{
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  "op": [
    "transfer",
    {
      "amount": "0.003 STEEM",
      "from": "ph-support",
      "memo": "Hi there @paytomat. We hope that you don't mind this little memo as we would love to bring your attention to small PASSIVE INCOME opportunity here on Steemit. Allow us to share with you link to our new delegation program. Perhaps you will find it worth your time and hopefully you will decide that our efforts bring value to Steemit and are worth your support. We would also greatly appreciate if you could RESTEEM this post and help us bring more traffic. Link: // https://steemit.com/hive-175254/@ph-support/check-out-our-passive-income-delegation-program-run-by-project-hope",
      "to": "paytomat"
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{
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      "amount": "0.011 STEEM",
      "from": "project.hope",
      "memo": "Hi @paytomat. Would you like to earn solid (115k SP) upvote on your latest post from @project.hope? Check out our recent post for more details. And hopefully you will find this publication worth your time and attention. We're explaining our community economy \"business model\", hoping that more people will join our efforts in the future. // LINk: https://steemit.com/hive-175254/@project.hope/project-hope-economy-explained-2021",
      "to": "paytomat"
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{
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      "amount": "0.003 STEEM",
      "from": "crypto.piotr",
      "memo": "Regarding the latest information and development of Steemauto. Old SteemAuto is already being switched off. Today, I would like to introduce you to new version of SteemAuto launched by one of most reputable witness. You can find it here: https://worldofxpilar.com/dash.php . I've helped testing it and it's WORKING GREAT so far (In case if you would have any questions, consider joining their discord channel: https://discord.com/invite/VAHHsmnNaJ )",
      "to": "paytomat"
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{
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      "amount": "0.001 STEEM",
      "from": "blurtofficial",
      "memo": "CONGRATS! You have a 1:1 BLURT AIRDROP of 358.268 BLURT and 326.656000 BLURT POWER waiting for you. Check out https://blurtwallet.com/@paytomat and https://blurt.blog/ TODAY!",
      "to": "paytomat"
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{
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      "amount": "0.003 STEEM",
      "from": "project.hope",
      "memo": "Good morning @paytomat, I hope you don't mind this little memo. I would like to ask you for SMALL FAVOUR. One of our PH community members posted publication promoting our curation trail on Steemit (great way to enjoy PASSIVE INCOME without investing much time in manual curation). Would you mind resteeming this post and helping us reach wider audience? Perhaps you can consider joining yourself with some small % upvote. I would also greatly appreciate YOUR FEEDBACK. I read all comments. Yours, @crypto.Piotr // LINK: https://steemit.com/hive-175254/@alokkumar121/looking-for-passive-income-no-time-for-manual-curation-sign-in-to-new-steemauto-and-follow-our-curation-trail-today",
      "to": "paytomat"
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{
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      "amount": "0.012 STEEM",
      "from": "project.hope",
      "memo": "Dear @paytomat. I hope you don't mind this little memo from us. If you do, then please let me know and I won't bother you again. The reason for my memo is simple and straight forward: we would like to share our recent idea on HOW TO BRING VALUE INTO STEEM blockchain. Our team strongly believe, that this new initiative can be vey meaningful (assuming it's executed well enough) for our platform and I would love to hear your feedback. So please spare few minutes of your time and visit recent publication posted by our founder and drop valuable comment. I will read them all :) Link: // https://steemit.com/hive-175254/@crypto.piotr/4w2bdz-let-s-discuss-my-recent-idea-on-how-to-bring-more-value-into-steem-blockchain",
      "to": "paytomat"
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      "amount": "0.011 STEEM",
      "from": "project.hope",
      "memo": "Good afternoon @paytomat, We've noticed that you didn't upvote any publication lately on STEEMIT and for that reason I decided to contact you. We've created our own curation trail, which benefits those who follow. Simply because it is always being triggered before large upvote from our account is being placed (currently >200k SP). This allows all who participate to enjoy solid curation rewards. Already 120 users trusted us and I figured that you may find our CURATION TRAIL also interesting and worth following. You may find more details on post published by our community member: https://steemit.com/projecthope/@coach.piotr/new-steemauto-to-auto-steemdb-online-and-our-project-hope-curation-trail",
      "to": "paytomat"
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      "amount": "0.002 STEEM",
      "from": "crypto.piotr",
      "memo": "Dear @paytomat, I hope you don't mind this little memo. I would like to introduce you to new \"LEARN AND EARN\" initiative which I came up together with @hardaeborla. Check out my latest post and hopefully you will enjoy our new idea. Obviously I would appreciate every resteem and your feedback. I read all comments. Yours, Piotr // LINK: https://steemit.com/hive-175254/@crypto.piotr/learn-and-earn-our-project-hope-new-awesome-initiative",
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      "from": "p2pbullion",
      "memo": "Did you know you can buy silver and gold directly using steem?  Checkout https://peertopeerbullion.com.  More products being added daily. \r\n\t",
      "to": "paytomat"
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      "memo": "Did you know you can buy silver and gold directly using steem?  Checkout https://peertopeerbullion.com.  More products being added daily. \r\n\t",
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      "author": "paytomat",
      "body": "Dear community,\n\nCryptocurrency exchanges often block or require additional verification from 10% of their users. But how can you avoid losing your funds and prevent your account from blocking? With the help of Paytomat Wallet’s new feature you can do it in 3 simple steps.\n\n## Why do exchanges block accounts?\nIt’s very simple — the exchanges use a special software, which traces “bad” bitcoins. These bitcoins are related to those which were detected in exchange hacks, used by hackers or converted via “mixers”.\n\n## How could I acquire “bad” bitcoins?\nBitcoins save their entire transactional history. If you just purchased them, there is a high probability that just a while back, they were used to purchase weapons or payed to hackers for breaking into a computer. After that, they were traded on the exchange to you.\n\n## Can the exchange block my account based on these allegations?\nYes. As you might already know, all of the reputable cryptocurrency exchanges today identify their users and carefully verify their funds’ origin. If the transaction is suspicious (for instance, cryptocurrency has ties to darknet), they simply freeze the funds. An exchange may block your account and request documents, which would confirm the purchase of these bitcoins. More often than not, the probability of unblocking your account is very low.\n\n## How can I protect my crypto?\nThese 3 easy steps will inform you whether your bitcoins are at risk\n\n- Install Paytomat Wallet:\n\n[IOS](https://apple.co/2TCuesx)\n[Android](http://bit.ly/2HGYdOE)\n\n- Connect **DLTI** service, which identifies potentially dangerous transactions and suspicious blockchain addresses.\n\n<center>![image.png](https://cdn.steemitimages.com/DQmacYaQ6WjrPDJNoxh9DVQRGrdcnoVMh63WNux7hxzEqJt/image.png)</center>\n\nDLTI verifies the transaction and indicates whether it is safe or not. The amount of transactions you can verify is unlimited and you can cancel your subscription at any time.\nClick “Check transaction” in the upper screen of “Transaction details”. You will soon be able to verify funds before even receiving them and block the sender. This feature is under active development and we plan on improving it by adding address auto verification, blacklisting and more.\n\nIf you have any questions, we will be happy to answer them in our [chat](https://t.me/paytomat).\n\nStay safe and stay home.\nSincerely yours,\nDeepDive and Paytomat teams",
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      "permlink": "how-to-install-hyperledger-fabric-for-training-purposes",
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      "weight": 1000
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{
  "block": 43305280,
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      "author": "paytomat",
      "body": "<center>![image.png](https://cdn.steemitimages.com/DQmQiNAuqWXG4p528qz1FKbehrrYUbJzvVAUVTtffDVT2dw/image.png)</center>\n\n===================================================================================================\n*This guide is for people who have little to no experience with Linux, but want to get going with Hyperledger’s Fabric solution.*\n===================================================================================================\n\nWhat is Hyperledger?\nHyperledger is the umbrella open source project that the Linux Foundation has created and hosted since 2015. It aims at advancing and promoting cross-industry blockchain technologies to ensure accountability, transparency, and trust among business partners. As a result, Hyperledger makes business network and transactions more efficient.\nAs it was already mentioned, this tutorial is for people who have little to no experience with Linux, so let’s start from the beginning.\nFirst of all, we need to have a server with Linux installed on it. Of course, you can use VMWARE, Hyper-V (installed on one of your machines) or you can go with some cloud vendor like AWS, GCP, Azure, IBM, etc. Let’s go with [Digital Ocean](https://m.do.co/c/2dc4443396d4) 😊.\n\nRegister at Digital Ocean (if you already don’t have an account) and create a new “Droplet”.\n\n<center>![image.png](https://cdn.steemitimages.com/DQmRQJ88fXAKADvJgsBxNqniYWHvWqDykWbUqTKNVERMvdq/image.png)</center>\n\n***Note: You can use something else, not just an Ubunty. However, for the training purposes, we recommend going with Ubunty.***\n\nWe don’t need a crazy powerful and expensive server. Right now we can go with something that has 4GB of RAM, 2 CPUs and 80 GB disk:\n\n<center>\n![image.png](https://cdn.steemitimages.com/DQmXdiCmhAugEJdXEXcr1gFHUbnuDpv57Y2E7QnxtgCLLTq/image.png)\n</center>\n\nName your Droplet. As you can see, we named our: **CHFA-fra1–02**:\n\n\n<center>![image.png](https://cdn.steemitimages.com/DQmRiQZ9qgA8xJTLpK7k7rBCw5BnLC9rB6ddMUhJZCVixCp/image.png)</center>\n\nAfter just a few minutes, our server will be ready. Let’s connect to it. Of course, we need something like putty. Let’s use [Kitty](https://www.9bis.net/kitty/#!index.md) 😊.\n\n\n<center>![image.png](https://cdn.steemitimages.com/DQmc32crUueKDciZfAKAuTYYAcNJKHChmagUadtQWJgDYru/image.png)</center>\n\nDigital Ocean will ask us to change the password when we connect to our server for the first time. Do so. After password change we should see a similar screen:\n\n<center>\n![image.png](https://cdn.steemitimages.com/DQmekYfS5LSja69MK4Eh3MJkPzNgrFNoBECK5etkmC2Y7RJ/image.png)\n</center>\n\nNow, let’s start the real work. We will begin with cURL install. First, let’s update our package list and install any newer versions using apt :\n\n*sudo apt update*\n*sudo apt -y upgrade*\n\nNext, we will install curl using apt :\n\n*sudo apt install -y curl*\n\nThe same we installed curl, we will now install git using apt :\n*sudo apt install git*\n\nAs you can guess, Python is also required. Since we are running Ubuntu 18.xx, we should already have the Python version we need automatically installed. We will still perform a double check to ensure Python is installed. Type the following command:\n\n*python2.7 — version*\n\n\n<center>![image.png](https://cdn.steemitimages.com/DQmdt6sA9QKavEYhyTj6sPvH2PiX65Cr5DT5oyNCkGhHiEc/image.png)</center>\n\nIf for some unknown reason in return we see an error, we can install it using the following command:\n\n*sudo apt install -y python-minimal*\n\nNote: We also like to install some extra, like Midnight Commander. Execute the following command:\n\n*sudo apt install mc*\n\nNow it’s a time to install Docker. Before moving on, let’s update our package list again:\n\n*sudo apt update*\n*sudo apt upgrade*\n\nWe will now use apt to install a few packages Docker is dependent upon:\n\n*sudo apt install apt-transport-https ca-certificates curl software-properties-common gnupg*\n\n\n<center>![image.png](https://cdn.steemitimages.com/DQmbGnfVvWuRmTxyzPWMfPQitjcMqTAwKi6YgMLSjeN6PrH/image.png)</center>\n\nAs a next step, we need to curl down our gpg key:\n\n*curl -fsSL https://download.docker.com/linux/ubuntu/gpg | sudo apt-key add –*\n\n\n<center>![image.png](https://cdn.steemitimages.com/DQmNg8QUgzcJvA5gBFCFwiC8hFqh1p8rX8J7tECt5rLAWkG/image.png)</center>\n\nLet’s validate our fingerprint by executing the following command:\n\n*sudo apt-key fingerprint 0EBFCD88*\n\n\n<center>![image.png](https://cdn.steemitimages.com/DQmYMifqQjnC4S5dboXYQxssUh5aGexwU6uLP8KAruWyxY4/image.png)</center>\n\nNext, let’s add the Docker repository (stable version):\n\n*sudo add-apt-repository “deb [arch=amd64] https://download.docker.com/linux/ubuntu $(lsb_release -cs) stable”*\n\nOnce more, let’s update our package list:\n*sudo apt update*\nNow we will use apt to install the Docker Community Edition:\n\n*sudo apt install docker-ce*\n\nNext, we need to add our current username to the Docker Group so we can access it in case of “non-root-user” issues:\n\n*sudo usermod -aG docker $USER*\n\nWe also want to set docker to run at system boot. We can do this by executing the following command:\n\n*systemctl enable docker*\n\nWe’ll test the installation and permissions by checking the version of Docker that is installed:\n\n*docker run hello-world*\n\nWe can test our installation by running the hello-world Docker image:\n\n<center>![image.png](https://cdn.steemitimages.com/DQmQKSt8WqfWZBZtnjL2gnvbCQZPECn5TPfko8DY49EDCux/image.png)</center>\n\nIt’s a time to install Docker-Compose. First, we need to pull docker-compose using curl:\n\n*sudo curl -L “https://github.com/docker/compose/releases/download/1.18.0/docker-compose-$(uname -s)-$(uname -m)” -o /usr/local/bin/docker-compose*\n\nWe need to change the permissions for docker-compose so we can execute it later:\n\n*sudo chmod +x /usr/local/bin/docker-compose*\n\nLet’s perform a reboot to ensure everything we’ve done is placed into effect.\n\n*sudo reboot now*\n\nNow, when all pre-requisites are in place, let’s download Hyperledger to our server.\nPlease change directories into your desktop:\n\n*cd ~/Desktop*\n\nNote: If you don’t have a directory called Desktop, we would recommend to create it, because some official material from Linux Foundation training (including provided scripts) does refer to the path, that includes directory Desktop. We can create a required folder by using the following syntax:\n\n*mkdir ~/Desktop*\n\nUse the following command to curl down the fabric-samples project folder, and Docker images for Hyperledger Fabric v1.4:\n\n*curl -sSL https://bit.ly/2ysbOFE | bash -s 1.4.2*\n\nPlease verify that a new fabric-samples folder is now on your desktop:\n\n*ls*\n\nNow, take a quick look into what this folder holds.\n\n*cd fabric-samples && ls*\n\nLastly, let’s do a sanity checks and verify that everything was correctly installed:\n\n*git -v*\n*docker-compose -v*\n*docker -v*\n\nNow it’s a time to build our “Starter Network”. “Starter Network” is an extremely scaled-down, barebones Hyperledger Fabric network. It has one peer, one organization, and a single Solo orderer.\n\nPlease change directories into fabric-samples:\n\n*cd ~/Desktop/fabric-samples*\n\nExecute the following commands to Bootstrap the Basics:\n*sudo wget ​https://s3.us-east-2.amazonaws.com/lfx-start1/startup.sh*\n*chmod u+x ./startup.sh*\n*./startup.sh*\n\nWhen startup.sh finishes, we will have our Hyperledger installed and ready for the next steps!\nGood luck with your studies 😊.\nP.S.\nSometimes when we do copy commands from websites and docs (such as .pdf) and past them into a Linux console, they do not work. There are many reasons for that, and we are not going to talk about them in this article. However, to help you to overcome this issue, please download the [following text file](http://ddtg.io/Hyperledger-Setup-Fabric-Installation) (save as) that includes all commands mentioned in the article.",
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      "body": "Author - Misha Hanin, DeepDive Group\n\n![image.png](https://cdn.steemitimages.com/DQmVcbQcj4ZMMfLWSfYpwEcvBC9HQuPTioyyZqGWBjiepgm/image.png)\n\nThe changing format of consumption, new security requirements and the ever-increasing speed of interaction with customers pose new challenges for technology communities and businesses in the world. A new way of thinking about cutting-edge technological vision is needed to face them.\n\nTo face these challenges and continue to provide extraordinary services and state of the art technology solutions, [DeepDive](https://deepdive.tech/) and Paytomat have decided to merge. The new company will provide its services under the [DeepDive Group (DDG)](https://deepdive.group/) brand, which includes [DeepDive Research](https://deepdive.tech/), [iRangers](https://www.irangers.com/) (systems integrator), [Gunbrig](https://gunbrig.com/) (cybersecurity services) and now [Paytomat](https://paytomat.com/en/). Such products and services as Paytomat, BonBons, Asteri and ZigZag will benefit from the merge and become flagship projects of the blockchain division of our group.\nWe are proud to be recognized as one of the top globally known technology providers, that delivers services to global brands and works together with them and the community to forge a better and safer digital future.\n\n*Each team has a dream — to work on exciting projects. We developed what we considered crucial and needed, what can change this world to the best. Now it’s time to bring our knowledge and products to the international market and work with leaders. Joining DeepDive is an opportunity for us to work with the best and provide products and services to the best.\nIt is exciting to see that we are stepping up, reaching new horizons and becoming researchers of the modern, cutting-edge technologies, needed for the digital world. Of course, it motivates to have an opportunity to work together with talent that any global technology company like Google or Microsoft dreams to have on board.*\n— **Yuri Olentir, CEO Paytomat**\n\n*Our experts have been providing high-end technology service and solutions for global giants around the world for more than 25 years. Our company grows and changes very fast, as the market demands, and we are continuously looking for more professional and passionate tech experts. One of the main tasks of the leaders is to find the right people. Do it quickly and efficiently. I do believe that the decision to team up with the professionals at Paytomat was the right action. This is a unique situation when 1+1 is equal to much more than two! The new era of the digital world has begun. Together, as a new DeepDive Generation 2 family, we will continue the digital transformation of the world.*\n— **Misha Hanin, CEO DeepDive Group**\n\n## About Paytomat\nPaytomat was conceived to make access to Decentralized Finance as easy as PayPal. Paytomat is a digital assets wallet and DLT-powered payment system, with 50K wallet users from multiple countries and 500+ merchants in pilot integration. With a global presence and 20+ regional leaders, Paytomat is making sure more users can use the cheapest cross-border payments, access instant loans and more.\n\n## About DeepDive\nWe presented at a glance the structure of our DeepDive Group, which includes companies, such as iRangers — everything related to Identity Management, Cloud, Infrastructure and Virtualization, DeepDive Research — the world’s leader in Blockchain Software Development and Gunbrig Security — top-notch security company, specializing in Real Life Red Team engagements, Ethical Hacking and Source Code Reviews.\n\n[Read original post](https://medium.com/deepdivetech/titans-get-together-to-change-the-world-e986b1e44f8e)",
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      "body": "![vite2.png](https://cdn.steemitimages.com/DQmceh2joBx19EcfKpK41EWTGZzyn1sBQGkYyFFewAVZb2i/vite2.png)\n\nAuthor  Khun Sir, Vite Labs\n\nWe are proud to announce a strategic partnership with Paytomat by Deep Dive Research (“Paytomat”), a decentralized payment system. Paytomat is used by more than several hundreds merchants to accept crypto in cafes, restaurants, beauty salons etc. Vite will get along with Paytomat to explore and improve the performance of payment infrastructure in crypto space.\nVite’s payment solution — VitePay was originally used in ViteStore, an online merchant for selling Vite swags. Later in 2019, Vite developed offline merchants with Alchemy for crypto payment solution in Singapore and other countries in Southeast Asia. The partnership with Paytomat will bring Vite the opportunity to develop payment business in Russian speaking countries, and also help Paytomat to have more usage in other countries.\n\n## About Paytomat\nPaytomat is a decentralized payment system integrated into existing point-of-sale systems or offers a standalone solution without the need to purchase additional hardware. Paytomat Wallet is a non-custodial cryptocurrency wallet that supports a wide range of tokens and is easy to use for storing, transferring or exchanging crypto and accessing decentralized apps. Paytomat’s core team is composed of developers with a background in security, IT infrastructure building, cryptocurrency exchanges and blockchain architecture development.\n\n## About Vite\nVite is a feeless, high-performance public chain and the first of its kind to implement a DAG-based smart contract capabilities. The original asynchronous architecture, hierarchical consensus and snapshot chain technology make Vite an industry-leader in terms of performance and commercial-level application support. To date, Vite has a steady record of deploying practical applications on its platform, with products including a decentralized exchange, a public financing dApp for the City of Syracuse, multiple on-chain games, and micropayment platforms.\n\n[Original post](https://medium.com/vitelabs/vite-labs-partners-with-paytomat-to-improve-the-performance-of-payment-infrastructure-76dc079064f7)\n\n[Paytomat by Deep Dive Research official website](https://paytomat.com)\n[Paytomat Twitter](https://twitter.com/paytomat)\n[Paytomat Telegram](https://t.me/Paytomat)\n[Deep Dive official website](https://deepdive.tech/)\n[Deep Dive Technology Group official website](ttps://deepdive.group/)\n[Vite official website](https://www.vite.org/)\n[Vite Twitter](https://twitter.com/vitelabs)",
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  "timestamp": "2020-04-28T13:10:15",
  "trx_id": "631846b8bb87c6c812ad883ec108774204f85953",
  "trx_in_block": 2,
  "virtual_op": 0
}

{
  "block": 42907154,
  "op": [
    "vote",
    {
      "author": "paytomat",
      "permlink": "paytomat-wallet-is-launching-its-referral-program",
      "voter": "estonia",
      "weight": 10000
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2020-04-28T05:01:24",
  "trx_id": "b5462d31901903c206fad610ae117edc0cd9f953",
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{
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  "op": [
    "vote",
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      "author": "paytomat",
      "permlink": "paytomat-wallet-is-launching-its-referral-program",
      "voter": "nnaraoh",
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  "op_in_trx": 0,
  "timestamp": "2020-04-24T22:52:48",
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}

{
  "block": 42782855,
  "op": [
    "comment",
    {
      "author": "nrg",
      "body": "cross post to hive, this needs more exposure",
      "json_metadata": "{\"tags\":[\"paytomat\"],\"app\":\"steempeak/2020.04.1\"}",
      "parent_author": "paytomat",
      "parent_permlink": "paytomat-wallet-is-launching-its-referral-program",
      "permlink": "re-paytomat-q997vc",
      "title": ""
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2020-04-23T18:40:30",
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  "virtual_op": 0
}

{
  "block": 42782829,
  "op": [
    "vote",
    {
      "author": "paytomat",
      "permlink": "paytomat-wallet-is-launching-its-referral-program",
      "voter": "nrg",
      "weight": 10000
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2020-04-23T18:39:09",
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}

{
  "block": 42749487,
  "op": [
    "vote",
    {
      "author": "paytomat",
      "permlink": "paytomat-wallet-is-launching-its-referral-program",
      "voter": "ond",
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    }
  ],
  "op_in_trx": 0,
  "timestamp": "2020-04-22T14:05:06",
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  "trx_in_block": 20,
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}

{
  "block": 42747912,
  "op": [
    "transfer",
    {
      "amount": "0.001 STEEM",
      "from": "beemengine",
      "memo": "💎 Best Community Service: auto post booster, tens extra votes 24/24, passive earnings and more.\nCheckout https://www.steembeem.com 🤙 or try it one month FOR ONLY 1 STEEM 🤯 to @beemengine with memo: subscribe",
      "to": "paytomat"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2020-04-22T12:44:06",
  "trx_id": "6473587e1601038080b49eefddf57afe226ffe1c",
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{
  "block": 42747899,
  "op": [
    "comment",
    {
      "author": "paytomat",
      "body": "![referral_ru_twi.png](https://cdn.steemitimages.com/DQmUCEQmZ84aVxT87nsub3RvEiUrawWkhwZXgJTgPdG9Tj4/referral_ru_twi.png)\n\nMany of you have been waiting for this update! Here it is — Paytomat Wallet added a new referral program. It will help the existing users to attract new ones and earn money from it. This is the first stage of this function’s integration, it will become even better over time. Are you ready to increase your revenue? Then read on :)\n\n![image.png](https://cdn.steemitimages.com/DQmVFc6WWkJDW19aaADHCsW9BdEzq4D68N7wCUby6hJ7gx8/image.png)\n\nTo start working with referral program, user must complete a minimal registration (link their email and phone number) and stake 25k+ PTI. If these conditions are met, user will receive a certain amount of registered promo codes for creating free EOS accounts. Five codes are given as a basis every month but the more you stake — the more codes become available.\n- 25K+ PTI: 5 promo codes\n- 50K+ PTI: 10 promo codes\n- 100K+ PTI: 15 promo codes\n- 250K+ PTI: 20 promo codes\n- Master node: 25 promo codes\n\n\n![image.png](https://cdn.steemitimages.com/DQmQw73gHyzqVz5KQn67gT5RELjWMBY1NuRZch14S8dzPov/image.png)\n**Important notice!** Codes will not be available immediately, but a week after the staking requirements are completed.\nThese codes are transferred to other users, who, after using the code, are added to the hierarchy of the invitee. Next, if they, in turn, completed the referral system’s requirements (registration + staking 25k+ PTI), they can also receive promo codes, invite users who will become a part of level 1 for them and level 2 for the original invitee. There will not be a level 3.\n\n![image.png](https://cdn.steemitimages.com/DQmVETCrMaSJXXstrDiv4PNR1k3V6JjQovMrWdd7pG9U22c/image.png)\nNext, based on the invited user’s actions, the invitee receives bonuses. These bonuses are credited to an off-chain to a bonus PTI account, but you cannot withdraw them to blockchain immediately (you will find more details below). The actions themselves are:\n- Creation of the EOS account (adding the user to the hierarchy): 50/10 PTI (from first/second level)\n- Depositing more than $50 in BTC or ETH to the wallet: 50/10 PTI\n- Purchasing PTI with wallet: 1/0.2% of the purchase\n- Purchase/sale/exchange of crypto: 0.1/0.02% of the total amount\n- Staking from 10K PTI: 50/10 PTI\n- Purchase of the master node: 5K/1K PTI\n\n![image.png](https://cdn.steemitimages.com/DQmRN1ZVsk2uYorJGf8cEePNKmBjE9y2DGTvBUouMMEvDKV/image.png)\nThese are the base accrual amounts, a multiplier can be applied to them depending on user’s level\n- Level 1 (basic): up to 200 PTI on bonus account, 1x multiplier\n- Level 2: from 200 PTI on account, 1.1x multiplier\n- Level 3: 500+ PTI, 1.25x\n- Level 4: 1K+ PTI, 1.5x\n- Level 5: 10K+ PTI, 2x\n- Level 6: 25K+ PTI, 2.5x\n- Level 7: 100K+ PTI, 3x\n\n![image.png](https://cdn.steemitimages.com/DQmWsYjiQnr4tpGn9Kx5dEqWmP3U5UGAKYnESjzVnfLfzFv/image.png)\n\nYou can withdraw the accrued PTI to the blockchain, starting from 1000 PTI. If PTIs are withdrawn, however, the user loses all of the previously acquired levels and returns back to level 1.\n\n![image.png](https://cdn.steemitimages.com/DQmVpgnxksMTL5eV1Cmvh8vdiiE87BvsEqTwEgqmA8X4mUi/image.png)\nThis is how the referral system works in Paytomat Wallet. As we said, it will only get better, easier to use, and more convenient over time. If you have any questions, we will be happy to answer them in our official chat \n https://t.me/paytomat. Don’t forget to update your wallet!",
      "json_metadata": "{\"tags\":[\"blockchain\",\"refferalprogram\"],\"image\":[\"https://cdn.steemitimages.com/DQmUCEQmZ84aVxT87nsub3RvEiUrawWkhwZXgJTgPdG9Tj4/referral_ru_twi.png\",\"https://cdn.steemitimages.com/DQmVFc6WWkJDW19aaADHCsW9BdEzq4D68N7wCUby6hJ7gx8/image.png\",\"https://cdn.steemitimages.com/DQmQw73gHyzqVz5KQn67gT5RELjWMBY1NuRZch14S8dzPov/image.png\",\"https://cdn.steemitimages.com/DQmVETCrMaSJXXstrDiv4PNR1k3V6JjQovMrWdd7pG9U22c/image.png\",\"https://cdn.steemitimages.com/DQmRN1ZVsk2uYorJGf8cEePNKmBjE9y2DGTvBUouMMEvDKV/image.png\",\"https://cdn.steemitimages.com/DQmWsYjiQnr4tpGn9Kx5dEqWmP3U5UGAKYnESjzVnfLfzFv/image.png\",\"https://cdn.steemitimages.com/DQmVpgnxksMTL5eV1Cmvh8vdiiE87BvsEqTwEgqmA8X4mUi/image.png\"],\"links\":[\"https://t.me/paytomat\"],\"app\":\"steemit/0.2\",\"format\":\"markdown\"}",
      "parent_author": "",
      "parent_permlink": "paytomat",
      "permlink": "paytomat-wallet-is-launching-its-referral-program",
      "title": "Paytomat Wallet is launching its referral program"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2020-04-22T12:43:27",
  "trx_id": "08fc2c9db73cf4ac0f4011e560748d29533740ac",
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}

{
  "block": 42747891,
  "op": [
    "comment",
    {
      "author": "paytomat",
      "body": "![referral_ru_twi.png](https://cdn.steemitimages.com/DQmUCEQmZ84aVxT87nsub3RvEiUrawWkhwZXgJTgPdG9Tj4/referral_ru_twi.png)\n\nMany of you have been waiting for this update! Here it is — Paytomat Wallet added a new referral program. It will help the existing users to attract new ones and earn money from it. This is the first stage of this function’s integration, it will become even better over time. Are you ready to increase your revenue? Then read on :)\n\n![image.png](https://cdn.steemitimages.com/DQmVFc6WWkJDW19aaADHCsW9BdEzq4D68N7wCUby6hJ7gx8/image.png)\n\nTo start working with referral program, user must complete a minimal registration (link their email and phone number) and stake 25k+ PTI. If these conditions are met, user will receive a certain amount of registered promo codes for creating free EOS accounts. Five codes are given as a basis every month but the more you stake — the more codes become available.\n- 25K+ PTI: 5 promo codes\n- 50K+ PTI: 10 promo codes\n- 100K+ PTI: 15 promo codes\n- 250K+ PTI: 20 promo codes\n- Master node: 25 promo codes\n\n\n![image.png](https://cdn.steemitimages.com/DQmQw73gHyzqVz5KQn67gT5RELjWMBY1NuRZch14S8dzPov/image.png)\n**Important notice!** Codes will not be available immediately, but a week after the staking requirements are completed.\nThese codes are transferred to other users, who, after using the code, are added to the hierarchy of the invitee. Next, if they, in turn, completed the referral system’s requirements (registration + staking 25k+ PTI), they can also receive promo codes, invite users who will become a part of level 1 for them and level 2 for the original invitee. There will not be a level 3.\n\n![image.png](https://cdn.steemitimages.com/DQmVETCrMaSJXXstrDiv4PNR1k3V6JjQovMrWdd7pG9U22c/image.png)\nNext, based on the invited user’s actions, the invitee receives bonuses. These bonuses are credited to an off-chain to a bonus PTI account, but you cannot withdraw them to blockchain immediately (you will find more details below). The actions themselves are:\n- Creation of the EOS account (adding the user to the hierarchy): 50/10 PTI (from first/second level)\n- Depositing more than $50 in BTC or ETH to the wallet: 50/10 PTI\n- Purchasing PTI with wallet: 1/0.2% of the purchase\n- Purchase/sale/exchange of crypto: 0.1/0.02% of the total amount\n- Staking from 10K PTI: 50/10 PTI\n- Purchase of the master node: 5K/1K PTI\n\n![image.png](https://cdn.steemitimages.com/DQmRN1ZVsk2uYorJGf8cEePNKmBjE9y2DGTvBUouMMEvDKV/image.png)\nThese are the base accrual amounts, a multiplier can be applied to them depending on user’s level\n- Level 1 (basic): up to 200 PTI on bonus account, 1x multiplier\n- Level 2: from 200 PTI on account, 1.1x multiplier\n- Level 3: 500+ PTI, 1.25x\n- Level 4: 1K+ PTI, 1.5x\n- Level 5: 10K+ PTI, 2x\n- Level 6: 25K+ PTI, 2.5x\n- Level 7: 100K+ PTI, 3x\n\n![image.png](https://cdn.steemitimages.com/DQmWsYjiQnr4tpGn9Kx5dEqWmP3U5UGAKYnESjzVnfLfzFv/image.png)\n\nYou can withdraw the accrued PTI to the blockchain, starting from 1000 PTI. If PTIs are withdrawn, however, the user loses all of the previously acquired levels and returns back to level 1.\n\n![image.png](https://cdn.steemitimages.com/DQmVpgnxksMTL5eV1Cmvh8vdiiE87BvsEqTwEgqmA8X4mUi/image.png)\nThis is how the referral system works in Paytomat Wallet. As we said, it will only get better, easier to use, and more convenient over time. If you have any questions, we will be happy to answer them in our official chat \n https://t.me/paytomat. Don’t forget to update your wallet!",
      "json_metadata": "{\"tags\":[\"paytomat\",\"blockchain\",\"refferal\",\"program\"],\"image\":[\"https://cdn.steemitimages.com/DQmUCEQmZ84aVxT87nsub3RvEiUrawWkhwZXgJTgPdG9Tj4/referral_ru_twi.png\",\"https://cdn.steemitimages.com/DQmVFc6WWkJDW19aaADHCsW9BdEzq4D68N7wCUby6hJ7gx8/image.png\",\"https://cdn.steemitimages.com/DQmQw73gHyzqVz5KQn67gT5RELjWMBY1NuRZch14S8dzPov/image.png\",\"https://cdn.steemitimages.com/DQmVETCrMaSJXXstrDiv4PNR1k3V6JjQovMrWdd7pG9U22c/image.png\",\"https://cdn.steemitimages.com/DQmRN1ZVsk2uYorJGf8cEePNKmBjE9y2DGTvBUouMMEvDKV/image.png\",\"https://cdn.steemitimages.com/DQmWsYjiQnr4tpGn9Kx5dEqWmP3U5UGAKYnESjzVnfLfzFv/image.png\",\"https://cdn.steemitimages.com/DQmVpgnxksMTL5eV1Cmvh8vdiiE87BvsEqTwEgqmA8X4mUi/image.png\"],\"links\":[\"https://t.me/paytomat\"],\"app\":\"steemit/0.2\",\"format\":\"markdown\"}",
      "parent_author": "",
      "parent_permlink": "paytomat",
      "permlink": "paytomat-wallet-is-launching-its-referral-program",
      "title": "Paytomat Wallet is launching its referral program"
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  "timestamp": "2020-04-22T12:43:03",
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{
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  "op": [
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      "id": "notify",
      "json": "[\"setLastRead\",{\"date\":\"2020-04-22T12:17:53\"}]",
      "required_auths": [],
      "required_posting_auths": [
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{
  "block": 41430618,
  "op": [
    "transfer",
    {
      "amount": "0.001 STEEM",
      "from": "emrebeyler",
      "memo": "Hi @paytomat. STEEM blockchain is recovering a hostile takeover. Details: https://cointelegraph.com/news/steem-community-stands-its-ground-amid-tron-takeover. Community is fighting back to put community witnesses back to the top20. I see you have free witness vote slots, please vote for our community witnesses. https://steemd.com/witnesses page highlights sockpuppet witnesses, we should ignore them and push the human witnesses in top50. That being said, I was also a consensus witness before takeover, here is a quick link to vote for my witness: https://app.steemconnect.com/sign/account-witness-vote?witness=emrebeyler&approve=1",
      "to": "paytomat"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2020-03-07T01:57:36",
  "trx_id": "6575014084753d34039b80ff3b7a5922d205af58",
  "trx_in_block": 4,
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}

{
  "block": 40549593,
  "op": [
    "comment",
    {
      "author": "steemitboard",
      "body": "Congratulations @paytomat! You received a personal award!\n\n<table><tr><td>https://steemitimages.com/70x70/http://steemitboard.com/@paytomat/birthday2.png</td><td>Happy Birthday! - You are on the Steem blockchain for 2 years!</td></tr></table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@paytomat) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=paytomat)_</sub>\n\n\n**Do not miss the last post from @steemitboard:**\n<table><tr><td><a href=\"https://steemit.com/steemitboard/@steemitboard/steemitboard-ranking-update-a-better-rich-list-comparator\"><img src=\"https://steemitimages.com/64x128/https://cdn.steemitimages.com/DQmfRVpHQhLDhnjDtqck8GPv9NPvNKPfMsDaAFDE1D9Er2Z/header_ranking.png\"></a></td><td><a href=\"https://steemit.com/steemitboard/@steemitboard/steemitboard-ranking-update-a-better-rich-list-comparator\">SteemitBoard Ranking update - A better rich list comparator</a></td></tr></table>\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
      "json_metadata": "{\"image\":[\"https://steemitboard.com/img/notify.png\"]}",
      "parent_author": "paytomat",
      "parent_permlink": "paytomat-adds-zigzag-dapp-into-paytomat-wallet",
      "permlink": "steemitboard-notify-paytomat-20200205t092411000z",
      "title": ""
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  "op_in_trx": 0,
  "timestamp": "2020-02-05T09:24:12",
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{
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    {
      "author": "paytomat",
      "permlink": "grab-your-steem-and-buy-some-coffee",
      "voter": "heskayknows",
      "weight": 10000
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2019-12-10T15:44:21",
  "trx_id": "a188b732eab143a043470b1ec6a15287ef1c6b89",
  "trx_in_block": 25,
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}

{
  "block": 36759701,
  "op": [
    "transfer",
    {
      "amount": "0.050 STEEM",
      "from": "paytomat",
      "memo": "send to paytomat002",
      "to": "paytomat002"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2019-09-26T13:01:15",
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}

{
  "block": 36759640,
  "op": [
    "transfer",
    {
      "amount": "0.010 STEEM",
      "from": "paytomat",
      "memo": "send to paytomat002",
      "to": "paytomat002"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2019-09-26T12:58:09",
  "trx_id": "2729f94087987acceecbb38cb9bbd86b4c25cf1a",
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}

{
  "block": 36585823,
  "op": [
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    {
      "author": "ackza",
      "body": "AMAZING little feature in the wallet!!!!\n\nhey is there STEEM on paytomat yet?!?!?!",
      "json_metadata": "{\"tags\":[\"bitcoin\"],\"app\":\"steemit/0.1\"}",
      "parent_author": "paytomat",
      "parent_permlink": "paytomat-adds-zigzag-dapp-into-paytomat-wallet",
      "permlink": "py4otl",
      "title": ""
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  "op_in_trx": 0,
  "timestamp": "2019-09-20T11:48:57",
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}

{
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    {
      "author": "paytomat",
      "permlink": "announcing-a-support-of-desktop-scatter-emulation",
      "voter": "ackza",
      "weight": 10000
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2019-09-20T11:48:24",
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}

{
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  "op": [
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      "author": "paytomat",
      "permlink": "how-to-manage-eos-resources-in-paytomat-wallet",
      "voter": "ackza",
      "weight": 10000
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2019-09-20T11:48:21",
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}

{
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  "op": [
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    {
      "author": "paytomat",
      "permlink": "paytomat-adds-zigzag-dapp-into-paytomat-wallet",
      "voter": "ackza",
      "weight": 10000
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2019-09-20T11:48:18",
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}

{
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      "author": "paytomat",
      "permlink": "how-to-manage-eos-resources-in-paytomat-wallet",
      "voter": "erkander",
      "weight": 10000
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2019-07-17T13:13:45",
  "trx_id": "ed571d0631791f424630571e68ea597d0be90731",
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}

{
  "block": 34712769,
  "op": [
    "author_reward",
    {
      "author": "paytomat",
      "permlink": "paytomat-adds-zigzag-dapp-into-paytomat-wallet",
      "sbd_payout": "0.214 SBD",
      "steem_payout": "0.323 STEEM",
      "vesting_payout": "2210.005929 VESTS"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2019-07-16T12:50:09",
  "trx_id": "0000000000000000000000000000000000000000",
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}

{
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  "op": [
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    {
      "author": "paytomat",
      "permlink": "how-to-manage-eos-resources-in-paytomat-wallet",
      "sbd_payout": "0.109 SBD",
      "steem_payout": "0.000 STEEM",
      "vesting_payout": "636.166416 VESTS"
    }
  ],
  "op_in_trx": 0,
  "timestamp": "2019-07-11T10:52:03",
  "trx_id": "0000000000000000000000000000000000000000",
  "trx_in_block": 4294967295,
  "virtual_op": 8
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      "body": "With the latest implementation of Desktop Scatter, Paytomat team is able to add more EOS dapps to our marketplace. This is why you might have noticed a variety of new dapps entering our wallet. On top of that, we try to diversify the categories of the dapps we’re working with.\n\nThis time we present a Zigzag project which is essentially a lending service based on EOS smart contracts. It is a mutual project between AtticLab, an EOS Block Producer, and Paytomat, the developer of Paytomat Wallet.\n\nWhile we don’t want to focus on the technical details here, it’s important to understand the basics of stable coins and their application.\n\n![](https://cdn.steemitimages.com/DQmf2Hsv5mbEV2V9XR8RCGa6uVeXGDmAJxkbzECjwCBzGmP/image.png)\n\nApplication\n\nStable coins became really popular lately among IT companies (Facebook), as well as the biggest financial institutions (JP Morgan, Circle, Coinbase). This trend is rather intriguing since the core concept of decentralization is not as vivid as for Bitcoin/altcoins holders. However, most of the people find this approach rather promising because it prevents volatility and stress issues. It’s a lot simpler to pay salary in TUSD, rather than Bitcoin, because a person doesn’t have to rely on the market’s condition and worry about the price appreciation/depreciation.\n\nApparently, the actual process of collateralization of any asset (fiat currency, commodity, stock, ownership) comes with a major drawback. Turns out you can use only one native token as collateral. It depends on the blockchain you’ve chosen to issue your asset-pegged tokens on, and you simply can’t change it. This becomes very expensive and time-consuming if you need to collateralize digital assets of other blockchains. Therefore, the demand for collateralized stablecoins across multiple blockchain networks is still untapped.\nThe solution\n\nTo solve this issue Zigzag introduces collateralized debt positions (CDPs). CDPs can be opened by depositing digital assets into the service’s smart contract, which issues and transfers ZIGs in return. Borrowers then can either convert their ZIGs into fiat currencies or buy more digital assets with them, thus, leveraging their long positions. Borrowers pay a daily fixed interest charged in ZIGs. Its rate is determined at the inception of the CDP.\n\nThe platform is powered by two tokens — ZIG and ZAG. While the former is a stablecoin backed by collateralized digital assets with the exchange rate target zone at 1 USD/ZIG, the latter is a security token serving governance purposes and profit distribution. ZigZag primarily targets traders, offering them an instrument for adding leverage to their long positions in digital assets in a transparent way.\nThe dapp\n\nThe easiest way to show how this model works is to go to the Zigzag dapp. As we already mentioned, you can find it in the Finance section of Paytomat EOS dapp marketplace.\n\nThe interface of Zigzag is very straightforward and has 3 blocks.\n\n- My wallet — shows your balance in EOS and ZIG.\n- Loans — shows the collateral value in both EOS and dollars, as well as the interest for your loans.\n- History — shows your lending history.\n\n![](https://cdn.steemitimages.com/DQmYMTHAPwpf1KtishLD2QNUs7wmFJFk8XUbt47MbmR64Dr/image.png)\n\nAdding a new loan\n\nTo add a new load, you simply scroll to the Loans block and click ADD. You’ll see a popup window where you need to input the amount of EOS you’re willing to use as a collateral to receive your loan. Then you need to verify transaction with your fingerprint/password and you’re good to go.\n\nIt is always a good idea to double check you balance first, just to be sure that you actually have the amount of EOS you want to use for your loan. If everything went according to plan, your Zig balance will be changed in the following exchange ratio: $1.5 deposited = 1 ZIG. Notice, the exchange ratio can be adjusted over time due to a flexible collateralization ratio (CR). Please, read Zigzag whitepaper for more details on CR.\n\n![](https://cdn.steemitimages.com/DQmP5YfLWWfAt7W5327UW24PxBrmWm9NdJWPX9WA7fhxhjQ/image.png)\n\nHow to use ZIG\n\nThere are multiple potential use cases for ZIG:\n\n- use it as a leverage to buy more cryptocurrencies (EOS, Bitcoin, Ethereum);\n\n- convert it to fiat currency (USD, EUR, CNY) and use for business/personal needs;\n\n- hold during the times of extreme volatility to have a chance of buying an asset at a lower price;\nRepaying the interest\n\nIn order to have a profitable business model, each loan service is charging an interest. It can vary from daily to monthly but the purpose is the same. Zigzag has a daily interest model, (0.001% daily) . The payment is made in ZIG to decrease volatility issues of EOS or any other asset that will be added in the future as collateral.\n\nIn order to repay the interest, you click the REPAY button in LOANS block, enter a ZIG amount you want to pay back to Zigzag for using loan services and verify your transaction. The process is very similar to adding a new loan, thus you shouldn’t experience any difficulties.\n\nAfter you repaym, you’ll see that ZIG balance has decreased, which means you paid back a certain amount of ZIG to Zigzag platform (in our case we had 0.3964 ZIG and left with 0.2966 ZIG).\n\nBy the way, you may notice frequent transactions with a memo which shows Loan status. These occur every 24 hours to notify that you need to repay your interest.\n\n![](https://cdn.steemitimages.com/DQmd6u3rmiHeBZWcVeyFphTfbquRWGPGuFN7hLZ1cC3bNPH/image.png)\n\nAs you can see, taking a loan doesn’t have to be a complex and long procedure. By removing the middlemen and putting everything on smart contracts, we achieved a decent level of transparency and decentralization in this niche. To learn more about Zigzag, please visit zigzag.finance",
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      "author": "steemitboard",
      "body": "Congratulations @paytomat! You have completed the following achievement on the Steem blockchain and have been rewarded with new badge(s) :\n\n<table><tr><td><img src=\"https://steemitimages.com/60x70/http://steemitboard.com/@paytomat/posts.png?201907041232\"></td><td>You published more than 50 posts. Your next target is to reach 60 posts.</td></tr>\n</table>\n\n<sub>_You can view [your badges on your Steem Board](https://steemitboard.com/@paytomat) and compare to others on the [Steem Ranking](https://steemitboard.com/ranking/index.php?name=paytomat)_</sub>\n<sub>_If you no longer want to receive notifications, reply to this comment with the word_ `STOP`</sub>\n\n\nTo support your work, I also upvoted your post!\n\n\n###### [Vote for @Steemitboard as a witness](https://v2.steemconnect.com/sign/account-witness-vote?witness=steemitboard&approve=1) to get one more award and increased upvotes!",
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