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      "body": "<center>https://moonflowcrypto.com/wp-content/uploads/2018/03/DA-Ransbotham-Blockchain-Data-Storage-Business-Model-Bitcoin-1200-1200x627-1200x600.jpg</center> <br />It is often said that emerging markets stand to gain the most from the application of blockchain. The opportunities for developing economies to leapfrog ahead of the curve to meet their true growth potentials. Reducing the gaps between poor and rich in these economies is essential for human development. Blockchain may ensure that the imminent growth in these economies are enjoyed by as many participants in the economy, not just a few.\r\n\r\nLeapfrogging is one of the many examples by which emerging economies have used their lack of infrastructure as opportunities for the creation or use of innovative methods of achieving the same or similar advancements to those of economies with developed infrastructure. An example being the countries like Kenya and South Africa which have utilised near-universal telephone access using 3G networks instead of laying down copper cables.\r\n\r\n<a href=\"https://hbr.org/2017/05/how-blockchain-could-help-emerging-markets-leap-ahead\">Harvard Business Review</a> highlights the incredible work of Hernando de Soto, who has worked for decades on finding solutions to the formal economy for the world's poorest people. Hernando outlines the reasons for the lack of access to the formal economy:\r\n\r\n&nbsp;\r\n<ol>\r\n \t<li>Unreliable record-keeping systems in developing world countries.</li>\r\n \t<li>Lack of trust in government's collecting information about transactions and individuals</li>\r\n</ol>\r\nAmong other salient points, the <a href=\"http://www.ifc.org/wps/wcm/connect/f12309c5-e625-4ee8-bbd2-0da596419070/EMCompass+Note+41+Blockchain+in+EM+Part+II.pdf?MOD=AJPERES\">International Finance Corporation</a> highlights various challenges of blockchain application in emerging economies. In order to benefit from a distributed system, some form of commonalities between standards of different blockchains may need to be achieved. It is important to establish consortia initiatives in different industries to achieve harmony in the application of blockchain for market participants. Lack of trust between competition caused by rivalry may need to be solved in order to achieve this. While this is not a widespread issue across emerging economies, it remains, nonetheless an issue in a number of emerging economies.\r\n\r\nAdditionally, the rapid development in blockchain has outpaced developments in regulations that could be used to bolster the progress of blockchain start-ups and propagators in emerging economies. This is a challenge which unfortunately, could lead to lack of recognition of digital assets in emerging economies, thus onboarding of blockchain may be deterred.\r\n\r\nThe significantly high costs of implementing blockchain technology may serve as one of the greatest challenges to the adoption of blockchain in emerging economies. Issues of integration with legacy systems as well as relatively few skilled personnel who may be able to ensure that  blockchain projects are successful.\r\n\r\nOrganisations such as <a href=\"https://uk.finance.yahoo.com/news/while-bitcoin-falls-one-cryptocurrency-182000931.html\">Ripple</a> are making significant efforts to increase their influence in emerging markets. In a statement, Patrick Griffin stated \"“Whether it’s a teacher in the U.S. sending money home to his family in Brazil or a small business owner in India trying to move money to open up a second store in another country, it’s imperative that we connect the world’s financial institutions into a payments system that works for their customers, not against them.”\r\n\r\nThe organization has partnered with over 100 financial institutions including those in emerging markets to improve financial transactions across different regions across the globe. It plans to partner with over half of the world's financial institutions, many of which will be in emerging economies. This could provide the impetus for cashless societies in the long-run for these emerging economies, thus serving as encouragement for more individuals to joint the formal economy.\r\n\r\nAs emerging economies continue to grow, adoption of blockchain may change the dynamics of microeconomics in ways which other economies have not experienced before. The relatively <a href=\"http://www.fsb.org/wp-content/uploads/P180318.pdf\">small size of cryptocurrencies</a> and blockchain in relation to the size of more conventional financial institutions may, however, be a reason that the effects of blockchain in emerging economies may be different from anticipated.\r\n\r\n&nbsp;<br /><center><hr/><em>Posted from my blog with <a href='https://wordpress.org/plugins/steempress/'>SteemPress</a> : https://moonflowcrypto.com/index.php/2018/03/30/reimagining-emerging-markets-with-blockchain/</em><hr/></center>",
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      "body": "Thank you @exxodus stay tuned as there is more to come. Please feel free to share the content as well if you like, it would be appreciated.",
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      "body": "<center>https://moonflowcrypto.com/wp-content/uploads/2018/03/UK-Crypto-Task-Force-1-796x417.png</center> <br />The fraud risks related to the use of cryptocurrencies in UK and the UK's desire to be the most attractive location for global finch companies, has led to the nation's decision to create crypto asset task force. The treasury will <a href=\"https://www.law360.com/articles/1024680/british-gov-t-launches-cryptocurrency-task-force\">collaborate</a> with the Bank of England and the Financial Conduct Authority to establish the crypto asset task force.\r\n\r\nIn a statement, the UK Finance Minister, Phillip Hammond <a href=\"https://www.investopedia.com/news/uk-launches-cryptocurrency-task-force/\">stated</a>, \"I am committed to helping the sector grow and flourish, and our ambitious sector strategy sets out how we will ensure the U.K. remains at the cutting edge of the digital revolution. As part of that, a new task force will help the U.K. to manage the risks around crypto assets, as well as harnessing the potential benefits of the underlying technology.\"\r\n\r\nAutomated solutions may be likely elements of the strategy that assist organisations in adhering to the standards set by the task force that may allow for quicker, cheaper, ways for both the task force and companies involved in the crypto space achieve effective communication of standards.   A partner at Hogan Lovells expressed\r\n\r\n“Having a joined-up approach across different parts of the government is a really welcome development. The treatment of crypto assets is currently complex and uncertain so having a common view across regulation, tax and currency will be a very positive step forward. It will be very important for the new task force to engage with the industry. There are many different models for crypto assets which throw up different legal and tax issues and which currently need to be dealt with on a bespoke basis. There is still a great deal of confusion as to how the existing regulations and tax rules apply to crypto assets and having a clear and common view is vitally important in the development of these new asset classes and for the ecosystem to develop to its potential.”\r\n\r\nThere are, however, opportunities for other countries to host the companies that may feel that their operations are being negatively impacted by overarching supervision of a crypto asset task force. European nations such as Lithuania are <a href=\"https://bitsonline.com/lithuania-new-blockchain-centre/\">drawing away</a> startups away from UK. Lithuania serves as an attractive alternative as it has one of the fastest internet networks, ease of establishing a business, and start-up visas.\r\n\r\nBlockchain Centre Vilnius founder Antanas Guoga <a href=\"http://uk.businessinsider.com/lithuania-fintech-brexit-2018-2?IR=T\">stated</a> that “London already hosts the largest pool of Lithuanian talent working in IT, innovation, finance, and technology. As U.K. companies and entrepreneurs consider their next move in light of Brexit, Blockchain Centre Vilnius is offering a globally-networked blockchain hub and a friendly regulatory environment. It goes with the overall positive attitude of E.U. institutions, which are ready to embrace blockchain technology.”\r\n\r\nThe likes of JP Morgan and other financial institutions have made it clear that blockchain could become integral parts of the financial industry. Some organiations are likely to perceive blockchain and the use of crypto assets as quick ways to attain revenue, which will result in significant ramifications for organisations that are \"playing by the books\".\r\n\r\nIn its report, \"Unlocking Economic Advantage with Blockchain\" JP Morgan states that \"Early engagement is essential for asset managers to drive prioritization of the right issues and use cases; competitive advantage can be gained from working with the right partners early on to develop real world solutions.\"\r\n\r\nEarly engagement by all groups and individuals affected by the tasks force will be important in ensuring that actions carried out by the task force and actions carried out by the organisations under the purview of the task force are in sync. The need to adequately measure the degree of utility of actions by these organisations must be considered from a quantitative perspective.\r\n\r\n&nbsp;<br /><center><hr/><em>Posted from my blog with <a href='https://wordpress.org/plugins/steempress/'>SteemPress</a> : https://moonflowcrypto.com/index.php/2018/03/28/uks-crypto-asset-task-force/</em><hr/></center>",
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      "body": "<center>https://moonflowcrypto.com/wp-content/uploads/2018/03/coke.jpeg</center> <br />&nbsp;\r\n\r\nWhat could be more refreshing than a cold bottle of Coca Cola on a hot summers day? The answer to that could well lie in Coca Cola's decision to work with the state department to use blockchain to reduce child labour across the globe.\r\n<p>The company's global head of workplace rights, Brent Wilton, <a href=\"https://www.reuters.com/article/us-blockchain-coca-cola-labor/coca-cola-u-s-state-dept-to-use-blockchain-to-combat-forced-labor-idUSKCN1GS2PY\">stated</a> “We are partnering with the pilot of this project to further increase transparency and efficiency of the verification process related to labor policies within our supply chain.”A registry for suppliers and their workers will be created. Brent Wilton believes that this will help to increase transparency and efficiency of the verification process in relation to labour policies within the supply chain.</p>\r\nIn some cases, individuals in forced labour are migrant workers who may find their means of identification (passports, identify cards, and other documents) confiscated by middle men and traffickers. Blockchain allows for a unique data identifier to be linked to any person, making them visible and traceable. Remote monitoring may be made possible for these uniquely identifiable workers through the use of <a href=\"http://www.canasean.com/how-blockchain-could-help-end-modern-day-slavery-in-asias-exploitative-seafood-industry/\">wearable technology</a>. This may allow for tracking of hours worked, health conditions of workers, and physical treatment of workers by management.\r\n\r\nThe use of smart contracts in combating wage scams could ensure that organisations such as Coca Cola are more aware of the payment of workers in different regions across the globe. By having a worker's contract on blockchain, management may become more aware of their accountability for treatment of workers.\r\n\r\nWhat may prove to be more important than the application of blockchain technology itself on regional levels is scalability of the technology in reducing social injustice. It is not uncommon for a technological bias to develop from the precedent set in this instance. It is important that focus is not primarily on monitoring of work practices but due consideration is given to the rule of law in regions where organisations operate. It is important that organisations remain fully aware of the contrasts between labour laws in their different regions of operations. This will have a significant impact on how effective their monitoring of work practices via blockchain is implemented.\r\n\r\nGovernment agencies are likely to lag behind the developments in private organizations and NGOs. The consequence of this may be that databases and data infrastructures that could be used to speed up the efforts by organisations looking to improve labour conditions may not be adequate. Nevertheless, growing awareness of the utility of data collection by government agencies may incentivise further developments to support blockchain initiatives by private organisations.\r\n\r\nWith adequate cooperation from governments, the enforceability of labour laws will be easier. Creating legislation that speeds up this process is imperative. <a href=\"https://www.bakerdonelson.com/blockchain-and-state-law-five-legislative-developments\">Blockchain related laws</a> are already being passed in locations such as Delaware, Wyoming, Vermont, Arizona, and Nevada. In the UK, organizations in the blockchain space are registering with the Financial Conduct Authority to ensure transparency in operations. These instances are likely to create the precedent necessary for synergy across different industries in economies. Regulators and government agencies may as a consequence gain better understanding of the implications of regulations and laws they make with regards to the blockchain community.\r\n\r\nWhat could be better than a cold bottle of Coca Cola on a hot summers day? A world where more organizations earn the trust of their customers in their business operations. It is no longer enough to just make charitable donations or raise awareness of charitable initiatives. Organisations should exhibit skin in the game through the transparency of blockchain. If executed properly, the application of blockchain by Coca Cola to its supply chain could set the precedent for other organizations to change the lives of <a href=\"http://www.ilo.org/global/topics/forced-labour/lang--en/index.htm\">24.9 million</a> victims of forced labour around the world.\r\n\r\n&nbsp;\r\n\r\n&nbsp;\r\n\r\n&nbsp;<br /><center><hr/><em>Posted from my blog with <a href='https://wordpress.org/plugins/steempress/'>SteemPress</a> : https://moonflowcrypto.com/index.php/2018/03/21/blockchain-with-coca-cola/</em><hr/></center>",
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