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      "body": "Congratulations @one1note! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@one1note/birthday3.png</td><td>Happy Birthday! - You are on the Steem blockchain for 3 years!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@one1note) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=one1note)_</sub>\n\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
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      "body": "Congratulations @one1note! You have received a personal award!\n\n[![](https://steemitimages.com/70x70/http://steemitboard.com/@one1note/birthday2.png)](http://steemitboard.com/@one1note)  2 Years on Steemit\n<sub>_Click on the badge to view your Board of Honor._</sub>\n\n\n**Do not miss the last post from @steemitboard:**\n[SteemitBoard World Cup Contest - Home stretch to the finals. Do not miss them!](https://steemit.com/steemitboard/@steemitboard/steemitboard-world-cup-contest-home-stretch-to-the-finals-do-not-miss-them)\n\n---\n**Participate in the [SteemitBoard World Cup Contest](https://steemit.com/steemitboard/@steemitboard/steemitboard-world-cup-contest-collect-badges-and-win-free-sbd)!**\nCollect World Cup badges and win free SBD\nSupport the Gold Sponsors of the contest: [@good-karma](https://v2.steemconnect.com/sign/account-witness-vote?witness=good-karma&approve=1) and [@lukestokes](https://v2.steemconnect.com/sign/account-witness-vote?witness=lukestokes.mhth&approve=1)\n\n---\n\n> Do you like [SteemitBoard's project](https://steemit.com/@steemitboard)? Then **[Vote for its witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1)** and **get one more award**!",
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      "body": "[[Image:Charles Ponzi.jpg|thumb|Charles Ponzi, 1920.]]\n'''Ponzijeva shema''' nacin je investicijske [[prijevara|prijevare]] koju je tijekom dvadesetih godina 20. stoljeca u [[SAD]]-u uspjesno koristio talijanski prevarant [[Charles Ponzi|Charles A. Ponzi]], po kome je kasnije dobila i ime.\n\n== Povijest ==\nIako je prijevara dobila ime po Ponziju, on nije njezin autor. Naime, knjizevnik [[Charles Dickens]] jos je [[1857.]] godine u svojoj knjizi '',,Little Dorrit\"'' opisao navedenu financijsku operaciju, sto govori da korijeni ideje sezu puno dalje u proslost. Prve '',,Ponzijeve sheme\"'' povijest biljezi u 19. stoljecu.\n\n== Nacin funkcioniranja ==\nDa bi se  najbolje pojasnio nacin kako ova prijevara funkcionira, '''u daljnjem tekstu bit ce naveden izmisljeni primjer'''.\n\n'',,Poduzetnik\" objavljuje da radi na veoma profitabilnom projektu koji garantira visoke prihode i visoku dobit, ali mu je potrebna pozajmica tj. gotovina. ,,Investitor\" A daje ,,Poduzetniku\" zajam od 1000 [[Euro|eura]] sa rokom vracanja od 90 dana i [[Kamata|kamatom]] od 100 eura koja se isplacuje devedesetog dana. Za vrijeme tih 90 dana ,,Poduzetnik\" nalazi nove ,,investitore\", B i C, obecavajuci im isto. Na kraju roka od 90 dana on ,,Investitoru\" A nudi da mu vrati 1000 eura i kamatu od 100 eura, ali i to da ne dize glavnicu pa ni kamatu nudeci ponovo iste uvjete. Novac za tu namjenu posjeduje jer je dobio sredstva od ,,investitora\" B i C. Vecina ,,investitora\" je pohlepna i ne podize [[novac]] tj. reinvestira. Pojedinci koji ne vjeruju budu isplaceni odmah, od novca koji je dobio od drugih, a to podize ugled ,,Poduzetnika\" kao poslovne i ozbiljne osobe. Kako vrijeme odmice broj ,,investitora\" se povecava i prevarant uspijeva.'' \n\nIpak, nakon odredenog vremena, zbog neodrzivosti situacije i cjelokupnog koncepta, dogada se jedna od slijedecih mogucnosti:\n\n* prevarant bjezi sa novcem koji ima\n* prevareni investitori iz raznih razloga zatraziti ce svoj novac, a prevarant ce biti razotkriven buduci da nema toliko gotovine da odjednom svima isplati i glavnicu i obecane kamate\n\n== Povezani clanci ==\n* [[piramida srece]]\n* [[lancana pisma]]\n\n== Izvori ==\n* Sarah Peck, ''Investment ethics'', 2010. godina\n\n\n[[Kategorija:Kriminal]]\n\n<!-- interwiki -->\n[[hu:Pilotajatek]]\n[[ru:Mezhdunarodnyi otvetnyi kupon#Finansovaia piramida Pontsi]]\n",
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      "body": "Voat couldn't handle the traffic and missed a big opportunity to grow.\n\nIf Steemit gets the same surge of traffic, which is likely to happen when it hits mainstream media. How fast could it scale to adapt to this increase in traffic and how would it effect the reward system?\n\nThanks for any answer.",
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