relevant services are going to disappear without a trace. At the same time, companies and projects that rely on actual business savvy and useful technology will rise to new heights. These companies will be the ones that provide genuine investment returns based on their tokens’ ability to provide built-in utility and real value.\n\nRegulations will inevitably play a role in that shakeout as well. Groups that refuse to engage responsibly with financial regulatory bodies are going to find themselves marginalized, viewed with suspicion, and perhaps even criminalized. Given the fact that crypto companies – like many other businesses – rely on investor and user trust, this should be a serious concern.\n\nFortunately, there are already cryptocurrencies that have adopted a different attitude and approach toward regulation. Take, for example, DNotes. The team behind the DNotes digital currency foresaw that crypto’s future will be dependent on the industry that responsibly complies with all existing laws and regulations. That recognition helped inspire them to create a separate company, DNotes Global, to develop their digital currency, promote it, and protect the currency and its stakeholders. Despite being more time consuming, burdensome, and costly DNotes Global decided to pursue its capital formation path by embarking on two funding rounds – Reg. D 506 (c) and Reg. A+ Mini-IPO Tier 2, both of which are registered offerings with the SEC under the JOBS Act to facilitate crowdfunding.   \n\nOf course, the industry does not need to wait for the regulators to act. There are internal options available to us, as we await pending regulatory action. The industry could voluntarily certify quality through rigorous, independently-verified compliance checks.  Such a strategy could do a lot to improve investor safety and use competitive forces to encourage other projects to comply with the same level of certification. That’s certainly not the type of regulation many government officials might have in mind, but it is at least a start – and would go a long way toward demonstrating the industry’s commitment to compliance and investor protections.\n\nMeanwhile, the race is now underway at the governmental level. Regulatory intervention is coming, and the first country that releases the right kind of guidelines will reap huge dividends from an economic standpoint. Appropriate regulations could provide a means to measure long-term viability of ICO projects before they launch, reducing investor risk and the potential for fraud. Proper integration with the local banking systems can help to provide similar safeguards.\n\nIn addition, the nation or nations that win the race to create reasonable regulatory guidelines for the cryptocurrency industry will likely attract a host of lucrative international projects. A sound regulatory environment will draw those projects to that country, providing new economic activity and an expanded tax base.\n\nIn the end, some regulations are inevitable.  Cryptocurrencies may have been conceived as a way to remain outside of the centralized financial system, but it is unlikely that they can ever achieve true mainstream adoption without adhering to some level of centralized regulation. Savvy digital currency projects will accept that reality and recognize that an embrace of thoughtful, responsible regulations represents the fastest and smoothest path to legitimacy and widespread adoption.",
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