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      "body": "When you are at home and you don’t own a car or do not feel like walking or getting out of the house in general, but you do have an eye on that fantastic wallet you saw in the store and are afraid that someone might buy it, what do you do? Well, you just log on to the store’s online shop and make the purchase. It’s as easy as that; you did not have to walk, drive, or leave your apartment at all. All you needed at this time was some money in your account and a credit/debit card, and voila, you have managed to make your purchase.\n\nDoes this scenario sound familiar? Or can you relate to the next one better? You saw a beautiful pair of shoes, but the retailer is located in another city. But lucky you, they do have an online store and offer nationwide delivery. Hence, you make the purchase online and within a few days, you will be able to flaunt those new shoes in your office and in front of your friends.\n\nThese two situations above are pretty self-explanatory when we talk about the importance of cryptocurrency, especially since the technology these days allows us to have that feasibility. It sums up the entire thought process of why one should be updated with it.\n\n“Convenience” and “reliability” are the two keywords that are enough to attract the attention of any person in this world, especially when it comes to the matters of money. When you combine those two with the technological advances of today, you will realize that what you have in your hands is the freedom of making purchases no matter where you are and what you are doing; this includes you flying in an airplane (as long as you have an internet connection).\n\nWHAT IS CRYPTOCURRENCY?\nOne question that may pop up in your mind is, what exactly is cryptocurrency? Putting it simply, eliminate paper money, add the internet, your bank account and your debit/credit card, and you will have the formula for the cryptocurrency. It is the online currency exchange for goods or services. One good example of digital money and how it is used is Bitcoin.\n\nAt one point, Bitcoin seemed like the future, but now, it is the past. Imagine what more the future has to offer. cryptocurrency is the way for the future, and many banks are paving the way for it and ensuring that they continue their legacy online as well.\n\nTHE FUTURE AND CRYPTOCURRENCY\nLooking into the future, which seems bright by the way, it appears that making payments will become a whole lot easier and be able to handle cryptocurrency will become simpler and safer. With new and improved hackers popping up everywhere in the world, many companies now have the ability to hire people who check the payment gateways and vertical terminals from every direction to make sure that they are safe and secure.\n\nIt only seems that lives will continue to be busy and time will still fall short to get enough done in one day. Having more options regarding cryptocurrency will allow people to make payments quickly, while stuff like shopping for random things can easily be avoided by making digital payments as you continue to do more important work.\n\nRead the original article on ICOStream: https://news.icostream.org/the-future-of-money-why-people-will-start-using-cryptocurrencies-as-a-main-payment-method/",
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      "body": "Hello, icostream! I wish you a very rewarding expereince here in this very cool community with many nice people :) Enjoy the friendship\n\nBy the way, there are several groups you as a newcomer can join. They will stay with you for your journey, helping and mentoring along the way.\n\n@greetersguild invite link https://discord.gg/AkzNSKx\n@newbieresteemday invite link https://discord.gg/2ZcAxsU",
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      "body": "Welcome to Steem Community @icostream! As a gentle reminder, please keep your master password safe. The best practise is to use your private posting key to login to Steemit when posting; and the private active key for wallet related transactions. \n\n In the New Steemians project, we help new members of steem by education and resteeeming their articles. Get your articles resteemed too for maximum exposure. You can learn more about it here: https://steemit.com/introduceyourself/@gaman/new-steemians-project-launch ",
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      "body": "**Coins mentioned in post:**\n\nCoin | | Price (USD) | 📈 24h | 📉 7d\n- | - | - | - | -\n**BTC** | Bitcoin | 8715.760$ | _2.82%_ | _-8.56%_\n**ETH** | Ethereum | 734.460$ | _7.84%_ | _-5.74%_\n**LTC** | Litecoin | 145.795$ | _3.02%_ | _-13.69%_\n**XRP** | Ripple | 0.746$ | _7.53%_ | _-13.06%_",
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      "body": "![](https://steemitimages.com/DQmbGXMwALuD4zZvtnzKLY2SRpjQJZzCYsFn1VLa1iPg4uH/image.png)<br> Welcome to Steemit @icostream!<br><br>  I wish you much success and hope you find Steemit to be as rewarding and informative as I have.<br><br> Yes, I love Crpto too! Lots of detailed analysis on my blog along with some [predictions](https://steemit.com/crypto/@bycoleman/bitcoin-rout-is-not-over-heading-to-usd8-000)<br><br> Here are some links you might find useful.<br> [Your stats on SteemNow](https://steemnow.com/@icostream)<br> [Your stats on SteemWorld](https://steemworld.org/@icostream)<br> [Your stats on SteemD](https://steemd.com/@icostream)<br> [How does Steemit actually work?](https://steemit.com/steemit/@bycoleman/where-does-all-the-money-come-from-on-steemit-fully-answered-will-it-continue-yes)<br><br> Introbot is hosted and managed with donations from @byColeman to help make your journey on Steemit be truly rewarding. Your feedback is always welcome so that we may improve this welcome message.<br> Oh yea, I have upvoted you and followed you. Many blessings from @introbot & @bycoleman<br><br> ",
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      "body": "https://icostream.org/wp-content/uploads/2018/05/0_Gk_znk-q0gsTJ4a2.png\n\nBaltiCrypto ICO Promotion — Trezor wallets and BCT Giveaway! We have launched our first giveaway via Facebook, Twitter, and Instagram.\n\nWe are currently in Pre-sale phase with 30% bonus and would like to give back to our followers and contributors.\n\nThe Prize for the giveaway is 3 Trezor hardware wallets and 3 x 1000 BaltiCrypto Tokens.\n\nFor your chance to win, please use the following steps:\n\n1. Sign up at https://balticrypto.io/register if you do not have an account already.\n\n2. Visit our social media channels to find out the giveaway instructions:\nFacebook — https://www.facebook.com/balticryptoICO/\nInstagram — https://www.instagram.com/balticrypto/\nTwitter — https://twitter.com/Balti_Crypto\n\n3. To double your chance to WIN (Optional):\n\nParticipants need to join our official Telegram chat and need to invite at least 2 NEW Telegram users: https://t.me/OfficialBaltiCryptoICO\nThe winners will be announced after Pre-sale on Monday 4th of June 2018.\n\nThe Prize Pool:\n\n3 Trezor wallets and 3 x 1000 BaltiCrypto Tokens. Enter now for your chance to win!\n\n(Please note: the prize of 1 Trezor and 1 x 1000 BCT are per one social media channel)\n\nWe look forward to all participants, and we wish everyone a good luck!\n\nFor more info about our ICO please visit www.balticrypto.io",
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      "body": "Hello! Good article! I'm interested in the them of ICO and crypto-currency, I'll subscribe to your channel. I hope you will also like my content and reviews of the most profitable bounties and ICO, subscribe to me @toni.crypto\nThere will be a lot of interesting!",
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      "body": "Hello! Good article! I'm interested in the them of ICO and crypto-currency, I'll subscribe to your channel. I hope you will also like my content and reviews of the most profitable bounties and ICO, subscribe to me @toni.crypto\nThere will be a lot of interesting!",
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      "body": "To the question in your title, my Magic 8-Ball says:<blockquote>Without a doubt</blockquote><hr>*Hi! I'm a bot, and this answer was posted automatically. Check [this post out](https://steemit.com/introduceyourself/@magic8ball/introducing-the-magic-8-ball-bot) for more information.*",
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      "body": "Gone are the days when you could only use your bank balance to trade in assets and stocks. Now, the world is moving toward the use of digital currency, which is also known as a cryptocurrency.\nThese currencies have been waging war in the financial market and they have already turned into a force to be reckoned with. If you are still among those who choose to avoid this technology and focus on the traditional forms of money, you might be missing out on an extra asset class, to diversify your portfolio.\nhttps://news.icostream.org/wp-content/uploads/2018/01/Mainstream-is-accepting-more-cryptocurrencies-in-2018.jpg\n\nWHAT ARE CRYPTOCURRENCIES?\nCryptocurrency is a term that is used to define the decentralized digital asset which allows you to perform transactions and trade on platforms without using your bank balance. This currency has seen the light owing to the blockchain.\n\nMost of us when they think blockchain they think anonymous mastermind who is known by his pseudonym “Satoshi Nakamoto.” After he or she created Bitcoin, the world of cryptocurrencies has never been the same.\nThis technology has come a long way from the days of its inception with the creation of various other types of currencies.\n\n\nSHOULD YOU INVEST IN CRYPTOCURRENCY?\n\nIf you are a skeptic and wish to play it safe, the best way to make it work with cryptocurrencies is by not investing anything that will affect you if you lose it.\nThis is because cryptocurrency market is still at a volatile stage where different Tokens have risen 10000% in a year and then continued to free fall. The market is also influenced by things like hoaxes and rumors influence its value more than they would have affected other markets.\nHence, as a beginner, always start slow, make your research and never invest money that you are not willing to lose.",
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      "body": "Blockscart is not just an online marketplace, Blockscart is a brand just like Amazon, eBay, Nike and so on. Brands are a name tag of various models in the business world and can have a range of products to provide customers and businesses alike.\n\nThe Blockscart developer team have completed the platform before hitting any ICO caps meaning, they can now increase the price of their coin to $1 from the original price of $0.10\n\nThe pre-ico sale gave the team enough funds to complete the marketplace, pay for extra services and get more blockchain developers to rush on board and to start their very own payment gateway, BLOCPAY.\n\nThe marketplace can now hold 10,000,000 (10million) products from over 10,000 vendors enabling the marketplace to be a fully functional e-commerce superstore in a very short time frame.\n\nBy using the funds to get all the tech and kit needed, Blockscart can now offer a goliath of e-commerce marketplaces and they have now gone for broke by increasing the cost of the BLOC token, the native erc20 token created for the ecosystem that is Blockscart.\n\nWHAT ARE THE CURRENT CHALLENGES THAT E-COMMERCE INDUSTRY IS FACING?\nThe conventional E-trade stages charge a specific level of the aggregate deal income from retailers and frequently charge a for every deal expense too. These charges differ by stage, yet the range is between few percentages to half of the aggregate deal cost. Retailers fabricate the cuts that E-business stages take into the last value, which prompts higher costs for buyers and less benefit for retailers. It’s a dilemma for everybody aside from the E-commerce companies. Besides, large numbers of these brought together stages direct cut-off contact amongst buyers and vendors. Amazon, for instance, permits retailers to send one to follow up email requesting an audit as well as keeping an eye on the fulfillment of the client. This process radically diminishes the measure of relationship administration a retailer can give. To exacerbate the situation, Amazon utilizes its in-house customer service team, to contact the buyers who can effortlessly be approached by the vendor directly. This substantially adds up to the cost of products. The absence of true P2P system has permitted internet business organizations to put money on that.\n\nHOW BLOCKSCART IS IMPROVING E-COMMERCE INDUSTRY:\nBlockchain will allow for P2P marketplaces to evolve from that and as they will not have a centralized team or the alien expenses, will bring down costs to customers and better principles for retailers. While there have been some early developments on this from some blockchain companies who are trying to raise money on speculation, none have touched the most superficial layer of handling all the present issues the E-commerce industry faces. The Blockscart Marketplace is a fee free marketplace powered by blockchain. It will be a payment processing solution that enables merchants to accept multiple cryptocurrencies from buyers while receiving their funds in fiat currency.\n\nBlockscart aims to establish new solutions, offering a few distinct, innovative features:\n\n• Robust consumer protection and risk mitigation to both buyers and sellers\n\n• Pay with your favorite cryptocurrency as a buyer, receive in fiat currency as a seller\n\n• Cryptocurrency payments only and Peer to Peer payments with zero fees for buying or selling online.\n\nBlockscart is also the ecosystem for their ERC20 Ethereum based Token called BLOC. The Token aim’ to enable the use is BLOC in the Blockscart Marketplace by spending it on merchants that support BLOC token or private buyer/seller transactions. You can also sell the token in supported exchanges, privately or hold it for future use. The key difference in their platform is the business model behind it. The Blockscart Marketplace will be a payment system that will enable you to use the token and spend it independently alongside a system that grows in synergy with the token. Moreover, using the BLOC token on the Blockscart Marketplace will have additional benefits to stimulate its growth further. Blockscart is created to foster global understanding of virtual currencies and integrate it with the e-commerce platform. Seeing that the reach of local e-commerce mainly affects their business by not reaching a broader audience and price manipulation by the centralized e-commerce companies, Blockscart’s team has decided to give power back to consumers and sellers alike.Blockscart is scaling to the International level by offering an ICO which will put their token BLOC in the hands of people across the globe enabling them to buy and sell on Blockscart’s platform locally and globally.\n\nWHAT ARE THE NEXT STEPS FOR BLOCKSCART:\nThe team is now in heavy discussion with over 10 exchanges which include some of the most well know exchanges currently out there. Blockscart is looking to board as early as May.\n\nThe goal for Blockscart is to create enough trade on the marketplace with customers being able to use Ethereum as payment and to then change the method of payment over to BLOC only.\n\nWith expected vendors to reach the 200 figure by the time of exchange listing of BLOC, this will create a great demand for a coin with only a maximum amount of 39,000,000 tokens in circulation to purchase items.\n\nAll it takes is for a big tech firm to sign up and the product list will be huge.\n\nBlockscart marketplace Demo live\n\n\nhttps://youtu.be/q1tphEH9XHM",
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      "body": "https://www.youtube.com/watch?v=eOUykP1TL6A\n\nAn ICO, better known as an Initial Coin Offering, is a method through which projects get rid of their concealed and remaining crypto tokens and raise funds instead by selling them and buying ether and bitcoin. It is very similar to an IPO, which is an Initial Public Offering, where investors buy and sell shares of different companies.\n\nThe blockchain community has seen a prominent increase in the interest in ICOs, even though they are sort of new in the market. A lot of people consider ICO projects to be unregulated, which allows one to raise big chunks of capital through unfair means. On the other hand, some people argue that it might be an innovative approach to the usual venture-funding prototypes.\n\nA decision has been reached by the US Securities and Exchange Commission (SEC), which focuses on the current position of tokens which are issued by the DAO ICO and have forced multiple investors to rethink their funding methods in ICOs. One of the most vital measures of this decision is to check whether the token clears the known Howey test or not. In the case where it fails to pass the test, it becomes compulsory to treat the token as a security and subject it to various restrictions that are imposed by the SEC.\n\nThe presence of a technology similar to the ERC20 Token Standard makes it easy to structure ICOs. Such technology abstracts a good amount of the development processes, which are needed to invent new cryptographic assets. Majority of the ICOs function by having their investors transfer the funds to a contract which stores the money and distributes equal amounts within a fresh token at another point.\n\nIf we were to assume that the token is not a security, then there are very few restrictions as to who is eligible to take part in an ICO. Given that the money you are taking is from a worldwide group of investors, we see that the amounts raised within ICOs tend to be enormous. The biggest problem with ICOs may be that the money raised within them is pre-product, allowing the investment to become risky. On the flip side, a counter-argument says that this style of fundraising is necessary to incentivize the development of the protocol.\n\nLet us try to put forward some historical context about ICOs and their trends before we choose to jump into the discussion of the benefits of ICOs.\n\nRead the Full guide here: https://news.icostream.org/what-is-an-ico/",
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      "author": "cheetah",
      "body": "Hi! I am a robot. I just upvoted you! I found similar content that readers might be interested in:\nhttps://news.icostream.org/causes-financial-crisis-2000/",
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      "body": "https://news.icostream.org/wp-content/uploads/2018/01/what-caused-2000-market-crash-dot-com-bubble-is-history-repeating-itself-with-ico_.jpg\n\nThe latter half of the 90s was a very exciting time for technology. It was the beginning of the technological revolution that would eventually come to dominate every aspect of our lives and change the way we approach the world entirely. However, the rapid ascension of tech companies was marred by a sudden financial crisis caused in part by them, although it can be argued that their investors were more at fault. This market crash is an important part of our financial history and can help predict how things will go in the future.\n\nTHE DOTCOM BUBBLE IN 2000\nThe various tech companies that had established themselves in the mid-90s were starting to get more and more profitable. This made investors curious about the potential of this industry. One thing you need to understand is that investors work in strange ways. Often, it is their overexcitement about the potential of a certain industry that leads to uncontrolled investment, which eventually leads to overvaluing certain businesses, thus resulting in a financial crisis when these businesses failed to deliver.\n\nWith companies such as Yahoo! showing enormously profitable IPOs, investors leaped onto the bandwagon without fully understanding what the industry was about. The rapid evolution of technology also led investors to believe that this was a cash cow that would just keep on giving. Hence, they started investing blindly, with virtually every major website that was on the stock market seeing a huge rise in its stock prices.\n\nWHY DID THE BUBBLE BURST?\nThe dot-com bubble made a lot of people very wealthy indeed, but since it was based on speculation and not hard facts, it was doomed to end badly. Just because of Yahoo! and Google had proved themselves to be enormously profitable, it did not mean that every website would do the same. Websites and companies started to scramble to attract investors and made promises that they could not possibly keep. The investors, knowing nothing about the nature of the technology or how any of it worked, decided to keep giving these companies money.\n\nOnce again, you should keep in mind that these investors were funneling money into companies that they assumed were going to pay them back tenfold. When these companies failed to deliver on their promises and their products failed to capture the market as so many products and services often do, investors ended up receiving little of the returns they had been counting on. This resulted in them dumping a stock.\n\nThe stock prices that had once been sky high started to plummet and seeing this trend, nearly all investors began to follow suit. Soon, these stocks were worthless, and the value of the stock market had plummeted so far that it caused a financial crisis. Businesses went bankrupt and were bailed out by tax dollars which reduced faith in the tech industry as a whole.\n\nA big part of the reason the market crashed was that investors were looking at ideas, publicity, and relative growth, even if this growth was based on the investment themselves rather than income derived from the products. Profits were not taken into account at all. Companies began to cater to this mindset in order to secure funding. The profits never came in, the marketing gimmicks failed, and the dotcom bubble that had made so many so rich burst with a resounding bang in the year 2000.\n\nThe companies that survived this crash, namely Microsoft, Apple, Google and several others, became the dominant forces in rebuilding the tech industry and dictated where it would go in the subsequent years.\n\nCONCLUSION\nThe thing about bubbles and crashes is that they are inevitable based on how our society functions. This is why it is so important to diversify your investments across different asset portfolios (index funds, stocks, cryptocurrency mining, ico-s, and cryptocurrencies themselves. \n\n\n\nRead the origina story here: https://news.icostream.org/causes-financial-crisis-2000/",
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      "body": "Hey. Hoping for a mutual subscription and upvote. I'm developing bots. Is the finished product: auto promoute in steem1t, bot inviter for telegram. Subscribe to mee",
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      "author": "icostream",
      "body": "very interesting project!\nFound a review about Photochain from here: https://icostream.org/ico/photochain/",
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      "body": "https://news.icostream.org/wp-content/uploads/2018/01/how-to-retier-abroad-in-your-before-you-get-40-years-old-1.jpg\n\nHave you ever thought about what would happen when it is time for you to retire? Let’s say you are currently on a ladder that only goes up. Most people are in their prime ages when they get promoted. This is usually at the same time when people decide to get married and even add a small and special someone into their lives. But just when you feel like you are finally getting settled in your life, you realize that you might not have the financial stability that you currently have.\n\nLooking at the current economic situation, most people understand that to last their lives on their pension, they need to move to a country that suits them better financially. Sure, you can do that, but what’s the game plan? How are you going to do that exactly? To move forward with such a great project, you need to have your calculations done just right. We understand exactly where you are coming from, which is why we have the perfect 5-step plan for retiring abroad that can help you.\n\nSTEP 1 – CHOOSE THE COUNTRY\nFirst off, you need to keep in mind just what country you are planning to move to. Your mom might be in Canada and you might be planning on moving back there, but if the exchange rate to your pension is not right, it will just bite you in the back. What you need to do is choose the country that is economically suitable for you. There are a lot of other things like medical facilities, gross monthly spend, language barriers and much more that you need to keep in mind. The minute you find a country that checks all the boxes, start planning.\n\nSTEP 2 – CHECK THE COUNTRY’S PENSION LAWS\nYou finally pick out the right country to move to and you have made all the preparations you possibly can, but just when you are all ready to retire and move, you realize that your country does not allow giving pension to former employees who move to the country of your choice. It can be because the country you are choosing to move to is not in good terms with your country. Always keep a backup plan for such situations.\n\nSTEP 3 – FIGURE OUT WHAT TO DO WITH YOUR BELONGINGS\nAll right, so you have handed out your retirement and you are now going to move. But what happens to your house that you bought with hundreds and thousands of dollars? Are you going to leave that behind? Of course not. There are two things that you can do with such things. You can sell it and if the real estate market is shooting through the roof, you might be able to get a good price. Along with your pension money, this can actually help a lot in moving to a new country. Who knows, you might get a better house due to the exchange rate. The other option is to rent out the house. By renting out, you can easily get a good amount each month even after your retirement, helping you survive.\n\nSTEP 4 – HEALTHCARE FACILITIES\nIt’s no rocket science that most people do not stay as healthy when they start getting old. This is where healthcare facilities of each country come in. How do you plan on paying the bills in case someone from your family or you fall ill? Well, there are tons of things that you can do. For starters, consult if your pension money is good enough for treatments there. Secondly, check out if you can pay through your retirement for international health insurance. If no other options are applicable, you will have to pay from your own pocket. This is where selling out the house can work or cashing in on the savings can work.\n\nSTEP 5 – WHAT ARE YOU MISSING? ASK SOMEONE\nThere are tons of retirement counselors out there who can assist you with your retirement move. These counselors are also great to talk to because they help you with tons of things that you might be missing out on such as social security issues and banking services.\n\nIn some cases, these counselors might help you set up the whole plan as you might be going wrong at some places. Who knows, maybe you have even selected the wrong country. This is where these professionals can help.\n\nCONCLUSION\nAll in all, this amazing 5-step plan is foolproof and will help you easily move to a new country after your retirement for a prosperous life.\n\nRead the original story https://news.icostream.org/5-step-plan-retiring-abroad/",
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      "body": "Walking with changing trends.\n\nTechnology has changed the world in more ways than one. Years ago, one could not have imagined conducting monetary transactions while being thousands of miles away. This is now a possibility. Among the various changes that have occurred in the past few years, one is the introduction of cryptocurrencies(digital currencies), or as they are often called, cryptocurrencies. This form of currency is designed to insure that you acquire the maximum benefit of the internet. You will no longer have to wait for financial institutions to approve your transactions if you make use of the cryptocurrencies. Transactions conducted via cryptocurrencies are checked via computers on the network for which the computer is given a small amount of currency. This is called mining.\n\nhttps://news.icostream.org/wp-content/uploads/2018/01/which-were-most-reliable-cryptocurrencies-in-2017_.jpg\n\nThere is quite a bit that cryptocurrencies have to offer. To use these, you do not require an account. You can use them for making purchases or for giving people tips on social media. Conversion of cryptocurrencies does not take long. You also have the option to conduct the transactions anonymously with ease. You can send the money anyplace in the world with ease and conduct business within a short span without having to wait for a bank to complete its procedure which can be quite lengthy.\n\nThese currencies are on the whole found to be quite safe. Their theft is not very common. However, this does not imply that you throw caution to the winds. There are some measures that you will need to take. Your wallet will need to be encrypted, and you will need to keep a strong password that cannot be guessed by anyone. It is also advisable to make frequent backups. It is not possible to recover the lost money, and thus you need to make it certain that all the required measures are taken for optimal security.\n\nVarious options that you have\n\nNow that we have discussed the benefits that cryptocurrencies have to offer and the precautions that should be taken, let us now move to shedding some light on the cryptocurrencies that are reliable and can be used with ease of mind.\n\nBITCOINS\nThis is what you can call the original digital currency since this is the first variant that attained a high level of popularity. Bitcoins, on the whole, are rather safe since the verification system makes it certain that fraudulence is not something that you have to be worried about. There is only one shortcoming associated with Bitcoin. It requires quite a bit of power to function. Bitcoins attained immediate attention when they were introduced on the market since they were the only currency of digital world at that time. It is accepted by various retailers including the likes of Subway, Victoria’s Secret and Amazon among others.\n\nETHEREUM\nThis is another option that you have and can be considered as among the widely used cryptocurrencies around the world.\n\nRIPPLE\nBeing quite similar to Bitcoins, Ripple is also a digital currency that you can contemplate using.\n\nLITECOIN\nThis is also a well-known digital currency that falls under the category of peer-to-peer internet currency. It is decentralized and secure. The transactions are found to be rather speedy. It offers optimal security as the system behind this is what you can call foolproof.\n\nBEING CAUTIOUS\nWhen it comes to reliable cryptocurrencies, there are quite a few options that you have. However, it is important to be cautious. While the chances of thefts do decrease with digital currencies, there is always a chance of falling into a scam or being lured into a trap. Therefore, make sure that you remain cautious. Do not share the details of your cryptocurrencies with others. You should also ensure that you do not share pivotal details while conducting the transactions online. This can prove to be costly for you.\n\nRead original story here: https://news.icostream.org/investors-to-crypto/",
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      "body": "Day by day, science keeps on progressing further with only one aim in mind – to make things exponentially easier for humankind. Science has made technology much more efficient and effective than it was ten years before. Technological advancements have completely altered the landscape of fields like medicine, aeronautics, and chemicals amongst many others. However, there is no other field, perhaps, that has been as dramatically altered for the better as banking.\n\nhttps://news.icostream.org/wp-content/uploads/2018/01/rome-2112702_1280.jpg\n\nBefore the changes brought forth by technology, banking used to be a tedious task and prone to errors. Frauds were common since the necessary technology was not available to detect it. Overall, there were too many risks involved in keeping your money in the bank. Now that everything has changed, you do not think twice about putting large amounts of money in banks. The financial crisis of 2007-08 did affect the general reputation of banks adversely, but with new safeguards in place, it is unlikely that such a disastrous event will happen again.\n\nHere we will be discussing the 5 ways technology has changed banking in the last 10 years.\n\nTHE WAIT IS OVER\nThere’s nothing more infuriating than standing in a queue that moves only an inch further after an hour-long wait. Find that hard to believe? Well, that is the way things used to be before online and mobile banking made their mark. With these two methods, you do not need to stand in queues and pain your limbs any longer – you do not even need to go to the bank itself. You can perform a lot of the functions that were possible ten years earlier only by visiting the bank.\n\nThere are still some things you need to visit the bank for, such as ATMs or drafting checks for processing. On the bright side, you can check your balance online without bothering to set a foot out of your house.\n\nATMS\nATMs have made withdrawing money out of your account a piece of cake. These machines are also accurate and secure. There are times, however, that a machine malfunction causes problems for the client. These instances are few and far in between, so they do not really count.\n\nCUSTOMER SERVICE\nCustomer service is where the changes in the banking system have failed. Most people prefer to talk to a representative of the bank in person. This is a role that cannot be fulfilled by a machine – at least not by the present brand of machines. The lack of personal interaction leaves us with a cold feeling and one that does not encourage visits to the bank.\n\nSECURITY\nRobberies and frauds were common happenings before the change brought forth by technology. Technology has curbed that problem to a certain extent with devices such as scanners, CCTV cameras, magnetic ink character recognition, and biometric verification systems. That’s not to say that there aren’t security concerns at all. Technology brings both good and bad things, and on the flip side of secure banking is the betterment of tools for hackers and counterfeiters. All in all, however, there is a marked decrease in frauds from before.\n\nCOMPETITIVE ENVIRONMENT\nTechnology, unlike customer service and personal contacts, can be replicated easily. This has made banking a very competitive business. All businesses have shifted to online and mobile platforms, and it is becoming difficult day after day to differentiate between each of their services. People can no longer decide on which bank to deposit their money in, seeing that all of them offer nearly identical services.\n\nThis completes our list of the 5 ways technology has changed banking in the last 10 years. Banking is no longer a troubling task. A new software, hardware, and gadgets ensure that your money remains safe and sound within the confines of the bank.\n\nA lot of the unnecessary safeguards, which were required due to the conditions of prior banking practices, have been removed, making access to your money, not just secure but also infinitely quicker and easier. If you have loads of cash that you have no idea what to do with, put it in a bank – it’s the same as having it in your pocket except that it is safer in the bank and might even increase in amount.\n\nRead the original story here: https://news.icostream.org/5-ways-technology-changed-banking-last-10-years/WAYS IN WHICH TECHNOLOGY HA",
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      "author": "cheetah",
      "body": "Hi! I am a robot. I just upvoted you! I found similar content that readers might be interested in:\nhttps://news.icostream.org/how-this-startup-is-combining-a-sustainable-green-energy-with-blockchain-technology/",
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      "body": "https://news.icostream.org/wp-content/uploads/2018/04/turbine-3224747_1920.jpg\nThe internet has been in wider use for a mere two decades. In that time progress has been exponential, both in terms of uptake, capability, and application. Throughout that rapid but steady progress, are dotted innovations that didn’t just advance the game, but changed the way it was played forever.\n\nBlockchain technology is, quite clearly, the newest revolution in information transfer. Much like the world wide web that makes it possible, application of this technology will be progressive, and right now it is very much in its infancy. What was dismissed as a tool for Ponzi schemes, is increasingly being recognized for what it is: an entirely new platform for information and labor exchange, with the potential to decentralize existing systems and redefine the way we do business.\n\nIt was this very recognition that compelled the Balticrypto team to think beyond existing cryptocurrency and mining applications. Could they take their successful mining venture, and use it as the core around which to build a world of practical solutions to the problems of contributors, and the wider world? Could this system be self-supporting, using mining rewards to create real-world assets, as well as supporting an ecosystem of communication, education and labor exchange for token holders?\n\nWhen they realized the answer was ‘yes’, the Balticrypto Ecoverse was born.  \n\nThe Ecoverse is a successful arrangement of different ecologically sustainable elements that leverage off each other to create an extraordinarily positive impact on the world while also enhancing the quality of the lives of everyone who contributes to BaltiCrypto, and participates in the Ecoverse.\n\nLike the cells in a beehive, the activity in one area of the Ecoverse supports all the other areas around it, creating a self-supporting system.\n\nDiversification and evolution are the hallmarks of the Ecoverse, but in our universe, the forces of evolution are the contributors. This is a space for personal and group development, for innovative thinking and incubation of revolutionary ideas, as well as a one-stop shop for tracking token values, mining performance & rewards and in general help to reduce the overall carbon footprint.\n\n \n\nTHE 6 CELLS AT THE HEART OF THE BALTICRYPTO ECOVERSE ARE:\nGreen Crypto Mining\nFuture-focused Education (Balticrypto University)\nSMART Hybrid Reward Token\nRenewable Energy Production & Research\nSMART Impact Foundation\nCrypto Exchange & Trading Platform\n\nhttps://news.icostream.org/wp-content/uploads/2018/04/1_Cuy_nPVXCchs3AQuBjUOUA.png\n\nEach of these facets constitutes a vital component of the functioning whole and contributes to providing a truly all-encompassing environment for token holders and contributors.  The parts which require funding from mining rewards are designed to operate in such a way as to increase reward levels through improved mining operations, nurturing of emerging talent and increased innovation.\n\nUltimately, the Ecoverse is designed to open up access for everyday people to the power of Blockchain technology.  Token holders will be able to contribute their efforts to improving the Ecoverse, through providing educational resources, coaching and other intellectual property, in return for real rewards.  They can hire or bid on work of any sort required by any other member or group, with all payments and work delivered through the Blockchain. Token holders will be participants in a thriving, evolving crypto community that enables them to further themselves, in ways that go far beyond the obvious financial benefits of token ownership.\n\nRead more from BaltiCrypto’s whitepaper\n\nThe ‘Balticrypto SmartWare’ app will make accessing all of this simple and intuitive, giving token holders unprecedented access to up-to-date information about the market, Balticrypto Token market performance, and their own token holdings.  Just as graphic operating systems give the layperson access to all the functions of their computer, without needing the merest understanding of the code that makes it possible, the app and the Ecoverse that powers it will give everyday investors the fully-realized power of Blockchain, in the palm of their hand.\n\nThe team at Balticrypto recognize that any technology is only as good as its best current application.  They see the potential for blockchain to redefine global commerce, as well as improve quality of life both for contributors and the world at large.  Their solution for realizing this potential is the Balticrypto Ecoverse, the most ambitious and broad-spectrum application of blockchain technology, to date.  The Ecoverse is your doorway to a new world of education, cooperation, and responsible crypto mining.\n\nLearn more about BaltiCryptos crowdfunding project\nhttps://news.icostream.org/how-this-startup-is-combining-a-sustainable-green-energy-with-blockchain-technology/",
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      "author": "icostream",
      "body": "https://www.youtube.com/watch?v=SGiq64oP97o\n\n2018 will be the year of ICOs. This brings a large concern because setting up an ICO is pretty easy. You have tons of Youtube videos how to set up the ERC20 token (token built on Ethereum blockchain). That, on the contrary, lowers the level of skills that are needed to enter the market. Hackers that are targeting ICOs know that it’s almost impossible to hack Ethereum’s or Bitcoin’s Blockchain, instead of doing that they are targeting weak points.\n\nHow do the hackers usually move? They will start pinging the ICO crowdsale platform, to find security holes, from where they can get in. Most of the crowdsale platforms, usually don’t know that they have been breached. When they have reached access to the critical parts, they don’t just swoop in guns blazing and take what’s up for the grabs on the first go. Instead they will monitor the ICO. when ICO has collected enough funds, they will initiate the hack.\nWe have made an overview, where are the main security issues from the past hacks, and how could you avoid them.",
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      "author": "icostream",
      "body": "I think you should also check out this platform:\nhttps://t.me/icostreamchat Join ICO discussion on Telegram.",
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      "author": "cheetah",
      "body": "Hi! I am a robot. I just upvoted you! I found similar content that readers might be interested in:\nhttps://news.icostream.org/investors-transferring-funds-cryptocurrencies-reasons-trends/",
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