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      "author": "steemitboard",
      "body": "Congratulations @dulaj15! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@dulaj15/birthday2.png</td><td>Happy Birthday! - You are on the Steem blockchain for 2 years!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@dulaj15) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=dulaj15)_</sub>\n\n\n**Do not miss the last post from @steemitboard:**\n<table><tr><td><a href=\"https://steemit.com/steemitboard/@steemitboard/use-your-witness-votes-and-get-the-community-badge\"><img src=\"https://steemitimages.com/64x128/https://cdn.steemitimages.com/DQmTugCUsoXX762vg1CuHRrpnPbfnjPogp8iCGv7F2kSVuj/image.png\"></a></td><td><a href=\"https://steemit.com/steemitboard/@steemitboard/use-your-witness-votes-and-get-the-community-badge\">Use your witness votes and get the Community Badge</a></td></tr></table>\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
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      "memo": "Good morning @dulaj15, Would you like to win 250$ for your BTC price prediction? My dear friend @ritxi is sharing info to interesting contest, which you may find worth your time. We're both not part of BlockFi (they are behind this contest) and we only share it with you since you've been posting about blockchain/crypto and I figured you may find this contest interesting. Yours, Piotr // LINK: https://steemit.com/contest/@ritxi/win-250-usd-for-you-btc-price-tip-or-by-blockfi",
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      "author": "dulaj15",
      "body": "I greet you all readers, in this article I will discuss that it is this completely new and innovative KARATCOIN innovation that is all, and I will be grateful for your position to the end.\n\nThanks to the world of technology mixed with the innovations of this company KARATCOIN , which allows you to succeed in this exchange platform and survive in the wild cryptocurrency environment with its exceptional ultramodern effort, like a cornerstone and rapid transformation for sorting this industry into pre-existing problems related to cryptocurrency.\n\nMany people in the fintech industry will agree that we are all very lucky that I live at this important moment in time when blockchain and cryptography have just appeared on the world stage. Fintech has opened a new world for business, a world with many new ideas and developments.\n\nKARATKOIN INTRODUCTIONN\n\nKARATCOIN https://karatcoin.co/ came to the Cryptocurrency pool, with a serious vision and mission, as well as the goal of creating a cumbersome organization and multi-purpose project that ideally combines centralized and decentralized worlds with the intention to become a major player in the market that embraces a constant and evolutionary height. Karatcoin approached Champion and developed thanks to its exceptional and advanced efforts to overcome industry barriers. Caratcoin coated with the Precious Gold Production metal makes it exceptional in the industry as the world's best digital currency ever requiring TRADING WITH PARTY. As a result, the more the gain is financed by the karatcoin, the greater the increase in the total production of gold mines, which, in turn, increases the value of Karatchin tokens.\n\nCreating a Righful Variant as a Client or User\n\nHis Ofcourse is known all over the world that gold is the most valuable resource in the world, valued in currencies over time, which even serves as a backup and the satisfaction of many countries, which makes many countries, such as the USA, Germany and Italy, have a large reserve , which brings the need for further redefinition of our project and is the cornerstone of this platform and promises the world how strictly and provided our platform with infinite possibilities.\n\nMarket analysis\n\nBlockchain technology revolutionized common currency currencies as it enables the production of decentralized digital currencies. The introduction of bitcoins with the attributes of Karatcoin is revolutionizing the world and becoming the gold standard. Although the recognition of cryptocurrencies among the general public continues to be difficult, as some providers are associated with reputation problems. The overall transition to digital currencies is slow, and this breakthrough technology is not yet fully operational. Blockchain is more than just an aspect of cryptocurrencies. Blockchain technology has a wide range of applications and simplifies business and transactional processes, provides transparency and security, makes centralized intermediary parties unnecessary, and reduces transaction costs. However, business models,\n\nATTRIBUTES OF KARATKONIN\n\nNo geographic restrictions\n\nThe first exceptional features of Karatcoin are that when gold has turned into crypto gold, you can redeem it in any country *. The costs associated with transportation and related taxes are minimized by leaving unprocessed, which shows that in fact there are no restrictions\n\nPHYSICAL GOLD STORE\n\nyou can safely store the Physical Golden assets in a vault and store them as Golden certificates in your wallet on the Karat blockchain, gold is safe from political influence and will maintain and increase its value over time.\n\nDPOS CONSENSUS\n\nInstead of fees, miners will be used as a profit for interested parties. This means faster checkout time (10 seconds), lower power consumption and greater security.\n\nBACK REAL ASSET\n\nKaratcoin is a better constant than other cryptocurrencies because it is indirectly linked to a real asset with an owned blockchain.\n\nEARN FIXED INCOME\n\nGold certificates are a reliable investment. Our certificate gives you 2 semi-annual coupons with an income of up to 6%.\n\nGOLD MINSK PROFIT\n\nVote for gold mines that will be financed and will participate in active interests that will be perceived at the expense of funds provided to the selected mines.\n\nHow does Karatcoin work?\n\nKaratcoin strives to solve all of the problems listed above. Some of the core functions of the ecosystem include:\n\nDirect links to gold mines:\n\nThe Karatkoyn platform will be directly linked to gold mines. Karatkoin claims to have already selected a number of mines based on their “ability, background, structural reliability and financial rating.” Karatcoin also claims that there is no intermediary in this process: they invest in gold mines.\n\nKARATCOIN APP\n\n\n\nIndeed, Karatcoin will create a decentralized application in the gold market, providing affordable gold traders and suppliers the opportunity to mark the same metal under one crypto-marker, creating a highly liquid and stable market.\n\nThe Gold Market app will handle the following features:\nCommunicate directly with blockchain on the Internet.\nManage your gold products\nBlockchain transaction verification\nVote to select gold mines\nTop 50 cryptocurrencies available\n85 Supported currencies\nLive trading\nQuick execution\n10 technical indicators\nDetailed market analysis\nUpdated news\nSHA512 Security encryption Multi\n-platform\n\nKaratcoin products Karatcoin\nwill offer three main products, including certificates, cards and tokens.\n\nGold certificates:\nGold certificates of Karatkoyna consist of information on the confirmation of authority (software), which is constantly uploaded to a decentralized database. These gold certificates have a fixed duration and fixed income. Each Gold Asset certificate is $ 1,000.\n\nGold Cards:\nPoA Asset Gold Cards consist of software information that is constantly uploaded to a decentralized database.\n\nKaratcoin Tarans (KTC):\nKTC is the digital currency for the Karatcoin platform. Each token will be equal to 3 dollars of gold. You can use KTC to buy gold certificates, buy gold cards or trade with other cryptocurrencies.\n\nKaratecoin Tarantines (KTC):\n\nKTC is the digital currency for the Karatcoin platform. Each token will be equal to 3 dollars of gold. You can use KTC to buy gold certificates, buy gold cards or trade for other cryptocurrencies\n\nINTIM EXHIBITION OFFER (ICO)\n\nPRE-SALE - 100% Sale with 30% Bonus\n\nSTEP 1 - 16% Bonus buy now, visit: https://karatcoin.co/#tokenSale\n\nSTAGE 2 - 13% Bonus\n\nFinally,\nKaratcoin is a cryptocurrency project designed to bring gold certificates to the Ethereum blockchain. The platform will digitize your gold reserves and then allow you to keep them in your Karatcoin wallet on your mobile device. You can freely trade Karatkoyn tokens (KTC) and gold certificates through the app.",
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      "author": "cryptocat15",
      "body": "Wow! This is amazing giveaway from Tokoin as part of the anniversary of Kucoin. I am so excited to be a part of this promotion so I am taking note of the date and time right now so I will not miss this opportunity. Thanks Tokoin",
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      "author": "dulaj15",
      "body": "**Author**\n\n• Bitcointalk username: sachindu amarakoon\n• Bitcointalk profile: https://bitcointalk.org/index.php?action=profile;u=2053287\n• Telegram username: @sachindu15\n• Myetherwallet: 0x77BF6EB201EE97DdD62Fa5d3c9484a2C5BF6F4D0",
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      "body": "![](https://cdn.steemitimages.com/DQmbXwLPvS5VvytXz9SRvNpAKB53bRkDbTbyAuVvmZaXXrY/image.png)\n\nAre there any business owners among you? What business do you have? Now I'm interested in the owners of small, small, medium-sized businesses. It's no secret that the owners of such a business very often face a huge lump of problems. At the heart of everything lies distrust, both on the part of the buyer, and on the part of banks and creditors. If everything is clear with the former, and over time, a certain group of people can be formed who will trust this business and use its services or buy products, then things are a little different with banks and creditors. \n\nWe all know that a business often requires some resources, mostly of course it is cash. And it happens that at the moment there is no money to buy goods or you need to open another point, but there is no free money. What to do in this case? The owner goes for a loan, asks for support from private investors, from banks, cooperatives, etc. But MSME is a business area that looks very suspicious in the eyes of lenders and you need to earn trust from them so that they consider investing in your company. After all, this is very risky, MSME often go bankrupt, can be created as one-day firms, by and large it is a rather risky investment, and no one wants to lose money. That is why there is a place to be a project like [Tokoin.](https://www.tokoin.io/)\n                   \nTokoin is a project that is being developed as a platform that establishes an identity in the world of digital business and provides the opportunity to create an MSME reputation, as a quality of assessing the possibility of trust, both for suppliers and financial institutions. You can create a digital profile for MSME that will represent your real business reputation.  \n\n**What problems can Tokoin solve?**\n\n![](https://cdn.steemitimages.com/DQmZyUfCj2P9s1ZSws1c55vSXaWNCYCu5tXTfweDMQzRfgK/image.png)\n\n_Here are just a few of them:_\n\n1. ***High standards for obtaining additional financing*** - after all the crises that have passed in the world and which are brewing, banks and other financial institutions are not particularly ready to support MSME if they are not 100% sure that this will be profitable or at least not lead to losses. And how to prove it, how to convince that this business can be successful? No one believes in words. Here we need papers, contracts, a strong credit rating, and much more. But, most of this is not yet, or the indicators are not sufficient to be able to rely on them somehow. In most developing countries, the lion's share of the MSME market suffers from this.\n\n2. ***The greater complexity or impossibility of scaling up a business*** - the volumes of supplies and purchases from such enterprises leave much to be desired. If large enterprises have entire departments involved and financing is calculated in huge amounts, few people want to deal with MSME. Small volumes of purchases do not affect suppliers; however, in turn, it makes no sense to give good discounts on bulk purchases, such as those received by large enterprises. This implies a huge number of problems that need to be addressed, this inhibits growth and development.\n\n3. ***Lack of support*** - whoever believes such a business, the right answer is no one. Banks do not believe, suppliers, too, and the end consumer, on the basis of all this, is also not particularly ready to trust such enterprises. This is problem.\n                             \nBut all these problems, one way or another, have a solution. And Tokoin is just the project that offers it.  \n\nI have already said that blockchain technologies are capable of solving tasks with confidence. In general, I am very pleased to see how these technologies come to our world. Into businesses, and introduces new into the interaction of businesses based on B2B & B2C.\n\n**So what will Tokoin give its users?**\n\nThis system (platform) will introduce [Tokoin](https://www.tokoin.io/) as a kind of backbone for collecting and disseminating data. All transactions will be recorded in the Tokoin system, this will provide an opportunity to protect all participants with the blockchain system, in which tokens will act as a kind of guarantee of trust. All participants benefit from cooperation, regardless of their ultimate goal:\n\n- Partners - get the right and objective data \n- Users, in turn, will gain access to business expansion opportunities and have a chance at getting financing. \n                               \nWith transactions, [Tokoin](https://www.tokoin.io/) continuously records information about data and transactions. Each recorded transaction contains all the data exactly and is open and without the possibility of making changes, which guarantees honesty and openness. The whole platform will work and store data in the blockchain system using the principle of decentralization. MSME users only need to create and fill out their profile, create transactions, after which they can protect the reputation of their profile. Since the profile information will be backed by an asset. Partners, as service providers, add tokens to receive data to determine the reliability of their potential customers. \n\nLet's talk a little bit about the project team now. The team was pretty good with a lot of experience. Cool entrepreneurs and people who are well aware of banking and are closely related to blockchain technology. \n\n**Tokoin MSME Solution**\n\nAs I said at the beginning, the creators of Tokoin, unlike many other crypto startups with similar intentions, decided to use the digital identity path as a possible solution to the problem.\n\nDigital identity involves the use of blockchain to create a single database of all entrepreneurs working in the MSME sector. In this database their information KYC and AML, a description of their activities, as well as data on cash and turnover will be recorded. At the same time, thanks to the blockchain, all this data will be reliably protected from hacking and theft.\n\nThanks to Tokoin’s digital identity, MSME entrepreneurs will be able to build relationships with banks and partners much better, as they will see their full financial statements without fakes and, therefore, will be able to trust each other more. Also, trust in companies will increase on the part of buyers and customers. And, of course, the introduction of such a single base will help large corporations build more confident relations with small and medium-sized businesses in the future.\n\nIt is worth mentioning right away that the Tokoin platform will help MSME develop entrepreneurs not only working in the retail marketplace and e-commerce, but also using B2B and B2C business models.\n\nIn addition, Tokoin will also collaborate with many B2B partner firms that deal with logistics, warehouses, legal advice and more, so that young businesses can receive better services for the development of their companies.\n\n**Output**\n\nIn general, the project looks good. A lot of discussions around the project, the team is open and arranges AMA sessions, this is a positive sign for any project. Several major conferences speak in favor of the project. In general, I like it. At the same time, an exchange like Kukoin supports this project, and that also says a lot. In general, I think it's worth taking a closer look at this project. Carefully study all the information, especially since it is all in the public domain. Remember, all investments are made at your own risk. I just bring you information. Good luck and may the blockchain power come with us.\n\n**More information on the project TOKOIN please visit their website listed below**\n\n- WEBSITE: https://www.tokoin.io/\n- WHITEPAPER: https://www.tokoin.io/whitepaper/Whitepaper.pdf?id=05f5c9d62d22ae24ea82\n- ANN: https://bitcointalk.org/index.php?topic=5164803.0\n- TELEGRAM: https://t.me/tokoinglobal\n- TWITTER: https://twitter.com/TokoinOfficial\n - FACEBOOK: https://www.facebook.com/TokoinOfficial\n\n**Author**\n\n• Bitcointalk username: sachindu amarakoon\n• Bitcointalk profile: https://bitcointalk.org/index.php?action=profile;u=2053287\n• Telegram username: @sachindu15\n• Myetherwallet: 0x77BF6EB201EE97DdD62Fa5d3c9484a2C5BF6F4D0",
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      "body": "[Source](https://medium.com/@pejuangetn/tokoin-accelerating-growth-of-msmes-cc0167aab8cc)\n[Plagiarism](http://www.plagiarism.org/plagiarism-101/what-is-plagiarism/) is the copying & pasting of others work without giving credit to the original author or artist. Plagiarized posts are considered spam. \r\n\r\nSpam is discouraged by the community, and may result in action from the [cheetah bot](https://steemit.com/faq.html#What_is__cheetah).\r\n\r\n[More information and tips on sharing content.](https://steemcleaners.org/copy-paste-plagiarism/)\r\n\r\nIf you believe this comment is in error, please contact us in [#disputes on Discord](https://discord.gg/YR2Wy5A)",
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{
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      "body": "https://scontent.fcmb3-1.fna.fbcdn.net/v/t1.0-9/64525820_792597257807675_6061415696200368128_n.jpg?_nc_cat=105&_nc_oc=AQmqciq69HXz7MRDXlwscOdd0OZZFJ7ebR6UfPo26W47I9bQJ1BEg5Hedxw04vwpp9U&_nc_ht=scontent.fcmb3-1.fna&oh=7504d33cdb033ef17ae833a8f6fe6bc3&oe=5DC99238\n\nThe goal of the Tokoin project and its creators is to implement a platform that would help entrepreneurs from the MSME sector (the smallest, small and medium-sized businesses) to boldly open their projects, scale them up and achieve higher successes in their business. And this will be done with the help of a digital identity system.\n\nBut first, let's look at what kind of problems exist in the modern world, at least within the Indonesian retail market, which the creators of the [Tokoin](https://www.tokoin.io/) platform are going to solve. \n\n**What Tokoin creators are trying to change**\n\nIn many countries, including Indonesia, the situation with small and medium-sized enterprises - MSME - is rather deplorable, especially in the areas of retail (from the English retail - “retail”) and e-commerce. Large corporations, which do not allow smaller competitors operating in the MSME sector, crushed a large market share for themselves. \n\nSuch entrepreneurs also have problems with banks. The fact is that often banks do not want to give loans and loans to small and medium-sized businesses, because they are afraid of their turnover and, as a result, of the inability to return their money. \n\nCustomers also rarely use retail from MSME, because they simply do not know about many companies and firms, due to their low publicity. It is this list of problems that the creators of [Tokoin](https://www.tokoin.io/) hope to solve using their blockchain platform. \n\n**Problems of development of small and medium enterprises**\n\nIncreasingly, small and medium-sized enterprises are faced with the problem of finding additional financing and lending.\n\nBanks and credit organizations do not trust such organizations, since they do not yet have the proper legal documents, as well as a long-term lending history. Without an additional source of finance, enterprises are not able to produce a sufficient amount of products or services, which results in low volumes of supplies, which is why they cannot receive wholesale discounts.\n\nAlso, entrepreneurs have much less resources than corporations to find the best suppliers with favorable conditions for them. All this is the cause of high production costs, in contrast to large developed enterprises that have already established themselves on the world market.\n\nThus, the main problems in the development of small and medium-sized businesses are:\n\n- High production costs;\n- Minimum financial support;\n- Strong competition in the market;\n\nDue to distrust of banking institutions, credit organizations, suppliers, customers do not trust small and medium-sized businesses.\n\n**About Tokoin Platform**\n\nhttps://scontent.fcmb3-1.fna.fbcdn.net/v/t1.0-9/40255937_625280414539361_5771922118627295232_n.jpg?_nc_cat=108&_nc_oc=AQkDHZbUVIlxZCmJE2knPCtzeBsSgdMEnhsaWVtDgRgnuIGI9kVRjseK3tGWGlGua10&_nc_ht=scontent.fcmb3-1.fna&oh=1b64c41f08be2b94d6fc124912ba6ad8&oe=5E066E0A\n\nThe [Tokoin](https://www.tokoin.io/) Project is a platform that establishes Digital Business Identity and MSME's reputation . The aim of the project is to create valuable partnerships based on the trust rating of enterprises and organizations of small and medium-sized businesses.\n\nThe platform will be based on the principle of an identical Digital business, i.e. any transaction is stored in a “trust record”, later used as a mortgage.\n\nThe activity of buyers of goods and consumers of services will also be constantly recorded and a reputation will be gained. As a reward, the creators of the Tokoin platform offer a discount on any transactions, as well as a discount on the purchase of certain goods. All this minimizes the risks of fraud and unknown intermediaries, which will avoid damage from transactions.\n\nUsing the Blockchain technology, you can check all the information about previously conducted business transactions, since all data is recorded in the Blockchain network.\n\nIn other words, the reputation will directly depend on the purchasing behavior of consumers, which is one of the important parts of the profile. The [Tokoin](https://www.tokoin.io/) platform converts data into valuable assets that can be used as the main lever to compensate for the missing business lending requirements. One of these levers is to assess the reliability of the enterprise.\n\nIn addition, the Tokoin platform has external support in the form of partners that provide additional financing, insurance, loans, logistics, delivery of goods and services, as well as their storage. Using Tokoin, MSME can choose, based on its desires and preferences, business services and a development plan.\n\nInteraction with MSME allows providers to access data and a complete overview of consumers.\n\n**Tokoin MSME Solution**\n\nAs I said at the beginning, the creators of Tokoin, unlike many other crypto startups with similar intentions, decided to use the digital identity path as a possible solution to the problem. \n\nDigital identity involves the use of blockchain to create a single database of all entrepreneurs working in the MSME sector. This database will record their information KYC and AML, a description of their activities, as well as data on cash and turnover. At the same time, thanks to the blockchain, all this data will be reliably protected from hacking and theft.\n\n**Tokoin Platform Features**\n\nThe creators of the platform offer huge development opportunities for small and medium-sized enterprises. In the ecosystem, they will be able to:\n\n- create a professional profile for doing business;\n- perform certain operations daily, which will be converted into digital data;\n- show yourself in the current market and increase your reputation;\n- increase confidence on the part of banking institutions, credit organizations, suppliers and large corporations for further cooperation;\n-  Get open access to those services that enterprises could not previously afford;\n\n**The technical side of Tokoin**\n\nAs I said earlier, the Tokoin platform works on blockchain technology, which implies the creation of a reliable, secure and immutable database. Also, the Tokoin platform will have its own token, which will be used for internal settlements within the application between various businesses, banks and partners.\n\nInitially, to simplify the process of developing and launching the project, the TOKO token was struck on the Ethereum blockchain using the popular ERC 20 standard. Also, the creators were released the official app (App). However, the creators of Tokoin are now developing their own blockchain, to which the TOKO token will then be transferred, and Tokoin dApp will also be released. I won’t go into technical jungle, but I’ll just say that the Tokoin blockchain will work on the Proof of Stake consensus, which will help ensure its high scalability and transaction speed. \n\n**Token Tokoin**\n\nTOKO is Tokoin's own token, whose country of origin is Indonesia. Softcap plans to raise $ 8,000,000, hardcup - $ 25,000,000. The number of tokens is 700,000,000.\n\n**More information on the project TOKOIN please visit their website listed below**\n\n- WEBSITE: https://www.tokoin.io/\n- WHITEPAPER: https://www.tokoin.io/whitepaper/Whitepaper.pdf?id=05f5c9d62d22ae24ea82\n-  ANN: https://bitcointalk.org/index.php?topic=5164803.0\n- TELEGRAM: https://t.me/tokoinglobal\n- TWITTER: https://twitter.com/TokoinOfficial\n- FACEBOOK: https://www.facebook.com/TokoinOfficial\n\n**Author**\n\n• Bitcointalk username: sachindu amarakoon\n• Bitcointalk profile: https://bitcointalk.org/index.php?action=profile;u=2053287\n• Telegram username: @sachindu15\n• Myetherwallet: 0x77BF6EB201EE97DdD62Fa5d3c9484a2C5BF6F4D0",
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{
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      "author": "dulaj15",
      "body": "https://scontent.fcmb3-1.fna.fbcdn.net/v/t1.0-9/64525820_792597257807675_6061415696200368128_n.jpg?_nc_cat=105&_nc_oc=AQmqciq69HXz7MRDXlwscOdd0OZZFJ7ebR6UfPo26W47I9bQJ1BEg5Hedxw04vwpp9U&_nc_ht=scontent.fcmb3-1.fna&oh=7504d33cdb033ef17ae833a8f6fe6bc3&oe=5DC99238\n\nBusiness is a major factor contributing to economic growth in a country. They contribute significantly to production, income and job creation. 90% of enterprises are micro, small and medium enterprises (MSMEs). In developing countries, up to 40% of GDP and 60% of total employment comes from MSMEs.\n\nGovernments of many countries have made the development of MSMEs a top priority, for example, Indonesia. Indonesia has great potential for MSMEs with 59.2 million people running it. The Indonesian President has repeatedly stated the importance of MSMEs and supported the development of MSMEs by simplifying regulations to facilitate inward investment. Although the government has expressed support, many external factors still hinder the development of MSMEs. 40% of MSME has difficulties in borrowing or investing. Difficulties in funding have hindered the opportunity for development and expansion for MSMEs so that they can easily collapse in this modern business era.\n\nIn the modern business era, data is a very valuable asset. Each business transaction creates a range of data that can be used depending on the need: to determine the potential of the prospect or access opportunities for business expansion and funding. Unfortunately, so far, no infrastructure has been able to convert that data into a valid reputation for MSMEs to improve their business.\n\nFor this reason, Tokoin uses blockchain technology to collect non-financial data from MSMEs and all business data from daily operations to be converted into digital ledgers and distributed to the ecosystem. . Therefore, Tokoin will become a platform to create a reliable and reputable record as an acceptable credit rating for suppliers and financial institutions. Tokoin aims to enhance economic growth in developing countries by accelerating the growth of MSMEs. \n\n[Tokoin](https://www.tokoin.io/) is a project that is being developed as a platform that establishes an identity in the digital business world and provides the opportunity to build an MSME reputation, as a quality assessment of trustworthiness, both for suppliers and financial institutions. You can create a digital profile for MSME that will represent your real business reputation.  \n\n**What is Tokoin?**\n\nhttps://scontent.fcmb3-1.fna.fbcdn.net/v/t1.0-9/65910472_800888610311873_7468972269755170816_n.jpg?_nc_cat=110&_nc_oc=AQn76ibrKlrACA0EcOMh9k-SBz0wors8aS8Bs5sDdfOfZn1112nORrAk7PVzpHUBqMc&_nc_ht=scontent.fcmb3-1.fna&oh=b16204d8c025bcadec7ce08090b8a335&oe=5DD1D0FD\n\n[Tokoin](https://www.tokoin.io/) is a platform that establishes MSME's digital business identity and reputation as an acceptable point of trust for suppliers and financial institutions. Tokoin presents a better and modern business ecosystem, providing valuable partnerships to address inclusive growth. As a platform, Tokoin captures and processes business information from users as a valuable asset, within our ecosystem, transforming into a reliable marker of MSMEs as a our users. This allows them to access previously inaccessible financial business services from suppliers, acting as our partners. Therefore, Tokoin links the business and finance sectors to come up with a financial inclusion plan.\n\nFace the real market. Tokoin provides a platform to build valuable partnerships that will put you in attractive ecosystems including business records that can be beneficial for business expansion. \n\n**Digital identity building**\n\nMany MSME do not understand and cannot process the data they have, not to mention offline businesses without systems to collect data. In addition, MSMEs often experience high cost cycles, minimal financial support and fierce competition due to lack of trust from suppliers, banks and even customers. Therefore, MSMEs need to build a reputation for creating trust and opening up access to various services.\n\n[Tokoin](https://www.tokoin.io/) helps MSMEs build a digital identity that helps them build trust. Business records, activities, and purchase behaviors are collected and processed to give credibility to Tokoin users. With this digital identity, MSMEs will be more confident when accessing banks, service providers will be granted access to reputation records from different reliable MSME networks, etc. \n\n**Access to resources capital**\n\n70% MSMEs still lack the ability to access funding opportunities because there are a number of conditions set by the banks to MSMEs can not be met. One of the conditions is prestige. MSMEs with less than 5 years of credibility and experience meet the requirements to apply for a loan. \n\n[Tokoin](https://www.tokoin.io/) provides an infrastructure that supports MSMEs to record and manage transaction data to use their data to create additional funding opportunities.\n\n**What problems can Tokoin solve?**\n\n- High standards for obtaining additional financing - after all the crises that have passed in the world and which are brewing, banks and other financial institutions are not particularly ready to support MSME if they are not 100% sure that this will be profitable or at least not lead to losses. And how to prove it, how to convince that this business can be successful? No one believes in words. Here we need papers, contracts, a strong credit rating, and much more. But, most of this is not yet, or the indicators are not sufficient to be able to rely on them somehow. In most developing countries, the lion's share of the MSME market suffers from this.\n\n- The greater complexity or impossibility of scaling up a business - the volumes of supplies and purchases from such enterprises leave much to be desired. If large enterprises have entire departments involved and financing is calculated in huge amounts, few people want to deal with MSME. Small volumes of purchases do not affect suppliers; however, in turn, it makes no sense to give good discounts on bulk purchases, such as those received by large enterprises. This implies a huge number of problems that need to be addressed, this inhibits growth and development.\n\n- Lack of support - whoever believes such a business, the right answer is no one. Banks do not believe, suppliers, too, and the end consumer, on the basis of all this, is also not particularly ready to trust such enterprises. This is problem.\n\n**Growth opportunities**\n\nMost MSMEs do not generate enough profits because of higher production and transaction costs than large companies. In addition, MSMEs have fewer resources to find better suppliers or suitable financing, lack valuable global networks and sometimes struggle to compete in new markets. \nTokoin uses recorded data in blockchain as a valid metric to build a reputation for businesses. This reputation is built on customer buying behavior in trading activities. With this, Tokoin can turn accurate data records into valuable assets that MSMEs can use to reach any financial institution for the purpose of business expansion and to achieve an increase. Business Manager.\n\n**Basic Information About Token**\n\nhttps://scontent.fcmb3-1.fna.fbcdn.net/v/t1.0-9/68741362_833085180425549_1241427749646630912_n.jpg?_nc_cat=105&_nc_oc=AQkprddm5lIXfT1Gs4Nvl-BmnamuUqEwLuIslcq7KMdJPGDy12FR4PvajxLInjIgyNE&_nc_ht=scontent.fcmb3-1.fna&oh=836a4893bbec2b06edd6120edbf77ce9&oe=5E03A83E\n\nThe platform [Tokoin](https://www.tokoin.io/) releases TOKO on blockchain as a means of interaction among participants. TOKO is used as a incentive when ecosystem participants send transaction data and authenticate data. In addition, this is a prerequisite for using certain services on the TOKO platform, including business know-how provided by Tokoin. For service providers, TOKO is used to access MSMEs ads and transaction data. With more and more participants using the Tokoin service, participants will have to place bets and / or use Tokens to use the Tokoin platform, and this subsequently raises the price of TOKO. \n\n**Conclusion**\n\nTokoin is the first real project from Indonesia to use blockchain technology to accelerate the development of MSMEs. Through Tokoin, MSMEs can use their business data to create digital business identity and reputation as an acceptable reputation rating. With this digital identity, MSMEs will be able to get funding opportunities globally for their business development.\n\n**More information on the project TOKOIN please visit their website listed below**\n\n- WEBSITE: https://www.tokoin.io/\n- WHITEPAPER: https://www.tokoin.io/whitepaper/Whitepaper.pdf?id=05f5c9d62d22ae24ea82\n- ANN: https://bitcointalk.org/index.php?topic=5164803.0\n- TELEGRAM: https://t.me/tokoinglobal\n- TWITTER: https://twitter.com/TokoinOfficial\n- FACEBOOK: https://www.facebook.com/TokoinOfficial\n\n**Author**\n\n• Bitcointalk username: sachindu amarakoon\n• Bitcointalk profile: https://bitcointalk.org/index.php?action=profile;u=2053287\n• Telegram username: @sachindu15\n• Myetherwallet: 0x77BF6EB201EE97DdD62Fa5d3c9484a2C5BF6F4D0",
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      "body": "Earn More Elrond Token\n\nSign Up this Link Earn Extra 100 points and Hunt - https://community.elrond.com//referral/OgencK8hVokONbM/\n\nElrond is now positioned as one of the most active communities in the crypto space and you are a top contributor. Knowing on how we progressed so far we think this is just the beginning and our future together is defined on what we do next. So we ask you to continue in your dedication and let’s take Elrond to every corner of the world.\n\nAt the first tests with the community platform we’ve started with a commitment of 1.5MIL ERD for the first wave and ended up rewarding 4.5MIL. For the second wave we committed to 4.5 MIL ERD and ended up rewarding 7.5 MIL.\n\nOur community is growing each day and we’re grateful to be in the spotlight. Beyond the growing numbers, we are driven to build a strong valuable community and this means we’re willing to stick by the members who bring real value to Elrond ecosystem.\n\nElrond Community Platform remains a meritocratic system and the leaderboard is not set in stone. Everyone’s got a chance to add value to what we build together.\n\nHere’s to new frontiers!\n\n#Binance #Bitcoin #Elrond #Coin #Airdrop #Bounty #Giveaway #Crypto #Token",
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      "body": "Earn More Elrond Token\n\nSign Up this Link Earn Extra 100 points and Hunt - https://community.elrond.com//referral/OgencK8hVokONbM/\n\nElrond is now positioned as one of the most active communities in the crypto space and you are a top contributor. Knowing on how we progressed so far we think this is just the beginning and our future together is defined on what we do next. So we ask you to continue in your dedication and let’s take Elrond to every corner of the world.\n\nAt the first tests with the community platform we’ve started with a commitment of 1.5MIL ERD for the first wave and ended up rewarding 4.5MIL. For the second wave we committed to 4.5 MIL ERD and ended up rewarding 7.5 MIL.\n\nOur community is growing each day and we’re grateful to be in the spotlight. Beyond the growing numbers, we are driven to build a strong valuable community and this means we’re willing to stick by the members who bring real value to Elrond ecosystem.\n\nElrond Community Platform remains a meritocratic system and the leaderboard is not set in stone. Everyone’s got a chance to add value to what we build together.\n\nHere’s to new frontiers!\n\n#Binance #Bitcoin #Elrond #Coin #Airdrop #Bounty #Giveaway #Crypto #Token",
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      "author": "steemcleaners",
      "body": "[Source](https://cryptocoinpravda.com/hubrisone-32.html)\n[Plagiarism](http://www.plagiarism.org/plagiarism-101/what-is-plagiarism/) is the copying & pasting of others work without giving credit to the original author or artist. Plagiarized posts are considered spam. \r\n\r\nSpam is discouraged by the community, and may result in action from the [cheetah bot](https://steemit.com/faq.html#What_is__cheetah).\r\n\r\n[More information and tips on sharing content.](https://steemcleaners.org/copy-paste-plagiarism/)\r\n\r\nIf you believe this comment is in error, please contact us in [#disputes on Discord](https://discord.gg/YR2Wy5A)",
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      "body": "![](https://cdn.steemitimages.com/DQmQHck66okjofiQEXs7gkdQNPriT84B3skbGZ9iqxo3BpP/image.png)\n\nHubrisOne, это мобильное приложение, которое полностью изменит динамику между криптовалютой и банковским сектором. В настоящее время доверие к традиционным банковским операциям и пользователям криптовалюты практически отсутствует. Мы планируем объединить традиционные банковские услуги с криптовалютой и предоставлять эти услуги массам через открытую, честную и полностью заслуживающую доверия инфраструктуру, которая проста в использовании и понятна для новых участников рынка криптовалют и для ветеранов.\n\nКоманда HubrisOne представляет функциональный токен утилиты, известный как токен Hubris (HBRS), который будет использоваться в приложении и инфраструктуре HubrisOne как средство сбережения средств, способ перевода средств, получения доступа к платформе, скидки и использование в качестве форма оплаты в сочетании с дебетовыми картами HubrisOne.\n\nHubrisOne - это криптовалютный кошелек и традиционный фиат-банковский счет, объединенные в мощное, интеллектуальное, регулируемое и совместимое цифровое приложение Apple и Android. Мы нацелены на объединение преимуществ этих двух мощных отраслей без проблем.\n\n**Видение HUBRISONE**\n\nВидение - стать связующим звеном между старым миром финансов и банковского дела и новым миром криптовалют. Новым, безопасным, регулируемым и удобным для пользователя способом.\n\nСуществует необходимость в регулируемом, надежном и лицензированном доступе к решению / платформе, которое помогает новым инвесторам выйти на рынок криптовалюты, в то же время сохраняя важность их надежной банковской системы, которую они используют ежедневно. Мы не должны совершать ошибку, пытаясь уничтожить банки, а вместо этого улучшать имеющиеся у них процессы и услуги, используя такие технологии, как блокчейн и криптовалюты.\n\nПредставьте себе, ваши повседневные банковские услуги, счета и кошельки криптовалюты соседствуют. \nБанковское дело сделало цифровую, безопасную и криптовалюту дружественной.\n\n**О Hubrison Ratatform**\n\nHubrison будет производить все его клиенты с мобильным человеком, который предлагает им переходить от одного к другому в китае.\n\nВнезапный отборный план также будет создан на этой платформе. Это позволяет пользователям принимать их с другими людьми без стресса на планету.\n\n**Ваша универсальная криптовалютная текущая учетная запись**\n\n![](https://cdn.steemitimages.com/DQmXeNcr61h697Kt4rTfgDXrt8UYBeqtcge4wj62vEQFMmL/image.png)\n\nМы упрощаем управление вашими криптовалютными активами, объединяя криптовалюты, счета в фиатной валюте и интеллектуальную аналитику в одном приложении. Мы делаем криптовалюты и технологии блокчейн мейнстримом.\n\nВы можете позвонить нам на ваш текущий счет криптовалюты. Разрешено и регламентировано.\n\n- Не-депозитарные кошельки\n- Несколько вариантов пополнения и снятия Fiat\n- Мгновенно обменивайте 100 монет и жетонов\n- Интегрированный портфель криптовалют\n- Криптовалюта на основе кредитования Fiat\n- Следите за новостями и рыночными ценами\n- Интегрированная интеллектуальная аналитика\n- Зарабатывайте награды и скидки за токены HBRS\n\nДоступ к вашим криптовалютам и валютам Fiat и управление ими с легкостью\n\nОтправляйте, получайте и храните ваши любимые активы Crypto\n\n- Вы можете отправлять, получать и хранить более 100 криптовалют прямо и надежно на вашем устройстве. Отправляйте и получайте токены, поддерживаемые Bitcoin, Ethereum и ERC20.\nВнесите и снимите EUR, USD, GBP с вашего банковского счета\n\n- Покупайте, продавайте и обменивайтесь криптовалютами с использованием бумажных валют быстро и легко, не выходя из приложения и не переходя на обмен. Это наш способ сделать вещи более упорядоченными.\nКонтролируйте свои личные ключи и активы 100% времени\n\n- Ваши ключи, ваши активы. Это правильно, мы предоставляем вам доступ и контроль. Вы можете безопасно получить доступ к своим закрытым ключам прямо из своего приложения. Пришло время взять под контроль ваши цифровые активы.\n\nЕще один интересный факт о том, что эта задача заключается в том, что она позволяет своим криптовалютам сразу же приступить к жизни, и они сразу же начинают болеть.\n\nСо всем, что происходит в стране, некоторые владельцы могут легко пересмотреть криптовалюты, так как они могут быть уверены, что они могут родить ребенка. \nЭто означает, что HubrisOné Platform является повсеместно распространенным явлением, которое может привести к возникновению более позднего, чем у другого человека.\n\n**More information on the project HubrisOne please visit their website listed below:**\n\n- WEBSITE: https://www.hubrisone.com/\n- WHITEPAPER: https://drive.google.com/open?id=1enh6bm59MXPMmQ8MVKXs68iShXD45L7p\n- ANN: https://bitcointalk.org/index.php?topic=5039930.0\n- TELEGRAM: https://t.me/HubrisOneOfficial\n- TWITTER: https://twitter.com/hubrisone/\n- FACEBOOK: https://www.facebook.com/HubrisOne1\n\n***Download***\n[Google Play](https://play.google.com/store/apps/details?id=com.nettechnocrats.hubrisone.hubrisone) or [App Store](https://itunes.apple.com/us/app/hubrisone/id1447229687?mt=8)\n\n**Author**\n\n• Bitcointalk username: sachindu amarakoon\n• Bitcointalk profile: https://bitcointalk.org/index.php?action=profile;u=2053287\n• Telegram username: @sachindu15\n• Myetherwallet: 0x77BF6EB201EE97DdD62Fa5d3c9484a2C5BF6F4D0",
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      "body": "![](https://cdn.steemitimages.com/DQmRuiXKnidSVXcwznoEfFJvM7iQtnzkewAFmeya9oeLTkw/image.png)\n\nBlockchain , the “block chain”, is a technology that our world has learned through another innovative invention, which is based on and operates an e-finance system, in particular, Bitcoin and its analogs. Bitcoin won wide popularity in the winter of 2018, when the quotes of this coin increased daily , dragging along in pursuit of easy money for a crowd of followers. Popularity and popular love was caused solely by speculative interest, but it all served as a good advertisement for the Blockchain technology itself. Now digital assets are gradually being relegated to the background, and it is the Blockchain technology itself , as well as the possibilities of its practical application in real life, become the world's largest corporations and even entire states.\n\nBut here there are a number of constraining factors hampering the development of the entire infrastructure. Most startups in the pursuit of primacy and in the conditions of fierce competition create isolated products that they think the whole world should accept, not realizing or not wanting to realize the fact that it is possible to be engaged in “pulling the blanket” for decades to come end up creating something truly global. But if they combined their efforts, thinking about the large-scale compatibility of all decentralized networks into a single ecosystem on our planet, I think that the world would already live by the decentralized rules of the new world order, in which there would be no place for the existing enslaving dominant systems. In this review, we consider a project that can become a link both between competing projects and between the world of traditional financial assets and digital assets.\n\nFerrum Network is an innovative decentralized network, the main purpose of which is to solve the problems of interaction and scalability of various blockchains.\n\nhttps://youtu.be/F_zi0QxB_9w\n\nThe goals of the project are noble, according to Ferrum Network CEO Nayem Yeghaneh , who is also a doctor of philosophical sciences in addition to everything else. paper funds and protect them from unpredictable fluctuations in fiat and digital currencies, giving the world one of the most stable coins on Earth and opening up easy access to actual and digital dollar every inhabitant of the planet, regardless of their social status and location.\n\nFerrum Network is a high-tech company that has given the world a new generation of fully decentralized financial applications with cross-chain algorithms. The company has been operating for about a year, a very experienced team is behind the Ferrum Network, leading engineers of the world-famous corporations Amazon, Microsoft and Bloomberg are working on it. One of the main advantages of the company is the ability to exchange any digital assets in milliseconds, and practically without any commissions and not accepting for storage the assets of ecosystem participants, that is, complete decentralization.\n\nSimply put, Ferrum Network is a decentralized exchange, significantly surpassing all existing analogues today. It will support all types of blockchain, complete decentralization, while it will not be deprived of the functional features of conventional centralized exchanges, that is, it will also be possible to trade with leverage, there will also be the possibility of opening short and long positions, as well as other familiar ones chips for traders that were not previously available on decentralized exchanges. It is like a successful symbiosis, which has pluses of both ecosystems that complement each other. This world has not seen before, as it is technically very difficult to accomplish this, but not for the developers of the Ferrum Network .\n\n**Ferrum Network Products:**\n\n- decentralized exchange with a unique function to support various blockchains;  \n- decentralized wallet;  \n- a cold wallet for storing cryptocurrencies, something like a symbiosis of a cold wallet with an increased level of security;  \n- gateways fiatnyh assets.  \n\n![](https://cdn.steemitimages.com/DQmU9PSukMnCk1fX1eJCnRdXy2KffvTnzgfCBsf8cwAe4mu/image.png)\n\n**Decentralized exchange**\n\nThe name of the exchange is Kudi Exchange , it is already fully up and running, you can trade on it absolutely any existing digital assets, regardless of the type and type of blockchain. In addition, fiat funds can be sent on the stock exchange without any fees.\n\n**Decentralized wallet**\n\nSecure multi-currency wallet for storing UniFyre digital assets on a mobile application. It has an intuitive user interface, great for both beginners and experienced crypto enthusiasts. UniFyre Wallet is packed with truly unique functionality, you can carry out transactions out of the exchanges without any risks, there is a built-in security function and protection against transactions made by mistake.\n\n**Cold wallet**\n\nSub-Zero Wallet is an innovative solution for Ferrum Network developers who have created a hardware wallet symbiosis with an exchange wallet. It has the maximum degree of protection against all possible ways of hacking, there is no access to the Internet, it interacts with a decentralized wallet using a QR code.\n\n**Technical features**\n\nIn order for the transactions on the stock exchange to fly at the speed of light and be almost zero, the DAG Ledger mechanism was added to the platform functionality . \n\nThe platform has fiat gateways from Ripple. Simply put, on the stock exchange you can make transactions in currency pairs (XRP / Fiat) . It is very convenient, now you can buy and sell digital assets for cash, while remaining on a decentralized platform. \n\nThe platform has an internal ecosystem token - FRM , through which users of the ecosystem get the opportunity to make transactions in the shortest possible time and with minimal costs. In addition, FRM tokens can be converted to fiat funds.  \n\nFerrum Network is a unique project that is developed by experts with more than 10 years of experience in distributed systems in the most advanced technology corporations in the world. The project solves the main fundamental problems of all blockchain ecosystems, that is, the demand for sold products is guaranteed. Ferrum Network is a global project with truly ambitious goals that is able to raise the entire Blockchain industry to a new level, making digital assets an easy and accessible medium of exchange for every inhabitant of the planet. Ferrum NetworkThis is another brick in building a new decentralized world in which digital money can finally compete with centralized fiat funds, which ultimately will lead to universal acceptance and legalization at the state level in all countries of the world as the most progressive means of payment. In general, the project is very interesting.\n\n**More information on the project Ferrum network please visit their website listed below:**\n\n- WEBSITE: http://ferrum.network/\n- WHITEPAPER: https://drive.google.com/file/d/1chjmvP_Gmj6n9IeV4mGV_BBjY0hCSV9V/view\n- ANN: https://bitcointalk.org/index.php?topic=5134952\n- TELEGRAM: https://t.me/ferrum_network\n- TWITTER: https://twitter.com/FerrumNetwork\n- FACEBOOK: https://www.facebook.com/Ferrum-Network-2344675192486134/\n\n**Author**\n\n• Bitcointalk username: sachindu amarakoon\n• Bitcointalk profile: https://bitcointalk.org/index.php?action=profile;u=2053287\n• Telegram username: @sachindu15\n• Myetherwallet: 0x77BF6EB201EE97DdD62Fa5d3c9484a2C5BF6F4D0",
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      "title": "Ferrum NetworkThe new generation decentralized network for high-speed and low-cost transactions"
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