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      "body": "Congratulations @overengineered! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@overengineered/birthday2.png</td><td>Happy Birthday! - You are on the Steem blockchain for 2 years!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@overengineered) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=overengineered)_</sub>\n\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
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      "body": "While this is about exchanges, I want to make a short story long so I'm adding the backstory too.\n\nLast night I wanted to buy some IOTA.  I'm really interested in Internet of Things and have a few sensors I might want to sell the data from.  I wanted to buy someone else's data first and see what it was all about.  I needed some IOTA. \nUnfortunately, IOTA is not traded on my exchange. \n\nIt took almost three and a half hours for my money to leave the exchange. This time does not include the time for confirmations, just BTC leaving the exchange.  I initiated an exchange to exchange transfer at 5:00 pm and at 8:30 pm it hit the bitcoin mempool.\n\n\n\nNow moving on from the facts to my wildly speculative personal thoughts that I have absolutely no evidence to  support.\n\nThe obvious answer is there was a lot going on last night.  Bitcoin was up around 20%. But I think I can do better.\n\nFirst, I'll give the exchange the benefit of the doubt, maybe they tried to send my transaction out immediately but there was so much traffic that it did not hit the mempool and they tried and tried till it hit. Highly unlikely, but in a world where people spend serious Ether on crypto kitties anything is possible.\n\nNext possible scenario and with a sunny side bent.  This could be a good thing.  Maybe the exchanges are ensuring they are not over leveraged and have a conservative amount of bitcoin and cash on hand and this is just how it plays out in high volume times.\n\nNext, this could be a leading indicator that the exchanges information systems can't handle the scale of new customers or trading volume. In this case, they might want to consider holding off on adding new customers, but that is usually a very hard idea to sell in any organization.  Customers will just sign up on another exchange.\n\nLast, maybe the exchange is prioritizing giving coin to new users over coins leaving their network.  In this case, that makes me sad.",
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      "body": "Great article",
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      "author": "steemitboard",
      "body": "Congratulations @overengineered! You have completed some achievement on Steemit and have been rewarded with new badge(s) :\n\n[![](https://steemitimages.com/70x80/http://steemitboard.com/notifications/firstpost.png)](http://steemitboard.com/@overengineered) You published your First Post\n[![](https://steemitimages.com/70x80/http://steemitboard.com/notifications/firstvoted.png)](http://steemitboard.com/@overengineered) You got a First Vote\n\nClick on any badge to view your own Board of Honor on SteemitBoard.\nFor more information about SteemitBoard, click [here](https://steemit.com/@steemitboard)\n\nIf you no longer want to receive notifications, reply to this comment with the word `STOP`\n\n> By upvoting this notification, you can help all Steemit users. Learn how [here](https://steemit.com/steemitboard/@steemitboard/http-i-cubeupload-com-7ciqeo-png)!",
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      "body": "Neighbor: \"What are bitcoins?\"\nMe: \t  \"First, how would you explain stocks to me?\"\nNeighbor: \"Piece of paper stating that I have ownership in a company.\"\nMe: \t  \"Can you show me your paper stocks?\"\nNeighbor: \"No, it all happens on the computer now.\"\nMe: \t  \"So what do you really own?\"\n\nWith that baseline we had a great discussion about bitcoin.",
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      "permlink": "bitcoin-conversation-with-my-neighbor",
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